The state of Arizona has no formal pre-licensing education requirement however it is recommended as the prelicensing course is designed to prepare candidates for the State Licensing Examination.

• Life Only
• Accident & Health Only
• Life, Accident & Health
• Casualty Insurance
• Property Insurance
• Property and Casualty  

• This is a forced progression (locked) state that requires the student to review each lesson and pass each of the chapter quiz before moving onto the next section/chapter.
• Assessments on key topics throughout the course and must be successfully passed with a minimum score of 70% before moving onto the next chapter. 

• Registration must be completed online on PROMETRIC website: https://www.prometric.com/arizona/insurance
• Single line exam fee $38
• Combined exams fee $49

• You must check the compatibility of your computer before registering for the exam. https://rpcandidate.prometric.com/
• If your computer is not compatible with the online software, you will need to schedule your examination at the Prometric test center.

• Candidates will have four attempts to pass an exam for a line of authority within a one-year period. After the fourth unsuccessful attempt, you will be placed into a waiting period and not be able to retake the exam until the one-year waiting period is over. ARS § 20-284(H) 

• Be sure to take advantage of XCEL’s 3-Part training program, including Part 2 (Prep Review Course) and Part 3 (Exam Simulator). These are the two sections we hear from students value the most during the exam waiting period. 
  
  • Prep Review Course: This part of the training scales down content to focus solely on the most important material with weighted sections identical to the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Instructionally designed to teach individuals how to pass, most study effort should be invested here. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam. 
  • Exam Simulator: These special exams are designed to gauge content retention levels. Important: Only take the Exam Simulators after the Prep Review Course has been successfully completed. It ensures these questions will be “fresh in the mind.”  
• On the day of testing, you must present a valid government issued photo id.  

• Submit license application online through www.nipr.com
• Application fee $120
• If you answer “Yes” to a background question on the application, submit your written statement accompanied by corresponding court documents (printouts from a court’s web site are not acceptable) as part of your NIPR electronic license application using the Attachments Warehouse
• If you need to submit other additional documents as part of your NIPR electronic license application, use the Attachments Warehouse.
• NIPR verifies exams prior to allowing submission of an application.

• All resident candidates taking an insurance examination for the first time must be fingerprinted.
• This is a multistep process.
  • Candidates must create an account for both the AZDPS Public Services Portal and Fieldprint
  • For more information visit https://difi.az.gov/finger-print
• ADPS Fingerprint code: INS-055.A
• ADPS Fingerprint Fee: $22.44
• Fieldprint Fingerprint Fee: $8.25

• You must submit Form L-152 found on the Department of Insurance website: https://insurance.az.gov/form-l-152-licensing-eligibility-lawful-presence-us-requirement
• This form is not necessary if your fingerprints were submitted to the department electronically.

Name: Arizona Department of Insurance and Financial Institutions
Phone: 602-364-3100
Website: https://difi.az.gov/producers
Address: 100 North 15th Avenue, Suite 261 Phoenix, AZ 85007

XCEL Solutions provides this information as a courtesy to licensees subject to insurance continuing education requirements. Although every effort is made to maintain the accuracy of this course, recent changes in laws and procedures may not yet be reflected in the content. All information is subject to change without notice. 

Agents holding a Major Lines license (Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products) are required to renew their license by the last day of their birth month every four years.

• On-going renewal periods are the last day of the agent’s birth month every four (4) years thereafter.

Continuing education requirements must be met before submitting the license renewal application. 

Licensees renewing a Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products license are required to complete 48 hours of approved continuing education, 6 of which must be approved as ethics, before submitting their renewal application. 

The Arizona Insurance and Financial Institutions requires specific training requirements for individual agents selling, soliciting, or negotiating Long-Term Care products (LTC), Flood Insurance products (NFIP), and Annuity products (Annuity). Failing to complete the required training may jeopardize the agent’s authority to sell the related insurance products. 

• Life or Accident & Health licensees must complete an approved 8-hour Long-term Care course before selling, soliciting, or negotiating long-term care insurance.
• Agents must also complete an approved 4-hour LTC refresher course every renewal period to continue selling, soliciting, or negotiating long-term care insurance.
• The initial and refresher LTC course credits count towards the agent's 48-hour CE requirement.
• Resident agents may complete these training requirements in any state provided the department has approved the course for long-term care credit prior to the agent taking the course.
• Non-resident agents may complete these training requirements in any state. 

• Life or Variably Annuity licensees must complete an approved one-time 4-hour Annuity Best Interest course before selling, soliciting, or negotiating annuity products.
• Annuity Best Interest course credits count towards the agent's 24-hour CE requirement.
• Resident and non-resident agents may complete these training requirements in any state with laws substantially similar to Arizona. 

• Property and Casualty or Personal Lines licensees must complete an approved one-time 3-hour National Flood Insurance Program (NFIP) course by the end of their first renewal period if they plan to sell, solicit, or negotiate Flood insurance.
• The National Flood Insurance Program course credits count towards the agent's 48-hour CE requirement. 

• Licensees can use independent self-study courses to meet all requirements.
• Licensees may take courses in any line of authority.
• Self-study exams are closed book and do not require a monitor/proctor.
• Duplicate courses completed in the same renewal period are not allowed and cannot be carried over to future renewal cycles.
• Excess credit hours cannot be carried over to the next license period.

• Students must provide their National Producer Number (NPN) to report on course completion.
• No fee to report course completions to the state.
• Course completions are reported within one business day. 

Resident and nonresident license renewal applications are processed through NIPR. A $120 renewal fee is required per license class. Agents with a continuing education requirement must obtain all required credits prior to their license expiration date. An agent will not be eligible to renew their insurance license(s) until they have satisfied their continuing education requirement.

Find your Arizona insurance license number

View your CE transcript

Renew your license.

Arizona Insurance and Financial Institutions
https://difi.az.gov/
602-364-3100
licensing@azinsurance.gov
100 North 15th Avenue, Suite 261, Phoenix, AZ 85007-2630