Select Your State
Select a state to see pre-licensing packages built for your state's requirements.
Property and Casualty Pre-licensing Premier
Price varies by state
$299–$349
Property and Casualty Pre-licensing
Price varies by state
$199–$249
We're confident our 3-part training program will prepare you to pass — so confident that if you don't pass your state exam on the first try, we'll refund your Premier package price and provide extra support to help you succeed the next time.
Rubi is XCEL's AI-powered study partner, built into every lesson to give you instant answers and 24/7 support. Rubi breaks down complex topics into simple explanations, generates unlimited practice questions on what you find toughest, and can translate into multiple languages so you can study in whichever language you know best.
Extended Access gives you more time to study: 30 days of access to the Pre-licensing Course, then another 30 days for the Prep Review Course and Exam Simulators, so you can move through the 3-part program at your own pace.
An online self-study course providing the fundamentals you need and satisfying your state's education requirements. It includes streamlined content, bite-size videos, review notes, and chapter exams, with Rubi on hand to help concepts click faster.
Scaled-down content that focuses on the most important material, weighted to match your state exam outline. This is where students say they get the most value as they narrow in on exactly what the exam will cover.
Three exam simulators with unlimited retakes, each weighted by topic to match your state exam. Every simulator unlocks only after you've completed the one before it, building your confidence step by step until you're ready for test day.
California requires a separate Code & Ethics course, often including anti-fraud training, before you can get licensed. Where it applies, this course is included in your package so you satisfy the requirement without enrolling separately.
A recorded version of our Exam Review class, included with Premier. Play, pause, rewind, and fast-forward on your own schedule to revisit key topics as many times as you need before your exam.
800+ flashcards covering the key concepts from your course, included with Premier. Test and reinforce what you've learned as you study, helping key terms and concepts stick before exam day.
Individual Pre-licensing Courses
Browse all pre-licensing courses, state-specific courses, and any available Spanish courses to help you prepare to pass your insurance licensing exam.
Unlimited Study Support -
with Rubi, XCEL's AI-powered study partner, gives you instant answers and real-world examples. Included free with every pre-licensing education course.
Property and Casualty Pre-licensing Premier
Price varies by state
$299–$349
Property and Casualty Pre-licensing
Price varies by state
$199–$249
We're confident our 3-part training program will prepare you to pass — so confident that if you don't pass your state exam on the first try, we'll refund your Premier package price and provide extra support to help you succeed the next time.
Rubi is XCEL's AI-powered study partner, built into every lesson to give you instant answers and 24/7 support. Rubi breaks down complex topics into simple explanations, generates unlimited practice questions on what you find toughest, and can translate into multiple languages so you can study in whichever language you know best.
Extended Access gives you more time to study: 30 days of access to the Pre-licensing Course, then another 30 days for the Prep Review Course and Exam Simulators, so you can move through the 3-part program at your own pace.
An online self-study course providing the fundamentals you need and satisfying your state's education requirements. It includes streamlined content, bite-size videos, review notes, and chapter exams, with Rubi on hand to help concepts click faster.
Scaled-down content that focuses on the most important material, weighted to match your state exam outline. This is where students say they get the most value as they narrow in on exactly what the exam will cover.
Three exam simulators with unlimited retakes, each weighted by topic to match your state exam. Every simulator unlocks only after you've completed the one before it, building your confidence step by step until you're ready for test day.
California requires a separate Code & Ethics course, often including anti-fraud training, before you can get licensed. Where it applies, this course is included in your package so you satisfy the requirement without enrolling separately.
A recorded version of our Exam Review class, included with Premier. Play, pause, rewind, and fast-forward on your own schedule to revisit key topics as many times as you need before your exam.
800+ flashcards covering the key concepts from your course, included with Premier. Test and reinforce what you've learned as you study, helping key terms and concepts stick before exam day.
Some states require additional pre-licensing training. Select the state where you plan to get licensed.
Property & Casualty Insurance License Classes for Exam Readiness
XCEL combines a proven 3-Part Training Program with AI-powered study support to help you get unstuck faster, understand more, and walk into exam day fully prepared.
Up-to-date, exam-aligned content taught by experts
Highly effective resources designed to meet every learner's needs
AI-powered study support to get unstuck and stay on track
Prepare2Pass Guarantee*
Meet Rubi™, our AI Study Tool
See Rubi™ in action, offering instant support to help you move through difficult concepts, questions, and scenarios to power up your prep and build real confidence for exam day.
Built on XCEL’s content for trustworthy, reliable results
Concepts click with real-world examples and step-by-step explanations
Avoid confusion with conversational engagement and simplified language plus multi-language support
Ensure understanding when you generate new practice questions on demand
What Makes XCEL the Right Choice for Property & Casualty Insurance Licensing Classes?
Proven 3-Part Program
Build a strong foundation first, then reinforce what you've learned with focused exam prep review and exam simulators.
Trusted to Pass
Get ready to pass with structured courses that line up with your state's exam syllabus to make sure you learn exactly what you need to pass.
Variety of Study Options
Study with comprehensive resources, including ebooks, engaging videos, practice tests, and evan an AI-powered study tool to offer immediate support.
What's Included in XCEL’s Property & Casualty Insurance Licensing Package?
XCEL is the right choice for insurance exam prep solutions. Our highly effective, 3-Part Training Program blends initial learning, exam review, and exam simulations, so you can be ready to pass your exam in just 10 days!
National and state-specific insurance topics
Automated pre-licensing coursework reporting
AI-powered exam prep for immediate study support
Expert instructors with real-world experience
Exam simulators with unlimited retakes
800+ practice questions
State-specific exam review notes (where applicable)
Convenient learning on a user-friendly, mobile-friendly interface
Prepare for Your Property & Casualty Insurance Exam with XCEL
XCEL’s convenient exam prep packages are designed to help you pass the first time. Choose the option that fits your learning style and get exam-ready with confidence.
Premier Package
The ultimate package including everything you need to pass the first time or your money back.
Ideal for those looking to maximize their studying with various learning formats.
Standard Package
A solid foundation to prepare to pass your pre-licensing exam without all the extras.
Ideal for those who are self-motivated and will prioritize learning on their own.
What Is XCEL's 3-Part Training Program?
XCEL offers a clear path to getting licensed with a 3-Part Training Program that teaches you what you need to know and tests your knowledge.
Part 1
Build Your Foundation & Meet Requirements
Our state-specific insurance licensing classes put you on the path to passing your exams with expert-led instruction, bite-size videos, and more to help you meet your licensing requirements. Our AI study partner, Rubi™, is built into each lesson, so you can ask questions, get instant explanations and examples (in multiple languages) and stay on track from the start.
Part 2
Focus on What Matters Most
After completing Part 1, you’ll unlock the Prep Review Course with more streamlined content that lines up with what will be on the exam, so you can focus on the most important material. Rubi™ continues to be by your side, helping you break down difficult concepts, reinforce weak areas, and feel confident heading into exam day.
Part 3
Test Your Knowledge
There are three exam simulators. Each simulator is weighted by topic to match the state exam, allows for unlimited retakes, and can only be unlocked by completing the previous exam. We recommend completing these the 24 hours before your state exam to keep the information in the front of your mind.
Additional Property & Casualty Insurance Licensing Exam Prep
XCEL provides you with a mobile-friendly, interactive toolbox of online study aids, review tools, and comprehensive knowledge assessments to approach your exam with confidence and proficiency.
Livestream Exam Reviews
Our instructors will walk you through the critical topics and difficult concepts to ensure you pass.
800+ Flashcards
Test your knowledge on fundamental terms & help reinforce important principles and key topics.
Property & Casualty License Exam FAQ
What can you expect working as a Property & Casualty agent?
How do I prepare for a Property and Casualty Insurance exam?
What are the requirements for the Property and Casualty exam?
What topics are covered on the Property and Casualty License exam?
How much does the Property and Casualty Insurance exam cost?