Loading...

District of Columbia Insurance License Requirements

Do you want to become an insurance agent and get your District of Columbia insurance license? XCEL has taught thousands of aspiring insurance professionals in District of Columbia and we make it easy for you to get up to speed on the District of Columbia insurance requirements.

District of Columbia Insurance License SchoolDistrict of Columbia Insurance License School

How To Obtain a District of Columbia (Washington D.C.) Insurance Producer License

 

The Washington District of Columbia has no formal pre-licensing education requirement however it is recommended as the pre-licensing course is designed to prepare candidates for the State Licensing Examination. 

1. Complete the Pre-Licensing Course.

  • Life Only 
  • Accident and Health  
  • Casualty 
  • Property 

Course Requirements:

  • This is a forced progression (locked) state that requires the student to review each lesson and pass each of the chapter quiz before moving onto the next section/chapter.
  • Assessments on key topics throughout the course must be successfully passed with a minimum score of 70% before moving onto the next chapter. 

2. Schedule the District of Columbia State Examination.

Limitation on Repeat Examinations:
  • There are no limits on exam retakes. 

3. Pass the State Exam

  • Be sure to take advantage of XCEL’s 3-Part training program, including Part 2 (Prep Review Course) and Part 3 (Exam Simulator). These are the two sections we hear from students value the most during the exam waiting period. 
    • Prep Review Course: This part of the training scales down content to focus solely on the most important material with weighted sections identical to the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Instructionally designed to teach individuals how to pass, most study effort should be invested here. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam. 
    • Exam Simulator: These special exams are designed to gauge content retention levels. Important: Only take the Exam Simulators after the Prep Review Course has been successfully completed. It ensures these questions will be “fresh in the mind”. 
  • On the day of testing, you must present two forms of identification bearing your signature, one of which must be a valid government issued photo id. 
  • Candidates must bring a copy of a marriage certificate or divorce decree (if the candidate’s name has legally changed from that shown on his/her identification) 

4. Submit Fingerprints 

  • Register online for background check through Fieldprint: https://schedule.fieldprint.com/User/SignIn
  • Fingerprint Fee: $31.50
  • Contact the Department of Insurance, Securities and Banking at (202) 727-8000 for questions.

Apply for License

  • Apply for your license online through NIPR website www.nipr.com
  • Application fee $100 plus processing fee
  • If you answer “Yes” to a background question on the application, please submit supporting documents electronically via NIPR’s Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax. All other required documentation must be forwarded directly to the state.
  • NIPR verifies exams prior to allowing submission of an application.

Pearson Vue Exam Outlines 

DESCRIPTION Question Count % of Exam Questions
Life Health Life Health
Life Insurance
Types of Policies and Features 12 0 15% 0%
Policy Riders, Provisions, Options, and Exclusions 18 0 23% 0%
Completing the Application, Underwriting, and Delivering the Policies 12 0 15% 0%
Taxes, Retirement, and Other Insurance Concepts 8 0 10% 0%
Health Insurance
Types of Policies 0 14 0% 19%
Policy Provisions, Clauses, and Riders 0 20 0% 27%
Social Insurance 0 3 0% 4%
Other Insurance Concepts 0 4 0% 5%
Field Underwriting Procedures 0 9 0% 12%
DC Laws and Rules
DC Statutes, Rules and Regulations Common to All Lines 20 20 25% 27%
DC Statutes, Rules and Regulations Pertinent to Life Insurance 10 0 13% 0%
DC Statutes, Rules and Regulations Pertinent to Sickness and Accident Insurance 0 5 0% 7%
Total for all parts
Total Scored Questions on Exam 80 75
Maximum Time allowed to complete exam in minutes 120 120
Passing Score 70 70
DESCRIPTION Question Count % of Exam Questions
Casualty Property Casualty Property
Casualty Insurance
Types of Policies, Bonds, and Related Terms 25 0 31% 0%
Insurance Terms and Related Concepts 14 0 18% 0%
Policy Provisions 11 0 14% 0%
Property Insurance
Types of Property Policies 0 25 0% 33%
Insurance Terms and Related Concepts 0 14 0% 19%
Policy Provisions and Contract Law 0 11 0% 15%
DC Laws and Rules
DC Statutes, Rules, and Regulations Common to All Lines 20 20 25% 27%
DC Statutes, Rules and Regulations Common to Property and Casualty Insurance 3 3 4% 4%
DC Statutes, Rules and Regulations Pertinent to Casualty Insurance 7 0 9% 0%
DC Statutes, Rules and Regulations Pertinent to Property Insurance 0 2 0% 3%
Total for all parts
Total Scored Questions on Exam 80 75
Maximum Time allowed to complete exam in minutes 120 120
Passing Score 70 70

Producer Licensing Checklist:

Task: Date Completed
1. Complete prelicensing course
2. Register for exam
3. Pass exam
4. Apply for license

Governing Agency

Name: Government of the District of Columbia Department of Insurance
Phone: 202-727-8000
Website: https://disb.dc.gov/
Address: 1050 First Street, NE, Suite 801 Washington, DC 20002

District of Columbia Insurance License Renewal and Compliance Requirements

XCEL Solutions provides this information as a courtesy to licensees subject to insurance continuing education requirements. Although every effort is made to maintain the accuracy of this course, recent changes in laws and procedures may not yet be reflected in the content. All information is subject to change without notice.

License Renewal Timelines

Agents holding a Major Lines license (Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products) are required to renew their license by the last day of their birth month every two years. 

  • The initial expiration date for a Major Lines license (Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products) is the last day of the agent’s birth month that is no less than eighteen (18) months nor more than twenty-nine (29) months from the license issuance date.   
  • On-going renewal periods are the last day of the agent’s birth month every two (2) years thereafter. 

Continuing education requirements must be met before submitting the license renewal application. 

Complete Required Continuing Education

Requirements Per License 

Licensees renewing a Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products license are required to complete 24 hours of approved continuing education, 3 of which must be approved as ethics, before submitting their renewal application. 

Specific Product Training Requirements 

The District of Columbia Department of Insurance requires specific training requirements for individual agents selling, soliciting, or negotiating Long-Term Care products (LTC), Flood Insurance products (NFIP), and Annuity products (Annuity). Failing to complete the required training may jeopardize the agent’s authority to sell the related insurance products. 

Annuity Training Requirements 

  • Life or Variably Annuity licensees must complete an approved one-time 4-hour Annuity Training course before selling, soliciting, or negotiating annuity products. 
  • Annuity course credits count towards the agent's 24-hour CE requirement.
  • Resident and non-resident agents may complete these training requirements in any state with laws substantially similar to District Of Columbia. 

Flood Insurance (NFIP) Training Requirements

  • Property and Casualty or Personal Lines licensees must complete an approved one-time 3-hour National Flood Insurance Program (NFIP) course by the end of their first renewal period if they plan to sell, solicit, or negotiate Flood insurance. 
  • The National Flood Insurance Program course credits count towards the agent's 24-hour CE requirement. 

Course Requirements

  • Licensees can use independent self-study courses to fill all requirements. 
  • Licensees must take courses in which the licensed is held.
  • Self-study exams are closed book and require a monitor/proctor. 
  • Duplicate courses completed in the same renewal period are not allowed and cannot be carried over to future renewal cycles. 
  • Excess credits cannot be carried over from one renewal period to the next.  
  • Excess Ethics credit hours earned will not be applied as general credit hours. Any excess is lost. 

Reporting To Your State 

  • Students must provide their National Producer Number (NPN) to report on course completion. 
  • $1.00 per credit hour is required to report course completions to your state. 
  • Course completions are reported within one business day. 

Renew Your License

Resident and nonresident license renewal applications are processed through NIPR. A $100 renewal fee is required to be paid. Agents with a continuing education requirement must obtain all required credits prior to their license expiration date. An agent will not be eligible to renew their insurance license(s) until they have satisfied their continuing education requirement.

Helpful Resources

District of Columbia Department of Insurance - Licensing Division
https://disb.dc.gov
202-727-8000
disb@dc.gov
10150 First Street, NE, Suite 801, Washington, DC 20002