Choose Your Pre-Licensing Package
With simple and proven pre-licensing packages, you can easily pick your training and start your course in a few minutes.
Our Premier package adds flashcards, a recorded review class, and our Prepared to Pass Promise to the standard package and is ideal for those looking to maximize their studying with various learning formats. This package include the mandatory stand-alone 12-hour California Code and Ethics Course.
XCEL’s Proven 3-Part Training Program:
Pre-licensing Course
- Online self-study course providing fundamentals and satisfies any state requirements.
Prep Review Course
- Scaled down content focusing on the most important material weighted to match your state exam outline.
Exam Simulator
- The three exam simulators with unlimited retakes are weighted by topic to match the state exam.
Extended Access
- 30-day access to the Pre-licensing course & then 30 days for the prep review course & exam simulators.
AI-Powered Study Partner, Rubi™
- Study smarter with an AI-powered tutor built into your course that delivers real-time guidance, instant answers, and personalized support every step of the way.
California Code and Ethics Pre-licensing
XCEL’s Proven 3-Part Training Program:
Pre-licensing Course
- Online self-study course providing fundamentals and satisfies any state requirements.
Prep Review Course
- Scaled down content focusing on the most important material weighted to match your state exam outline.
Exam Simulator
- The three exam simulators with unlimited retakes are weighted by topic to match the state exam.
Extended Access
- 30-day access to the Pre-licensing course & then 30 days for the prep review course & exam simulators.
AI-Powered Study Partner, Rubi™
- Study smarter with an AI-powered tutor built into your course that delivers real-time guidance, instant answers, and personalized support every step of the way.
Recorded Livestream Exam Review - Life and Health English
- Play, pause, fast-forward, and rewind a recorded version of our 1-day Exam Review class.
Flashcards - Life, Health, and Accident Insurance
- 800+ flashcards to test & reinforce your knowledge of fundamentals.
Prepared to Pass Promise
- Pass the exam on your first attempt or get a full refund. See terms
Our standard Life & Health Pre-licensing course combines XCEL’s proven 3-part training program with an AI-powered study partner that helps you learn, practice, and prepare for your exam with confidence in as little as 2 weeks.
XCEL’s Proven 3-Part Training Program:
Pre-licensing Course
- Online self-study course providing fundamentals and satisfies any state requirements.
Prep Review Course
- Scaled down content focusing on the most important material weighted to match your state exam outline.
Exam Simulator
- The three exam simulators with unlimited retakes are weighted by topic to match the state exam.
Extended Access
- 30-day access to the Pre-licensing course & then 30 days for the prep review course & exam simulators.
AI-Powered Study Partner, Rubi™
- Study smarter with an AI-powered tutor built into your course that delivers real-time guidance, instant answers, and personalized support every step of the way.
California Code and Ethics Pre-licensing
XCEL’s Proven 3-Part Training Program:
Pre-licensing Course
- Online self-study course providing fundamentals and satisfies any state requirements.
Prep Review Course
- Scaled down content focusing on the most important material weighted to match your state exam outline.
Exam Simulator
- The three exam simulators with unlimited retakes are weighted by topic to match the state exam.
Extended Access
- 30-day access to the Pre-licensing course & then 30 days for the prep review course & exam simulators.
AI-Powered Study Partner, Rubi™
- Study smarter with an AI-powered tutor built into your course that delivers real-time guidance, instant answers, and personalized support every step of the way.
Our Premier package adds flashcards, a recorded review class, and our Prepared to Pass Promise to the standard package and is ideal for those looking to maximize their studying with various learning formats.
XCEL’s Proven 3-Part Training Program:
Pre-licensing Course
- Online self-study course providing fundamentals and satisfies any state requirements.
Prep Review Course
- Scaled down content focusing on the most important material weighted to match your state exam outline.
Exam Simulator
- The three exam simulators with unlimited retakes are weighted by topic to match the state exam.
Extended Access
- 30-day access to the Pre-licensing course & then 30 days for the prep review course & exam simulators.
AI-Powered Study Partner, Rubi™
- Study smarter with an AI-powered tutor built into your course that delivers real-time guidance, instant answers, and personalized support every step of the way.
Recorded Livestream Exam Review - Property and Casualty
- Play, pause, fast-forward, and rewind a recorded version of our 2-day Exam Review class.
Flashcards - Property and Casualty Insurance
- 800+ flashcards to test & reinforce your knowledge of fundamentals.
California Code and Ethics Pre-licensing
XCEL’s Proven 3-Part Training Program:
Pre-licensing Course
- Online self-study course providing fundamentals and satisfies any state requirements.
Prep Review Course
- Scaled down content focusing on the most important material weighted to match your state exam outline.
Exam Simulator
- The three exam simulators with unlimited retakes are weighted by topic to match the state exam.
Extended Access
- 30-day access to the Pre-licensing course & then 30 days for the prep review course & exam simulators.
AI-Powered Study Partner, Rubi™
- Study smarter with an AI-powered tutor built into your course that delivers real-time guidance, instant answers, and personalized support every step of the way.
Prepared to Pass Promise
- Pass the exam on your first attempt or get a full refund. See terms
Our standard Property and Casualty Pre-licensing course combines XCEL’s proven 3-part training program with an AI-powered study partner that helps you learn, practice, and prepare for your exam with confidence in as little as 2 weeks.
XCEL’s Proven 3-Part Training Program:
Pre-licensing Course
- Online self-study course providing fundamentals and satisfies any state requirements.
Prep Review Course
- Scaled down content focusing on the most important material weighted to match your state exam outline.
Exam Simulator
- The three exam simulators with unlimited retakes are weighted by topic to match the state exam.
Extended Access
- 30-day access to the Pre-licensing course & then 30 days for the prep review course & exam simulators.
AI-Powered Study Partner, Rubi™
- Study smarter with an AI-powered tutor built into your course that delivers real-time guidance, instant answers, and personalized support every step of the way.
California Code and Ethics Pre-licensing
XCEL’s Proven 3-Part Training Program:
Pre-licensing Course
- Online self-study course providing fundamentals and satisfies any state requirements.
Prep Review Course
- Scaled down content focusing on the most important material weighted to match your state exam outline.
Exam Simulator
- The three exam simulators with unlimited retakes are weighted by topic to match the state exam.
Extended Access
- 30-day access to the Pre-licensing course & then 30 days for the prep review course & exam simulators.
AI-Powered Study Partner, Rubi™
- Study smarter with an AI-powered tutor built into your course that delivers real-time guidance, instant answers, and personalized support every step of the way.
Our Premier package adds flashcards, a recorded review class, and our Prepared to Pass Promise to the standard package and is ideal for those looking to maximize their studying with various learning formats.
XCEL’s Proven 3-Part Training Program:
Pre-licensing Course
- Online self-study course providing fundamentals and satisfies any state requirements.
Prep Review Course
- Scaled down content focusing on the most important material weighted to match your state exam outline.
Exam Simulator
- The three exam simulators with unlimited retakes are weighted by topic to match the state exam.
Extended Access
- 30-day access to the Pre-licensing course & then 30 days for the prep review course & exam simulators.
AI-Powered Study Partner, Rubi™
- Study smarter with an AI-powered tutor built into your course that delivers real-time guidance, instant answers, and personalized support every step of the way.
California Code and Ethics Pre-licensing
XCEL’s Proven 3-Part Training Program:
Pre-licensing Course
- Online self-study course providing fundamentals and satisfies any state requirements.
Prep Review Course
- Scaled down content focusing on the most important material weighted to match your state exam outline.
Exam Simulator
- The three exam simulators with unlimited retakes are weighted by topic to match the state exam.
Extended Access
- 30-day access to the Pre-licensing course & then 30 days for the prep review course & exam simulators.
AI-Powered Study Partner, Rubi™
- Study smarter with an AI-powered tutor built into your course that delivers real-time guidance, instant answers, and personalized support every step of the way.
Recorded Livestream Exam Review - Personal Lines
- Play, pause, fast-forward, and rewind a recorded version of our 1-day Exam Review class
Flashcards - Property and Casualty Insurance
- 800+ flashcards to test & reinforce your knowledge of fundamentals.
Prepared to Pass Promise
- Pass the exam on your first attempt or get a full refund. See terms
Our standard Personal Lines Pre-licensing course combines XCEL’s proven 3-part training program with an AI-powered study partner that helps you learn, practice, and prepare for your exam with confidence in as little as 2 weeks.
XCEL’s Proven 3-Part Training Program:
Pre-licensing Course
- Online self-study course providing fundamentals and satisfies any state requirements.
Prep Review Course
- Scaled down content focusing on the most important material weighted to match your state exam outline.
Exam Simulator
- The three exam simulators with unlimited retakes are weighted by topic to match the state exam.
Extended Access
- 30-day access to the Pre-licensing course & then 30 days for the prep review course & exam simulators.
AI-Powered Study Partner, Rubi™
- Study smarter with an AI-powered tutor built into your course that delivers real-time guidance, instant answers, and personalized support every step of the way.
California Code and Ethics Pre-licensing
XCEL’s Proven 3-Part Training Program:
Pre-licensing Course
- Online self-study course providing fundamentals and satisfies any state requirements.
Prep Review Course
- Scaled down content focusing on the most important material weighted to match your state exam outline.
Exam Simulator
- The three exam simulators with unlimited retakes are weighted by topic to match the state exam.
Extended Access
- 30-day access to the Pre-licensing course & then 30 days for the prep review course & exam simulators.
AI-Powered Study Partner, Rubi™
- Study smarter with an AI-powered tutor built into your course that delivers real-time guidance, instant answers, and personalized support every step of the way.
Shop All Insurance Licensing Courses for California
Browse all pre-licensing courses, state-specific courses, and any available Spanish courses to help you prepare to pass your California insurance licensing exam.
California Insurance License Requirements
From completing pre-licensing requirements to scheduling your state exam, submitting fingerprints and applying for your license, XCEL has step-by-step instructions on how to navigate the licensing process.
View State Requirements