• Life Only - 20 hours* 
• Accident & Health Only - 20 hours* 
• Casualty Insurance - 20 hours* 
• Property Insurance - 20 hours* 
• Personal lines - 20 hours*

*7.5 hours per line of authority must be completed via classroom or webinar setting

XCEL’s approved prelicensing course bundle includes the required online self-study course (with comprehensive final exam) and the mandatory webinar. 

• The online self-study course requires the candidate to review each lesson and pass each chapter quiz with a minimum score of 70% before moving on to the next section/chapter.
  • The comprehensive final exam is located at the end of the online self-study course.
  • Candidates cannot review the course content during the comprehensive final exam. 
• Candidates must pass the final exam with a score of at least 70%. 
• Candidates seeking to become licensed as a Life and Health Producer must complete two online self-study courses and comprehensive final exams. One for life and one for Health. 

• Candidates will only receive credit for attending 100% of the classroom/webinar portion. Partial credit will not be issued. 
  
  • Candidates who enter the webinar after the start of class will be turned away and forced to reschedule. 
  • Candidates who are logged off for more than a cumulative period of 10 minutes will be forced to reschedule. 
• Instructors will verify attendance and engagement throughout the course via polling questions. 
  
  • Candidates must answer all polling questions within the allotted time. 
  • The polling questions are not graded. 
• Candidates seeking to become licensed as a Life and Health Producer must attend two 7.5-hour webinars. One for life and one for Health. 

• Candidates are required to affirm that they and only they completed the entire prelicensing program by submitting an electronic affidavit. 
• The course completion affidavit is available within two days of fulfilling the course completion requirements (online self-study course including the final exam and the mandatory webinar). 
• Candidates seeking to become licensed as a Life and Health Producer must complete two affidavits, one for life and one for Health. 

• To be eligible for a certificate of course completion, candidates must follow several steps: 
  
  • Complete the online self-study portion of the course, including passing the final exam with a score of at least 70%; 
  • Attend the entire 7.5-hour  webinar; and 
  • Complete the course completion affidavit. 
• Candidates can download and print their course completion certificate through the “Transcript” tile on the user dashboard. 
• Certificates are valid for 1 year. 
• Course completions will be reported to the state within five (5) business days. Education providers are required to collect and report the last four digits of the candidate’s Social Security number. 
• Candidates seeking to become licensed as a Life and Health Producer will receive a course completion certificate for each line of authority. 

• Exams may be taken at a Pearson Vue location or remotely (online proctored by Pearson Vue).
• Candidates must pass two (2) state examinations for each line of authority: the general knowledge exam and the state-designated exam. Candidates must pass both exams within 90 days of each other.
• Registration must be completed via the Pearson Vue website: https://home.pearsonvue.com/il/insurance
• The fee for each exam is $92. However, candidates will get a $92 discount for scheduling the general knowledge and state-designated examinations for the same line on the same order.
• Candidates must pass the state exams within 1 year of completing an approved prelicensing education course.
• Spanish exams are available.

• Be sure to take advantage of XCEL’s 3-Part training program, including Part 2 (Prep Review Course) and Part 3 (Exam Simulator). These are the two sections we hear from students value the most during the exam waiting period. 
  
  • Prep Review Course: This part of the training scales down content to focus solely on the most important material with weighted sections identical to the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Instructionally designed to teach individuals how to pass, most study effort should be invested here. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam. 
  • Exam Simulator: These special exams are designed to gauge content retention levels. Important: Only take the Exam Simulators after the Prep Review Course has been successfully completed. It ensures these questions will be “fresh in the mind.”  
• On the day of testing, candidates must have the following items: 
  • Two forms of identification bearing their signature, one of which must be a valid government-issued photo id. 
  • Their prelicensing education course completion certificate. 

• Applications are submitted online through www.nipr.com.
• Candidates must wait 5 business days for NIPR to verify their state exam before applying for a License.
• The application fee is $215 per application.

Name: Illinois Department of Insurance
Phone: 217-782-6366
Website: https://www.illinois.gov/
Address: 320 West Washington Street, Springfield, IL 62767

XCEL Solutions provides this information as a courtesy to licensees subject to insurance continuing education requirements. Although every effort is made to maintain the accuracy of this course, recent changes in laws and procedures may not yet be reflected in the content. All information is subject to change without notice.

Agents holding a Major Lines license (Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products) are required to renew their license by the last day of their birth month every two years.

• On-going renewal periods are the last day of the agent’s birth month every two (2) years thereafter.

Continuing education requirements must be met before submitting the license renewal application. 

Licensees renewing a Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products license are required to complete 24 hours of approved continuing education, 3 of which must be approved as classroom ethics, before submitting their renewal application. 

The Illinois Department of Insurance requires specific training requirements for individual agents selling, soliciting, or negotiating Long-Term Care products (LTC), Flood Insurance products (NFIP), and Annuity products (Annuity). Failing to complete the required training may jeopardize the agent’s authority to sell the related insurance products.

• Life or Accident & Health licensees must complete an approved 8-hour Long-term Care course before selling, soliciting, or negotiating long-term care insurance. 
• Agents must also complete an approved 4-hour LTC refresher course every renewal period to continue selling, soliciting, or negotiating long-term care insurance. 
• The initial and refresher LTC course credits count towards the agent's 24-hour CE requirement. 
• Resident agents may complete these training requirements in any state provided the department has approved the course for long-term care credit prior to the agent taking the course. 
• Non-resident agents may complete these training requirements in any state. 

• Life or Variably Annuity licensees must complete an approved one-time 4-hour Annuity Best Interest course before selling, soliciting, or negotiating annuity products. Effective August 1st, 2023
• Annuity Best Interest course credits count towards the agent's 24-hour CE requirement.
• Resident and non-resident agents may complete these training requirements in any state with laws substantially similar to Illinois. 

• Property and Casualty or Personal Lines licensees must complete an approved one-time 3-hour National Flood Insurance Program (NFIP) course by the end of their first renewal period if they plan to sell, solicit, or negotiate Flood insurance. 
• The National Flood Insurance Program course credits count towards the agent's 24-hour CE requirement. 

• Licensees can use independent self-study courses to fill all requirements. 
  • 3 hours of ethics must be completed in a classroom or classroom equivalent method. 
• Licensees may take courses in any line of authority. 
• Self-study exams are closed book and do not require a monitor/proctor. 
• Duplicate courses completed in the same renewal period are not allowed and cannot be carried over to future renewal cycles. 
• Excess credits of up to 12 hours earned in the previous biennial renewal period can be carried over to the next reporting period. 

• Students must provide their NIPR number to report on course completion. 
• $1.00 per credit hour is required to report course completions to your state. 
• Course completions are reported within one business day. 

Resident and nonresident license renewal applications are processed through NIPR. A $215 renewal fee is required to be paid. Agents with a continuing education requirement must obtain all required credits prior to their license expiration date. An agent will not be eligible to renew their insurance license(s) until they have satisfied their continuing education requirement.

Find your Illinois insurance license number or view your CE transcript. Renew your license.

Illinois Department of Insurance - Licensing Division
217-782-6366
DOI.Licensing@illinois.gov
Producer Licensing
320 West Washington Street, Springfield, IL 62767-0001