Idaho Insurance License Classes Online

Looking for an Idaho insurance school? XCEL is the nation’s leading online insurance license school. XCEL has you covered with high-quality Idaho insurance license courses, industry expertise and convenience. All of XCEL's Idaho courses are approved by the Idaho Department of Insurance.

Life and Health

C

Property and Casualty

C

Personal Lines

C

Best Value

Premier
Life and Health

The ultimate package including everything you need to pass the first time or your money back. Ideal for those looking to maximize their studying with various learning formats.

$299
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators
Online Flashcards

Over 800+ flashcards to test your knowledge of fundamental terms & help reinforce key topics

Recorded Exam Review Class

Play and pause a recorded version of our 1-day Exam Review class to review critical concepts you must master before taking your exam

Prepared to Pass Promise

We're so confident in our ability to prepare you to pass your exam on the first try that we will refund you if you purchase our Premier Package and follow our 3-step process. Click here for terms.

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Standard
Life and Health

A solid foundation to prepare to pass your pre-licensing exam without all the extras. Ideal for those who are self-motivated and will prioritize learning on their own.
$199
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Idaho Health Pre-licensing

$199

Idaho Life Pre-licensing

$199

Life and Health

C

Property and Casualty

C

Personal Lines

C

Best Value

Premier
Property and Casualty

The ultimate package including everything you need to pass the first time or your money back. Ideal for those looking to maximize their studying with various learning formats.

$299
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators
Online Flashcards

Over 800+ flashcards to test your knowledge of fundamental terms & help reinforce key topics

Recorded Exam Review Class

Play and pause a recorded version of our 1-day Exam Review class to review critical concepts you must master before taking your exam

Prepared to Pass Promise

We're so confident in our ability to prepare you to pass your exam on the first try that we will refund you if you purchase our Premier Package and follow our 3-step process. Click here for terms.

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Standard
Property and Casualty

A solid foundation to prepare to pass your pre-licensing exam without all the extras. Ideal for those who are self-motivated and will prioritize learning on their own.
$199
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Life and Health

C

Property and Casualty

C

Personal Lines

C

Premier
Personal Lines

The ultimate package including everything you need to pass the first time or your money back. Ideal for those looking to maximize their studying with various learning formats.

$299
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators
Online Flashcards

Over 800+ flashcards to test your knowledge of fundamental terms & help reinforce key topics

Recorded Exam Review Class

Play and pause a recorded version of our 1-day Exam Review class to review critical concepts you must master before taking your exam

Prepared to Pass Promise

We're so confident in our ability to prepare you to pass your exam on the first try that we will refund you if you purchase our Premier Package and follow our 3-step process. Click here for terms.

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Standard
Personal Lines

A solid foundation to prepare to pass your pre-licensing exam without all the extras. Ideal for those who are self-motivated and will prioritize learning on their own.
$199
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Idaho State Insurance Licensing Requirements

HOW TO OBTAIN AN IDAHO INSURANCE PRODUCER LICENSE

The state of Idaho has no formal pre-licensing education requirement however it is recommended as the prelicensing course is designed to prepare candidates for the State Licensing Examination.

  1. Complete the Prelicensing Course
  • Life Only
  • Accident & Health Only
  • Casualty Insurance
  • Property Insurance
  • Personal Lines

Course requirements:

  • This is a forced progression (locked) state that requires the student to review each lesson and pass each of the chapter quiz before moving onto the next section/chapter.
  • Assessments on key topics throughout the course must be successfully passed with a minimum score of 70% before moving onto the next chapter.
  1. Schedule the Idaho State Examination
  • Registration must be completed online on Pearson VUE website: https://home.pearsonvue.com/id/insurance
  • Candidates must pass two (2) state examinations for each line of authority (Life/Health/Property/Casualty): the general knowledge exam and the state-designated exam.
  • Exam fee: $65

Online Proctored Exams:

  • You must check the compatibility of your computer before registering for the exam. https://home.pearsonvue.com/id/insurance/onvue
  • If your computer is not compatible with the online software, you will need to schedule your examination at Pearson Vue test center.

Limitation on Repeat Examinations:

  • Candidates taking a major line (Life/Health/Property/Casualty) examination and who fail any part (General Portion or State Portion) will need to retake only the part that was failed. Both parts must be passed within 180 days (6 months) of passing one part of the exam.
  • There is no limit on the number of attempts, but if a candidate fails to pass one portion of the examination, they will be required to retake the failed portion.
  1. Pass Your State Exam
  • Be sure to take advantage of the cram courses (Prep Review and Exam Simulator) within your prelicensing course during the waiting period.
  • Prep Review Course: This part of the training features content “boiled down to the essence” of the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Instructionally designed to teach individuals how to pass, most study effort should be invested here. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam.
  • Exam Simulator: These special exams are designed to gauge content retention levels. Important: Only take the Exam Simulators after the Prep Review Course has been successfully completed. It ensures these questions will be “fresh in the mind”.
  • On the day of testing, you must present two (2) forms of identification bearing your signature, one of which must be a valid government issued photo id.
  1. Submit Your Fingerprints
  • The state of Idaho requires fingerprinting.
  • There are two options to submit fingerprints:

  • Fingerprints are first come first serve basis.
  • Fingerprint Fee: $61.25
  • Fingerprints are valid for 6 months
  1. Apply for Your License
  • Submit license application online through NIPR www.nipr.com or SIRCON www.sircon.com/idaho
  • Application fee: $80
  • If you answer “Yes” to a background question on the application, submit your written statement accompanied by corresponding court documents (printouts from a court’s website are not acceptable) as part of your NIPR electronic license application using the Attachments Warehouse
  • If you need to submit other additional documents as part of your NIPR electronic license application, use the Attachments Warehouse

Pearson Vue Exam Outlines

DESCRIPTION

Question Count

 

Life

Health

Life Insurance

 

 

Types of Policies and Features

15

0

Policy Riders, Provisions, Options, and Exclusions

15

0

Completing the Application, Underwriting, and Delivering the Policies

12

0

Taxes, Retirement, and Other Insurance Concepts

8

0

Health Insurance

 

 

Types of Policies

0

16

Policy Provisions, Clauses, and Riders

0

15

Social Insurance

0

6

Other Insurance Concepts

0

5

Field Underwriting Procedures

0

8

Idaho Laws and Rules

 

 

Idaho Statutes, Rules and Regulations Common to All Lines

12

12

Idaho Statutes, Rules and Regulations Pertinent to Life and Health/Disability Insurance Only

10

3

Idaho Statutes, Rules, and Regulations Pertinent to Life Insurance Only

3

0

Idaho Statutes, Rules and Regulations Pertinent to

Health/Disability Insurance only

0

10

Total for all parts

 

 

Total Scored Questions on Exam

75

75

Maximum Time allowed to complete exam in minutes

120

120

Passing Score

70

70

DESCRIPTION

Question Count

 

Casualty

Property

Casualty Insurance

 

 

Types of Policies, Bonds, and Related Terms

23

0

Insurance Terms and Related Concepts

15

0

Policy Provisions

12

0

Property Insurance

 

 

Types of Property Policies

0

22

Insurance Terms and Related Concepts

0

14

Policy Provisions and Contract Law

0

11

Idaho Laws and Rules

 

 

Idaho Statutes, Rules, and Regulations Common to All Lines

12

12

Idaho Statutes, Rules and Regulations Common to Property and Casualty Insurance

3

3

Idaho Statutes, Rules and Regulations Pertinent to Casualty Insurance

5

0

Idaho Statutes, Rules and Regulations Pertinent to Property Insurance

0

3

Total for all parts

 

 

Total Scored Questions on Exam

70

68

Maximum Time allowed to complete exam in minutes

105

105

Passing Score

70

70

Producer Licensing Checklist:

Task:

Date Completed

  1. Complete Prelicensing Course
  1. Register for Exam
  1. Pass Exam
  1. Submit Fingerprints
  1. Apply for License

Governing Agency

Name: Idaho Department of Insurance

Phone: 208-334-4250

Website: https://doi.idaho.gov/

Address: 700 W. State Street, Floor 3

Boise, ID 83720-0043

Mailing Address:

Idaho Department of Insurance

PO Box 83720

Boise, ID 83720-0043

Working as an Insurance Agent

Property and Casualty Insurance Agents

What can you expect working as an agent? Property and casualty insurance agents work with clients to help secure policies that protect people and businesses from financial loss.

For individuals many of these events include automobile accidents, fire, theft. For businesses these events can include the same as individuals but can also include workers’ compensation claims, product liability claims, or medical malpractice claims.

Life Insurance Agents

What can you expect from working as an Insurance agent? Life insurance agents work with clients to help secure policies that pay beneficiaries when a policyholder passes away. Life insurance agents also can help people prepare for retirement by offering certain types of annuities.

Health and long-term care insurance agents work with clients to help secure policies that cover the costs of medical care and assisted-living services. They also can help clients secure dental insurance and disability insurance.

Why Students Choose XCEL

XCEL is the nation’s online insurance education industry leader. We provide you with all the tools and study material you will need to pass the state exam the first time. We understand how people learn and incorporate every detail of our knowledge to help you succeed.

Wide Variety
of Study Options

Our programs offer E-books, videos, simulated state exams, flashcards, review notes, and the best instructor support in the industry.

Proven
System

XCEL offers a unique three-step training program instructionally designed to prepare you to pass the first time.

Pass
Rates

XCEL is the nation’s most trusted provider of test-prep solutions for insurance industry licensing exams. Our courses are built around questions similar to those seen on the exams.

Don’t Delay, Start Today!

View insurance courses below to find out what pre-licensing courses are required for your state.