District of Columbia Insurance License Requirements

This Washington D.C. insurance license requirements outlined below are regularly verified and updated. However, we do recommend checking with the Department of Insurance to ensure you are in compliance whether you are earning or renewing your license. 

The Washington District of Columbia has no formal pre-licensing education requirement. However, we recommend all candidates complete a course in order to gain the foundational knowledge necessary to pass the required insurance licensing exam. Washington D.C. offers licensing in the following lines of authority:  

• Life Only 
• Accident and Health  
• Casualty 
• Property 

• This is a forced progression (locked) state that requires the student to review each lesson and pass each of the chapter quiz before moving onto the next section/chapter.
• Assessments on key topics throughout the course must be successfully passed with a minimum score of 70% before moving onto the next chapter. 

• Registration must be completed online on the Pearson Professional Assessments website: https://home.pearsonvue.com/dc/insurance
• Exam fee $75

• There are no limits on exam retakes. 

• With XCEL's proven, 3-Part Training Program, you'll be exam day ready: 

  1. Build a strong foundation of knowledge with the pre-licensing education course
  2. Focus on highly-tested exam content with our exam prep review course
  3. Test your knowledge and ensure retention with our exam simulators
• On the day of testing, you must present two forms of identification bearing your signature, one of which must be a valid government issued photo id. 
• Candidates must bring a copy of a marriage certificate or divorce decree (if the candidate’s name has legally changed from that shown on his/her identification) 

• Apply for your license online through NIPR website www.nipr.com
• Application fee $100 plus processing fee
• If you answer “Yes” to a background question on the application, please submit supporting documents electronically via NIPR’s Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax. All other required documentation must be forwarded directly to the state.
• NIPR verifies exams prior to allowing submission of an application.

• The department will provide fingerprint information.
• Register online for background check through Fieldprint: https://schedule.fieldprint.com/User/SignIn
• Fingerprint Fee: $31.50
• Contact the Department of Insurance, Securities and Banking at (202) 727-8000 for questions.

Name: Government of the District of Columbia Department of Insurance
Phone: 202-727-8000
Website: https://disb.dc.gov/
Address: 1050 First Street, NE, Suite 801 Washington, DC 20002

This license renewal information is provided as a convenience only and is subject to change at any time. It is ultimately the responsibility of the licensee to ensure compliance with all requirements for each license and corresponding renewal period.

Agents holding a Major Lines license (Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products) are required to renew their license by the last day of their birth month every two years. 

• The initial expiration date for a Major Lines license (Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products) is the last day of the agent’s birth month that is no less than eighteen (18) months nor more than twenty-nine (29) months from the license issuance date.   
• On-going renewal periods are the last day of the agent’s birth month every two (2) years thereafter. 

Continuing education requirements must be met before submitting the license renewal application. 

Licensees renewing a Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products license are required to complete 24 hours of approved continuing education, 3 of which must be approved as ethics, before submitting their renewal application. 

The District of Columbia Department of Insurance requires specific training requirements for individual agents selling, soliciting, or negotiating Flood Insurance products (NFIP), and Annuity products (Annuity). Failing to complete the required training may jeopardize the agent’s authority to sell the related insurance products. 

• Life or Variably Annuity licensees must complete an approved one-time 4-hour Annuity Training course before selling, soliciting, or negotiating annuity products. 
• Annuity course credits count towards the agent's 24-hour CE requirement.
• Resident and non-resident agents may complete these training requirements in any state with laws substantially similar to District Of Columbia. 

• Property and Casualty or Personal Lines licensees must complete an approved one-time 3-hour National Flood Insurance Program (NFIP) course by the end of their first renewal period if they plan to sell, solicit, or negotiate Flood insurance. 
• The National Flood Insurance Program course credits count towards the agent's 24-hour CE requirement. 

• Licensees can use independent self-study courses to fill all requirements. 
• Licensees must take courses in which the licensed is held.
• Self-study exams are closed book and require a monitor/proctor. 
• Duplicate courses completed in the same renewal period are not allowed and cannot be carried over to future renewal cycles. 
• Excess credits cannot be carried over from one renewal period to the next.  
• Excess Ethics credit hours earned will not be applied as general credit hours. Any excess is lost. 

• Students must provide their National Producer Number (NPN) to report on course completion. 
• $1.50 per credit hour is required to report course completions to your state. 
• Course completions are reported within one business day. 

Resident and nonresident license renewal applications are processed through NIPR. A $100 renewal fee is required to be paid. Agents with a continuing education requirement must obtain all required credits prior to their license expiration date. An agent will not be eligible to renew their insurance license(s) until they have satisfied their continuing education requirement.

Find your District of Columbia insurance license number or view your CE transcript.

Renew your license.

District of Columbia Department of Insurance - Licensing Division
https://disb.dc.gov
202-727-8000
[email protected]
1050 First Street, NE, Suite 801, Washington, DC 20002