Choose Your Personal Lines Pre-Licensing Package

We're confident our 3-part training program will prepare you to pass — so confident that if you don't pass your state exam on the first try, we'll refund your Premier package price and provide extra support to help you succeed the next time.

Rubi is XCEL's AI-powered study partner, built into every lesson to give you instant answers and 24/7 support. Rubi breaks down complex topics into simple explanations, generates unlimited practice questions on what you find toughest, and can translate into multiple languages so you can study in whichever language you know best.

Extended Access gives you more time to study: 30 days of access to the Pre-licensing Course, then another 30 days for the Prep Review Course and Exam Simulators, so you can move through the 3-part program at your own pace.

An online self-study course providing the fundamentals you need and satisfying your state's education requirements. It includes streamlined content, bite-size videos, review notes, and chapter exams, with Rubi on hand to help concepts click faster.

Scaled-down content that focuses on the most important material, weighted to match your state exam outline. This is where students say they get the most value as they narrow in on exactly what the exam will cover.

Three exam simulators with unlimited retakes, each weighted by topic to match your state exam. Every simulator unlocks only after you've completed the one before it, building your confidence step by step until you're ready for test day.

California requires a separate Code & Ethics course, often including anti-fraud training, before you can get licensed. Where it applies, this course is included in your package so you satisfy the requirement without enrolling separately.

A recorded version of our Exam Review class, included with Premier. Play, pause, rewind, and fast-forward on your own schedule to revisit key topics as many times as you need before your exam.

800+ flashcards covering the key concepts from your course, included with Premier. Test and reinforce what you've learned as you study, helping key terms and concepts stick before exam day.

We're confident our 3-part training program will prepare you to pass — so confident that if you don't pass your state exam on the first try, we'll refund your Premier package price and provide extra support to help you succeed the next time.

Rubi is XCEL's AI-powered study partner, built into every lesson to give you instant answers and 24/7 support. Rubi breaks down complex topics into simple explanations, generates unlimited practice questions on what you find toughest, and can translate into multiple languages so you can study in whichever language you know best.

Extended Access gives you more time to study: 30 days of access to the Pre-licensing Course, then another 30 days for the Prep Review Course and Exam Simulators, so you can move through the 3-part program at your own pace.

An online self-study course providing the fundamentals you need and satisfying your state's education requirements. It includes streamlined content, bite-size videos, review notes, and chapter exams, with Rubi on hand to help concepts click faster.

Scaled-down content that focuses on the most important material, weighted to match your state exam outline. This is where students say they get the most value as they narrow in on exactly what the exam will cover.

Three exam simulators with unlimited retakes, each weighted by topic to match your state exam. Every simulator unlocks only after you've completed the one before it, building your confidence step by step until you're ready for test day.

California requires a separate Code & Ethics course, often including anti-fraud training, before you can get licensed. Where it applies, this course is included in your package so you satisfy the requirement without enrolling separately.

A recorded version of our Exam Review class, included with Premier. Play, pause, rewind, and fast-forward on your own schedule to revisit key topics as many times as you need before your exam.

800+ flashcards covering the key concepts from your course, included with Premier. Test and reinforce what you've learned as you study, helping key terms and concepts stick before exam day.