“This course has actually uplifted my skills on financial education and life insurance concepts. Thank you XCEL!”
Justin B.
Start Your Career with Our Insurance License Courses
XCEL helps you pass your exams in as little as 10 days and start your career with confidence with our expert-led online insurance classes.
State-specific, structured courses for Life & Health, Property & Casualty, and Personal Lines Licensing
Comprehensive, concise materials and resources fit the needs of every learning style
Streamlined, engaging curriculum teaches you what you need to know to pass your exams
Mobile friendly platform offers added flexibility to study on your terms
AI-powered study support with Rubi™, built from XCEL’s curriculum for trusted assistance




Meet Rubi™, our AI Study Tool Built on XCEL’s Trusted Content
See Rubi™ in action, offering instant support to help you move through difficult concepts to power up your prep and build real confidence for exam day.
Build your knowledge with real-world examples and step-by-step explanations
Avoid confusion with conversational and simplified language plus multi-language support
Ensure understanding when you get new practice questions on demand
What Makes XCEL the Right Choice for Insurance Licensing Classes?
Proven 3-Part Program
Our insurance license classes are the first part of our proven 3-Part Training Program, designed to build a strong foundation of knowledge before moving on to exam prep review and exam simulators.
Trusted to Pass
Our state-specific, structured courses are built on each state’s exam syllabus to ensure a streamlined, highly relevant learning experience that gets you ready to pass your exams.
Variety of Study Options
XCEL meets the needs of every learner with comprehensive resources, including ebooks, engaging videos, practice tests, and even an AI-powered study tool to offer immediate support.
Study for Any Insurance Licensing Exam
Choose a line of authority to start your insurance licensing exam journey and gain confidence and proficiency to pass your exam on the first attempt.
Life and Health
Prepare to advise coverage for life, medical, disability and long-term care insurance.
Property and Casualty
Prepare to advise coverage for homeowners, renters and liability insurance.
Personal Lines
Prepare to advise coverage for loss from death, injury or of property.
How to Get Your Insurance License in 4 Steps
01
Choose Your License Path
First, choose which line of authority you want to start selling.
02
Review the Requirements
Each state sets their requirements, but common requirements include:
- Must be 18 years of age
- Complete a state-specific pre-licensing education course
- Pass your state licensing exam
- Apply for your license with your state's Department of Insurance
03
Complete the Classes
If your state requires pre-licensing education, XCEL offers online insurance license classes for each of the lines of authority that are designed to help you get ready to pass your exam. Our packages include:
- Expert-led instruction
- Easy-to-follow ebooks and resources
- Rubi™, an AI study partner for immediate support
04
Pass the Exam
Our highly effective 3-Part Training Program is instructionally designed to get you ready to pass your state’s licensing exam. You built the foundation in Part 1 with the pre-licensing course. Part 2 builds memory and solidifies understanding with flashcards, practice questions, review materials, and additional courses, and Part 3 ensures readiness with our Exam Simulators.


Livestream Exam Review Classes & Study Tools
Get the extra help you need to ensure you are ready to pass your exam on the first attempt. From interactive live classes to mobile responsive on-demand tools, XCEL has you covered.
Livestream Exam Reviews
Flashcards
On-demand Lectures
Interested in insurance licensing courses for your business or team?
Become a partner and get discounts on training for your entire team.