Indiana Insurance License Classes Online

Looking for an Indiana insurance school? XCEL is the nation’s leading online insurance license school. XCEL has you covered with high-quality Indiana insurance license courses, industry expertise and convenience. All of XCEL's Indiana courses are approved by the Indiana Department of Insurance.

Life and Health

C

Property and Casualty

C

Personal Lines

C

Best Value

Premier
Life and Health

The ultimate package including everything you need to pass the first time or your money back. Ideal for those looking to maximize their studying with various learning formats.

$303
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators
Online Flashcards

Over 800+ flashcards to test your knowledge of fundamental terms & help reinforce key topics

Recorded Exam Review Class

Play and pause a recorded version of our 1-day Exam Review class to review critical concepts you must master before taking your exam

Prepared to Pass Promise

We're so confident in our ability to prepare you to pass your exam on the first try that we will refund you if you purchase our Premier Package and follow our 3-step process. Click here for terms.

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Standard
Life and Health

A solid foundation to prepare to pass your pre-licensing exam without all the extras. Ideal for those who are self-motivated and will prioritize learning on their own.
$203
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Indiana Health Pre-licensing

$203

Indiana Life Pre-licensing

$203

Life and Health

C

Property and Casualty

C

Personal Lines

C

Best Value

Premier
Property and Casualty

The ultimate package including everything you need to pass the first time or your money back. Ideal for those looking to maximize their studying with various learning formats.

$303
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators
Online Flashcards

Over 800+ flashcards to test your knowledge of fundamental terms & help reinforce key topics

Recorded Exam Review Class

Play and pause a recorded version of our 1-day Exam Review class to review critical concepts you must master before taking your exam

Prepared to Pass Promise

We're so confident in our ability to prepare you to pass your exam on the first try that we will refund you if you purchase our Premier Package and follow our 3-step process. Click here for terms.

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Standard
Property and Casualty

A solid foundation to prepare to pass your pre-licensing exam without all the extras. Ideal for those who are self-motivated and will prioritize learning on their own.
$203
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Life and Health

C

Property and Casualty

C

Personal Lines

C

Premier
Personal Lines

The ultimate package including everything you need to pass the first time or your money back. Ideal for those looking to maximize their studying with various learning formats.

$303
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators
Online Flashcards

Over 800+ flashcards to test your knowledge of fundamental terms & help reinforce key topics

Recorded Exam Review Class

Play and pause a recorded version of our 1-day Exam Review class to review critical concepts you must master before taking your exam

Prepared to Pass Promise

We're so confident in our ability to prepare you to pass your exam on the first try that we will refund you if you purchase our Premier Package and follow our 3-step process. Click here for terms.

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Standard
Personal Lines

A solid foundation to prepare to pass your pre-licensing exam without all the extras. Ideal for those who are self-motivated and will prioritize learning on their own.
$203
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Indiana State Insurance Licensing Requirements

HOW TO OBTAIN AN INDIANA INSURANCE PRODUCER LICENSE

Complete the prelicensing course.

    • Life Only – 20 hours
    • Accident & Health Only – 20 hours
    • Life, Accident and Health – 40 hours
    • Casualty Insurance – 20 hours
    • Property Insurance – 20 hours
    • Property and Casualty – 40 hours
    • Personal lines – 20 hour

Course requirements:

  • This is a forced progression (locked) state that requires the student to review each lesson and pass each of the chapter quiz before moving onto the next section/chapter.
  • Assessments on key topics throughout the course and must be successfully passed with a minimum score of 70% before moving onto the next chapter.
  • Mandatory final exam
  • Completion of this course satisfies the prelicensing education requirement.

Certificate Information

To eligible for a Certificate of completion, you must follow several steps:

  • Complete the course and pass the final exam with a minimum score of 70%.
  • Download and Print certificate through the “Transcript” tile on the user dashboard.
  • Certificates are valid for 6 months.
  • Course completion rosters are reported to SIRCON daily.
  • Education providers are required to collect and report SSN.
  • Roster fee: $4.00 which is collected during enrollment.

Schedule the Indiana State examination.

Limitation on repeat examinations:

  • Testing must be completed within 6 months of the Course Completion Date on the Certificate.

Online proctored exams:

  • You must check the compatibility of your computer before registering for the exam. https://home.pearsonvue.com/in/insurance/onvue
  • If your computer is not compatible with the online software, you will need to schedule your examination at a Pearson Vue test center.
  • Spanish exams are not available through OnVUE.

Pass your state exam

  • Take advantage of the cram courses (Prep Review and Exam Simulator) within your prelicensing course during the waiting period.
    • Prep Review Course: This part of the training features content “boiled down to the essence” of the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Instructionally designed to teach individuals how to pass, most study effort should be invested here. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam.
    • Exam Simulator: These special exams are designed to gauge content retention levels. Important: Only take the Exam Simulators after the Prep Review Course has been successfully completed. It ensures these questions will be “fresh in the mind”.
  • On the day of testing, you must have the following items:
    • One form of identification bearing your signature that must be a valid government issued photo id
    • Candidates who have changed their names must provide written documentation of the change. This documentation may be a copy of a marriage license, divorce decree or other official legal documentation showing the name change.
    • Valid Certificate(s) of completion – Electronic copies are acceptable.

Apply for license

  • Submit license application online through SIRCON www.sircon.com/indiana or NIPR www.nipr.com
  • Application fee $40
  • If applicant responds “yes” to one of the background questions, please submit supporting documents electronically via NIPR’s Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax. All other required documentation must be forwarded directly to the state.
  • NIPR does not verify exams prior to allowing submission of an application, however an exam is required prior to the state’s approval of the request.

Exam Outlines

DESCRIPTION Question Count % of Exam Questions
Life Health L&H Life Health L&H
Life Insurance
Insurance Regulation 8 10 7 8% 10% 5%
General Insurance 7 10 7 7% 10% 5%
Life Insurance Basics 20 0 15 20% 0% 10%
Life Insurance Policies 17 0 15 17% 0% 10%
Life Insurance Policy Provisions, Options and Riders 12 0 10 12% 0% 7%
Annuities 20 0 16 20% 0% 11%
Federal Tax Considerations for Life Ins. and Annuities 9 0 7 9% 0% 5%
Qualified Plans 7 0 5 7% 0% 3%
Health Insurance
Health Insurance Basics 0 6 5 0% 6% 3%
Individual Health Insurance Policy General Provisions 0 7 6 0% 7% 4%
Disability Income and Related Insurance 0 6 3 0% 6% 2%
Medical Plans 0 17 14 0% 17% 9%
Group Health Insurance 0 20 17 0% 20% 11%
Dental Insurance 0 3 3 0% 3% 2%
Insurance for Senior Citizens and Special Needs Individuals 0 14 14 0% 14% 9%
Federal Tax Considerations for Health Insurance 0 7 6 0% 7% 4%
Total for all parts
Total Scored Questions on Exam 100 100 150 100 100 150
Maximum Time allowed to complete exam in minutes 120 120 160 105 105 150
Passing Score 70 70 70 70 70 70
DESCRIPTION Question Count % of Exam Questions
Casualty Property P&C Casualty Property P&C
Casualty Insurance .
Insurance Regulation 11 13 16 11% 13% 11%
General Insurance 11 13 15 11% 13% 10%
Property and Casualty Insurance Basics 13 16 20 13% 16% 13%
Homeowners Policy 10 0 0 10% 0% 0%
Auto Insurance 14 0 17 14% 0% 11%
Commercial Package Policy 10 0 19 10% 0% 13%
Businessowners Policy 10 0 0 10% 0% 0%
Workers Compensation Insurance 13 0 17 13% 0% 11%
Other Coverages and Options 8 0 0 8% 0% 0%
Property Insurance
Dwelling Policy 0 10 9 0% 10% 6%
Homeowners Policy 0 17 12 0% 17% 8%
Commercial Package Policy 0 13 0 0% 13% 0%
Businessowners Policy 0 8 8 0% 8% 5%
Other Coverages and Options 0 10 17 0% 10% 11%
Total for all parts
Total Scored Questions on Exam 100 100 150 80 80 120
Maximum Time allowed to complete exam in minutes 120 120 160 105 105 150
Passing Score 70 70 70 70 70 70

Producer Licensing Checklist:

Task: Date Completed
1. Complete prelicensing course
2. Register for exam
3. Pass exam
4. Apply for license

Governing Agency

Name: Indiana Department of Insurance
Phone: 317-232-2389
Website: https://www.in.gov/idoi/licensing/
Address: 311 West Washington Street Suite 103 Indianapolis, IN 46204-2787

Working as an Insurance Agent

Property and Casualty Insurance Agents

What can you expect working as an agent? Property and casualty insurance agents work with clients to help secure policies that protect people and businesses from financial loss.

For individuals many of these events include automobile accidents, fire, theft. For businesses these events can include the same as individuals but can also include workers’ compensation claims, product liability claims, or medical malpractice claims.

Life Insurance Agents

What can you expect from working as an Insurance agent? Life insurance agents work with clients to help secure policies that pay beneficiaries when a policyholder passes away. Life insurance agents also can help people prepare for retirement by offering certain types of annuities.

Health and long-term care insurance agents work with clients to help secure policies that cover the costs of medical care and assisted-living services. They also can help clients secure dental insurance and disability insurance.

Why Students Choose XCEL

XCEL is the nation’s online insurance education industry leader. We provide you with all the tools and study material you will need to pass the state exam the first time. We understand how people learn and incorporate every detail of our knowledge to help you succeed.

Wide Variety
of Study Options

Our programs offer E-books, videos, simulated state exams, flashcards, review notes, and the best instructor support in the industry.

Proven
System

XCEL offers a unique three-step training program instructionally designed to prepare you to pass the first time.

Pass
Rates

XCEL is the nation’s most trusted provider of test-prep solutions for insurance industry licensing exams. Our courses are built around questions similar to those seen on the exams.

Don’t Delay, Start Today!

View insurance courses below to find out what pre-licensing courses are required for your state.