How to Obtain Your Insurance License in Alaska
1. Complete the Pre-Licensing Course
- Life Only
- Accident & Health Only
- Casualty
- Property
- Personal lines
Course Requirements:
- This is a forced progression (locked) state that requires the student to review each lesson and pass each of the chapter quiz before moving onto the next section/chapter.
- Assessments on key topics throughout the course and must be successfully passed with a minimum score of 70% before moving onto the next chapter.
2. Schedule the Alaska State Examination
- Registration must be completed online on Pearson Vue website: www.pearsonvue.com/ak/insurance
- Exam fee - $89 (Candidates may take up to TWO examinations during one exam session for a single fee of $89)
- OnVUE fee – $89 (there is no discount applied for multiple exams)
Online Proctored Exams:
- You must check the compatibility of your computer before registering for the exam. https://home.pearsonvue.com/ak/insurance/onvue
- If your computer is not compatible with the online software, you will need to schedule your examination at a Pearson Vue test center.
Limitation on Repeat Examinations:
- There are no limitations on retaking the exam.
- Candidates who fail an examination and wish to retake it must retake the entire examination, i.e., Parts 1 and 2.
- Candidates will be allowed four OnVUE attempts per exam. Candidates who fail an OnVUE exam will be required to wait 7 days to retest after exam attempt one, 14 days to retest after exam attempt two and 30 days to retest after exam attempt three.
Online Proctored Exams:
- You must check the compatibility of your computer before registering for the exam. https://home.pearsonvue.com/ak/insurance/onvue
- If your computer is not compatible with the online software, you will need to schedule your examination at a Pearson Vue test center.
3. Schedule your Fingerprint Appointment:
- All resident candidates taking an insurance examination for the first time must be fingerprinted.
- Get fingerprinted at an approved vendor.
- All fingerprints should be submitted on a standard FD-258 FBI fingerprint form
- Attach fingerprint card and fee with license application.
- Fingerprint Fee: $48.25
4. Pass the State Exam
- Be sure to take advantage of XCEL’s 3-Part training program, including Part 2 (Prep Review Course) and Part 3 (Exam Simulator). These are the two sections we hear from students value the most during the exam waiting period.
- Prep Review Course: This part of the training scales down content to focus solely on the most important material with weighted sections identical to the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Instructionally designed to teach individuals how to pass, most study effort should be invested here. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam.
- Exam Simulator: These special exams are designed to gauge content retention levels. Important: Only take the Exam Simulators after the Prep Review Course has been successfully completed. It ensures these questions will be “fresh in the mind.”
- On the day of testing, you must present two forms of identification bearing your signature, one of which must be a valid government issued photo id.
5. Apply for License
- Submit license application electronically through NIPR www.nipr.com
- Application fee – $75
- NIPR verifies exams prior to allowing submission of an application.
Exam Outlines
DESCRIPTION | Question Count | % of Exam Questions | ||
Life | Health | Life | Health | |
Life Insurance | ||||
Types of Policies and Features | 12 | 0 | 13% | 0% |
Policy Riders, Provisions, Options, and Exclusions | 18 | 0 | 20% | 0% |
Completing the Application, Underwriting, and Delivering the Policies | 12 | 0 | 13% | 0% |
Taxes, Retirement, and Other Insurance Concepts | 8 | 0 | 9% | 0% |
Health Insurance | ||||
Types of Policies | 0 | 14 | 0% | 16% |
Policy Provisions, Clauses, and Riders | 0 | 20 | 0% | 22% |
Social Insurance | 0 | 3 | 0% | 3% |
Other Insurance Concepts | 0 | 4 | 0% | 4% |
Field Underwriting Procedures | 0 | 9 | 0% | 10% |
Alaska Laws and Rules | ||||
Alaska Statutes, Rules and Regulations Common to All Lines | 30 | 30 | 33% | 33% |
Alaska Statutes, Rules and Regulations Pertinent to Life Insurance | 10 | 0 | 11% | 0% |
Alaska Statutes, Rules and Regulations Pertinent to Sickness and Accident Insurance | 0 | 10 | 0% | 11% |
Total for all parts | ||||
Total Scored Questions on Exam | 90 | 90 | ||
Maximum Time allowed to complete exam in minutes | 145 | 145 | ||
Passing Score | 70 | 70 |
DESCRIPTION | Question Count | % of Exam Questions | ||
Casualty | Property | Casualty | Property | |
Casualty Insurance | ||||
Types of Policies, Bonds, and Related Terms | 25 | 0 | 28% | 0% |
Insurance Terms and Related Concepts | 14 | 0 | 16% | 0% |
Policy Provisions | 11 | 0 | 12% | 0% |
Property Insurance | ||||
Types of Property Policies | 0 | 25 | 0% | 28% |
Insurance Terms and Related Concepts | 0 | 14 | 0% | 16% |
Policy Provisions and Contract Law | 0 | 11 | 0% | 12% |
Alaska Laws and Rules | ||||
Alaska Statutes, Rules, and Regulations Common to All Lines | 30 | 30 | 33% | 33% |
Alaska Statutes, Rules and Regulations Pertinent to Casualty Insurance | 10 | 0 | 11% | 0% |
Alaska Statutes, Rules and Regulations Pertinent to Property Insurance | 0 | 10 | 0% | 11% |
Total for all parts | ||||
Total Scored Questions on Exam | 90 | 90 | ||
Maximum Time allowed to complete exam in minutes | 145 | 145 | ||
Passing Score | 70 | 70 |
DESCRIPTION | Question Count | % of Exam Questions | ||
Personal Lines Insurance | ||||
Types of Property Policies | 10 | 8% | ||
Types of Casualty Policies | 13 | 10% | ||
Property and Casualty Insurance Terms and Related Concepts | 28 | 23% | ||
Property and Casualty Policy Provisions and Contract Law | 24 | 19% | ||
Alaska Laws and Rules | ||||
Alaska Statutes, Rules, and Regulations Common to All Lines | 30 | 24% | ||
Alaska Statutes, Rules and Regulations Pertinent to Property and Casualty Personal Lines Insurance Only | 19 | 15% | ||
Total for all parts | ||||
Total Scored Questions on Exam | 124 | |||
Total Scored Questions on Exam | 150 | |||
Passing Score | 70 |
Producer Licensing Checklist:
Task: | Date Completed |
1. Complete prelicensing course | |
2. Register for exam | |
3. Schedule Fingerprints | |
4. Pass exam | |
5. Apply for License |
Governing Agency
Name: Alaska Division of Insurance Department of Commerce, Community and Economic Development
Phone: 907-465-2515
Website: https://www.commerce.alaska.gov/web/ins/
Address: 333 Willoughby Ave, 9th Floor
PO Box 110805
Juneau, AK 99811-0805
Alaska Insurance License Renewal and Compliance Requirements
XCEL Solutions provides this information as a courtesy to licensees subject to insurance continuing education requirements. Although every effort is made to maintain the accuracy of this course, recent changes in laws and procedures may not yet be reflected in the content. All information is subject to change without notice.
License Renewal Timelines
Agents holding a Major Lines license (Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products) are required to renew their license by the last day of their birth month every two years.
- On-going renewal periods are the last day of the agent’s birth month every two (2) years thereafter.
Continuing education requirements must be met before submitting the license renewal application.
Complete Required Continuing Education
Requirements per License
Licensees renewing a Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products license are required to complete 24 hours of approved continuing education, 3 of which must be approved as ethics, before submitting their renewal application.
Specific Product Training Requirements
The Alaska Department of Insurance requires specific training requirements for individual agents selling, soliciting, or negotiating Long-Term Care products (LTC), Flood Insurance products (NFIP), and Annuity products (Annuity). Failing to complete the required training may jeopardize the agent’s authority to sell the related insurance products.
Long-term Care Training Requirements
- Life or Accident & Health licensees must complete an approved 8-hour Long-term Care course before selling, soliciting, or negotiating long-term care insurance.
- Agents must also complete an approved 4-hour LTC refresher course every renewal period to continue selling, soliciting, or negotiating long-term care insurance.
- The initial and refresher LTC course credits count towards the agent's 24-hour CE requirement.
- Resident agents may complete these training requirements in any state provided the department has approved the course for long-term care credit prior to the agent taking the course.
- Non-resident agents may complete these training requirements in any state.
Annuity Best Interest Training Requirements
- Life or Variably Annuity licensees must complete an approved one-time 4-hour Annuity Best Interest course before selling, soliciting, or negotiating annuity products.
- Annuity course credits count towards the agent's 24-hour CE requirement.
- Resident and non-resident agents may complete these training requirements in any state with laws substantially similar to Alaska.
Flood Insurance (NFIP) Training Requirements
- Property and Casualty or Personal Lines licensees must complete an approved one-time 3-hour National Flood Insurance Program (NFIP) course by the end of their first renewal period if they plan to sell, solicit, or negotiate Flood insurance.
- The National Flood Insurance Program course credits count towards the agent's 24-hour CE requirement.
Course Requirements
- Licensees can use independent self-study courses to meet all requirements.
- Licensees may take courses in any line of authority.
- Self-study exams are closed book and require a monitor/proctor.
- Duplicate courses completed in the same renewal period are not allowed and cannot be carried over to future renewal cycles.
- Excess credits up to 8 hours earned in the previous biennial renewal period can be carried over to the next reporting period.
Reporting to your State
- Students must provide their National Producer Number (NPN) to report on course completion.
- $1.00 per credit hour is required to report course completions to your state.
- Course completions are reported within one business day.
Renew your License
Resident and nonresident license renewal applications are processed through NIPR. A $75 renewal fee is required. Agents with a continuing education requirement must obtain all required credits prior to their license expiration date. An agent will not be eligible to renew their insurance license(s) until they have satisfied their continuing education requirement.
Helpful Resources
Alaska Division of Insurance
https://www.commerce,alaska.gov
907-465-2515
insurancelicensing@alaska.gov
P.O. 110805, Juneau, AK 99811-0805