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Personal Lines Insurance License Classes​

Pass Your Personal Lines Insurance License Exam the First Time

XCEL features a blended learning path to meet the needs of every learning style with our Personal Lines Insurance Pre-Licensing Course Packages. Our 3-Part Training Program helps you pass your exam the first time.

The most up-to-date and relevant insurance exam topics​

Quick, efficient and streamlined courses​

Bundled, worry-free state packages

Why Choose XCEL for Your Personal Lines Exam Prep?

Proven 3-Part Program

XCEL offers a unique 3-Part Training Program instructionally designed to prepare students to pass the first time. This one-of-a-kind three-step approach leverages our basic human instinct to quickly fulfill requirements, prep for the upcoming exam, and memorize what matters.​

Trusted to Pass

At the end of the day, it’s all about pass rates. Our courses are designed using your state’s published exam content outlines. We offer a streamlined approach to passing tests on the first attempt by teaching students to focus only on the most relevant curriculum.

Variety of Study Options

Our study tools are carefully designed to address every learning style and include e-books, videos, simulator exams, review notes, and the best live classes in the industry.

What to Expect From XCEL’s Personal Lines Insurance Licensing Course Package

XCEL is the nation’s most trusted provider of insurance exam prep solutions. Students can become licensed in just a few weeks by enrolling in our Pre-licensing Course Package and following our proven, 3-Part Training Program.

Flexibility to study when and where you want​​

Includes national and state-specific insurance topics​

Automated certification reporting to your state​

No hidden fees

Knowledgeable instructors with real world experience

Unlimited exam retakes​​

Over 800 practice exam questions​

Printable state specific Review Notes (applicable states only)

Prepare for Your Personal Lines Insurance Exam with XCEL​

We’ve done the legwork in bundling exam prep that’s proven to help students pass the first time. Easily choose your own level of studying based on budget, need of study tools, and level of confidence.

Premier Package

The ultimate package including everything you need to pass the first time or your money back.

Ideal for those looking to maximize their studying with various learning formats.

Standard Package

A solid foundation to prepare to pass your pre-licensing exam without all the extras.

Ideal for those who are self-motivated and will prioritize learning on their own.

XCEL’s Licensing Course Package Includes the Proven 3-Part Program​​

XCEL's unique 3-Part Training Program leverages our basic human instinct to quickly fulfill requirements while prepping for the upcoming exam and memorizing what matters. Parts 2 and 3 can only be unlocked by successfully completing Part 1.​

Part 1

Pre-licensing Course

Our course satisfies all state pre-licensing education requirements and provides a solid foundation for preparing to pass your exam. It contains keywords, streamlined content, bite-size intro/summary videos, review notes, and shallow chapter exams. But the best is yet to come!​

Part 2

Prep Review Course

Upon completion of Part 1, you gain access to the Prep Review Course (Part 2) and Exam Simulator (Part 3) – the sections we hear students value the most. XCEL’s Prep Review Course scales down content to focus solely on the most important material with weighted chapters identical to the state exam.

Part 3

Exam Simulators

There are three exam simulators. Each simulator is weighted by topic to match the state exam, allows for unlimited retakes, and can only be unlocked by completing the previous exam. We recommend completing these the 24 hours before your state exam to keep the information in the front of your mind.​​

Additional Personal Lines Insurance License Exam Prep​

XCEL provides you with a mobile-friendly, interactive toolbox of online study aids, review tools, and comprehensive knowledge assessments to approach your exam with confidence and proficiency.

Livestream Exam Reviews

Our 'Day 1' of our P&C Livestream Exam Review covers Personal Lines. In this review class, instructors will walk you through the critical topics and difficult concepts to ensure you pass​

Learn More

Interested in Bulk Pricing for Your Company?​

Learn more about becoming an XCEL Partner and see if you qualify for additional discounts.

Personal Lines License Exam FAQ

What is the difference between a Personal Lines Insurance License vs Property and Casualty?

Personal lines insurance is a type of insurance that provides coverage for individuals and families. As a licensed Personal Lines Insurance Agent, you can offer insurance policies designed to protect your client’s personal property and their assets from financial loss due to accidents, theft, natural disasters, and other unforeseen events. This type of insurance covers a wide range of products, including auto, home, renters, flood, pet, and personal liability insurance.

This line of insurance is different than a Property and Casualty Insurance License in that Property and Casualty insurance encompasses personal and commercial property of an individual. ​​XCEL offers Personal Lines Insurance Licenses classes and Property and Casualty Insurance Licenses classes.​​

How to get a Personal Lines Insurance License?

You’ve already decided on wanting to sell Personal Lines Insurance and understand the general requirements for your state, now you need to prepare for your licensing exam!​

  1. Enroll and take XCEL’s Personal Lines Pre-Licensing Course Package – This includes completing the entire 3-part program that is proven to help you pass your exam on the first try​​
  2. Decide if you need additional study tools – XCEL offers flashcards and even a comprehensive livestream exam review​
  3. Schedule and take your state’s exam – now that you’ve finished your 3-part pre-licensing package, we’ve automatically sent your pre-licensing certificate to your state (if applicable).​​

What are the requirements for the Personal Lines License exam?

We know it can be a headache to try to figure out state requirements. That is why we’ve put together a State Guideline Resource where you can quickly find the requirements for each state in an easy-to-understand PDF. ​Simply navigate to our page. Please note: although every effort is made to maintain the accuracy of this information, recent changes in laws and procedures may not yet be reflected in these documents.

What Personal Lines Insurance License exam questions and topics are covered with XCEL?

XCEL’s courses include the most important topics that includes chapters and exam simulators that are weighted identically to the state exam. Topics vary by state requirements, but XCEL courses are mapped to your state’s content outline meaning you won’t see material that isn’t relevant to your state’s exam/requirements.

How much does the Personal Lines Insurance exam cost?

The state licensing exam cost varies by state and is not included in your XCEL course price. State licensing exams can range from $40-$150.​​

​​Once in your XCEL course dashboard, you will be able to get a direct link to schedule your state exam through one of the 4 national testing providers, such as Pearson Vue, Prometric, PSI and state independent.