How to Obtain Your Insurance License in Alaska
1. Complete the Pre-Licensing Course
Alaska does not require candidates complete pre-licensing education. However, we recommend all candidates complete a course in order to gain the foundational knowledge necessary to pass the required insurance licensing exam. Alaska offers licensing in the following lines of authority:
- Life only
- Health Only
- Property & Casualty
- Personal lines
2. Schedule the Alaska State Examination
Once you choose which line of authority you want to test for, you can register for your exam. Registration must be completed online on Pearson Vue website: www.pearsonvue.com/ak/insurance.
Whether you choose to take the exam online through OnVUE or in person at a Pearson testing center, the exam fee is $89. Candidates may take up to two exams during one session for the single exam fee. However, you must pay this fee for any retakes so it's important to pass the first time to reduce your licensing costs!
Online Proctored Exams
If you plan on taking the exam online, you must make sure your computer meets the https://home.pearsonvue.com/ak/insurance/onvue>compatibility requirements. If your computer is not compatible with the online software, you will need to schedule your examination at a Pearson Vue test center.
Also note that candidates will be allowed four OnVUE attempts per exam. Candidates who fail must wait seven days to retest after the first exam attempt and 14 days to retest after the second attempt.
4. Passing the Alaska Insurance Licensing Exam
On the test day, make sure you bring two forms of signed identification and arrive 30 minutes before your scheduled exam time.
The Life, Health, Property, and Casualty exams are all 110 questions and you're allotted 2 hours and 15 minutes to complete the exams. The Personal Lines exam consists of 140 questions and you're allotted 2 hours and 30 minutes to complete the exam. You must score a 70% or higher to pass.
With XCEL's proven, 3-Part Training Program, you'll be exam day ready:
- Build a strong foundation of knowledge with the pre-licensing education course
- Focus on highly-tested exam content with our exam prep review course
- Test your knowledge and ensure retention with our exam simulators
5. Schedule your Fingerprint Appointment:
- All resident candidates taking an insurance examination for the first time must be fingerprinted.
- Get fingerprinted at an approved vendor.
- All fingerprints should be submitted on a standard FD-258 FBI fingerprint form
- Attach fingerprint card and fee with license application.
- Fingerprint Fee: $48.25
6. Apply for License
- Submit your license application electronically through NIPR
- Pay the $75 application fee
- NIPR verifies exams prior to allowing submission of an application.
Exam Outlines
| DESCRIPTION | Question Count | % of Exam Questions | ||
| Life | Health | Life | Health | |
| Life Insurance | ||||
| Types of Policies and Features | 12 | 0 | 13% | 0% |
| Policy Riders, Provisions, Options, and Exclusions | 18 | 0 | 20% | 0% |
| Completing the Application, Underwriting, and Delivering the Policies | 12 | 0 | 13% | 0% |
| Taxes, Retirement, and Other Insurance Concepts | 8 | 0 | 9% | 0% |
| Health Insurance | ||||
| Types of Policies | 0 | 14 | 0% | 16% |
| Policy Provisions, Clauses, and Riders | 0 | 20 | 0% | 22% |
| Social Insurance | 0 | 3 | 0% | 3% |
| Other Insurance Concepts | 0 | 4 | 0% | 4% |
| Field Underwriting Procedures | 0 | 9 | 0% | 10% |
| Alaska Laws and Rules | ||||
| Alaska Statutes, Rules and Regulations Common to All Lines | 30 | 30 | 33% | 33% |
| Alaska Statutes, Rules and Regulations Pertinent to Life Insurance | 10 | 0 | 11% | 0% |
| Alaska Statutes, Rules and Regulations Pertinent to Sickness and Accident Insurance | 0 | 10 | 0% | 11% |
| Total for all parts | ||||
| Total Scored Questions on Exam | 90 | 90 | ||
| Maximum Time allowed to complete exam in minutes | 145 | 145 | ||
| Passing Score | 70 | 70 | ||
| DESCRIPTION | Question Count | % of Exam Questions | ||
| Casualty | Property | Casualty | Property | |
| Casualty Insurance | ||||
| Types of Policies, Bonds, and Related Terms | 25 | 0 | 28% | 0% |
| Insurance Terms and Related Concepts | 14 | 0 | 16% | 0% |
| Policy Provisions | 11 | 0 | 12% | 0% |
| Property Insurance | ||||
| Types of Property Policies | 0 | 25 | 0% | 28% |
| Insurance Terms and Related Concepts | 0 | 14 | 0% | 16% |
| Policy Provisions and Contract Law | 0 | 11 | 0% | 12% |
| Alaska Laws and Rules | ||||
| Alaska Statutes, Rules, and Regulations Common to All Lines | 30 | 30 | 33% | 33% |
| Alaska Statutes, Rules and Regulations Pertinent to Casualty Insurance | 10 | 0 | 11% | 0% |
| Alaska Statutes, Rules and Regulations Pertinent to Property Insurance | 0 | 10 | 0% | 11% |
| Total for all parts | ||||
| Total Scored Questions on Exam | 90 | 90 | ||
| Maximum Time allowed to complete exam in minutes | 145 | 145 | ||
| Passing Score | 70 | 70 | ||
| DESCRIPTION | Question Count | % of Exam Questions | ||
| Personal Lines Insurance | ||||
| Types of Property Policies | 10 | 8% | ||
| Types of Casualty Policies | 13 | 10% | ||
| Property and Casualty Insurance Terms and Related Concepts | 28 | 23% | ||
| Property and Casualty Policy Provisions and Contract Law | 24 | 19% | ||
| Alaska Laws and Rules | ||||
| Alaska Statutes, Rules, and Regulations Common to All Lines | 30 | 24% | ||
| Alaska Statutes, Rules and Regulations Pertinent to Property and Casualty Personal Lines Insurance Only | 19 | 15% | ||
| Total for all parts | ||||
| Total Scored Questions on Exam | 124 | |||
| Total Scored Questions on Exam | 150 | |||
| Passing Score | 70 | |||
Producer Licensing Checklist:
| Task: | Date Completed |
| 1. Complete prelicensing course | |
| 2. Register for exam | |
| 3. Schedule Fingerprints | |
| 4. Pass exam | |
| 5. Apply for License |
Governing Agency
Name: Alaska Division of Insurance Department of Commerce, Community and Economic Development
Phone: 907-465-2515
Website: https://www.commerce.alaska.gov/web/ins/
Address: 333 Willoughby Ave, 9th Floor
PO Box 110805
Juneau, AK 99811-0805
Alaska Insurance License Renewal and Compliance Requirements
XCEL Solutions strives to provide the latest information to help you meet your Alaska insurance continuing education requirements. However, we recommend you verify with your state agency to ensure accuracy as all information is subject to change without notice.
License Renewal Timelines
Insurance producers are required to renew their license by the last day of their birth month every two years. To renew your Alaska insurance license, complete your continuing education requirements first, then visit LicenseHub through NIPR to fill out your renewal application and pay the $75 fee.
Complete Required Continuing Education
Licensees renewing a Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products license are required to complete 24 hours of approved continuing education before submitting their renewal application. Three of those hours must be in approved ethics courses, and no more than eight hours can be in management, marketing, or sales content.
Insurance agents can carry over up to eight excess hours into the next renewal period, though management, marketing, and sales credits cannot carry over.
Long-term Care Training Requirements
You can satisfy Alaska's LTC training requirements if you have completed the training requirements in another state.
Annuity Best Interest Training Requirements
Life or Variably Annuity licensees must complete an approved one-time 4-hour Annuity Suitability course before selling, soliciting, or negotiating annuity products. Resident and non-resident agents may complete these training requirements in any state with laws substantially similar to Alaska.
The course must include the following topics:
- Types of and various classifications of annuities
- Identification of the parties to an annuity
- How fixed, variable, and indexed annuity contract provisions affect the consumer
- Primary uses of an annuity
- Sales practices, replacement, and disclosure requirements that are consistent with 2 AAC 26.750 - 3AA 26.825
Flood Insurance (NFIP) Training Requirements
- Property and Casualty or Personal Lines licensees must complete an approved one-time 3-hour National Flood Insurance Program (NFIP) course by the end of their first renewal period if they plan to sell, solicit, or negotiate Flood insurance.
- The National Flood Insurance Program course credits count towards the agent's 24-hour CE requirement.
Reporting to your State
XCEL does report completed CE courses to your state agency
- Students must provide their National Producer Number (NPN) to report on course completion.
- $1.50 per credit hour is required to report course completions to your state.
- Course completions are reported within one business day.
Renew your License
Resident and nonresident license renewal applications are processed through NIPR. A $75 renewal fee is required. Agents with a continuing education requirement must obtain all required credits prior to their license expiration date. An agent will not be eligible to renew their insurance license(s) until they have satisfied their continuing education requirement.
Helpful Resources
Alaska Division of Insurance
https://www.commerce,alaska.gov
907-465-2515
[email protected]
P.O. 110805, Juneau, AK 99811-0805
