$450.00
- Format:Workshop
- Education Type:BCU Webinars
- Line of Authority:N/A
- Language:N/A
- Credit Hours:N/A
Description
Core credit skills begins with the ability to evaluate a borrower's financial health through careful examination of financial statements, tax returns, cash flow and key performance ratios.
Beyond the numbers, strong credit professionals develop the judgment to understand the quality of earnings, the sustainability of revenue, and the adequacy of collateral as a secondary source of repayment.
They learn to understand qualitative and quantitative risk and learn to evaluate the risks, make a decision and put together an appropriate structure to protect the bank
What You'll Learn
- Explain proper loan structure and how covenants are used.
- Make decisions on lending requests.
- Understand the elements that go into an effective credit write-up.
