Illinois Insurance License Classes Online

Looking for an Illinois insurance school? XCEL is the nation’s leading online insurance license school. XCEL has you covered with high-quality Illinois insurance license courses, industry expertise and convenience. All of XCEL's Illinois courses are approved by the Illinois Department of Insurance.
Online Course

Illinois Life and Health Pre-licensing Bundle Purchase Pre-licensing

$249
Online Course

Illinois Life Pre-licensing

$249
Online Course

Illinois Health Pre-licensing

$249

O registrarse para cursos de Español

Illinois State Insurance Licensing Requirements

HOW TO OBTAIN AN ILLINOIS INSURANCE PRODUCER LICENSE

Complete the prelicensing course.

    • Life Only – 20 hours*
    • Accident & Health Only – 20 hours*
    • Casualty Insurance – 20 hours*
    • Property Insurance – 20 hours*
    • Personal lines – 20 hours*

*7.5 hours per line of authority must be completed via classroom or webinar setting

XCEL’s approved prelicensing course bundle includes the required online self-study course (with comprehensive final exam) and the mandatory webinar.

Online self-study course and comprehensive final exam requirements:

  • The online self-study course requires the candidate to review each lesson and pass each chapter quiz with a minimum score of 70% before moving on to the next section/chapter.
    • The comprehensive final exam is located at the end of the online self-study course.
    • Candidates cannot review the course content during the comprehensive final exam.
  • Candidates must pass the final exam with a score of at least 70%.
  • Candidates seeking to become licensed as a Life and Health Producer must complete two online self- study courses and comprehensive final exams. One for life and one for Health.

Classroom/Webinar requirements:

  • Candidates will only receive credit for attending 100% of the classroom/webinar portion. Partial credit will not be issued.
    • Candidates who enter the webinar after the start of class will be turned away and forced to reschedule.
    • Candidates who are logged off for more than a cumulative period of 10 minutes will be forced to reschedule.
  • Instructors will verify attendance and engagement throughout the course via polling questions.
    • Candidates must answer all polling questions within the allotted time.
    • The polling questions are not graded.
  • Candidates seeking to become licensed as a Life and Health Producer must attend two 7.5-hour webinars. One for life and one for Health.

Course completion affidavit

  • Candidates are required to affirm that they and only they completed the entire prelicensing program by submitting an electronic affidavit.
  • The course completion affidavit is available within two days of fulfilling the course completion requirements (online self-study course including the final exam and the mandatory webinar).
  • Candidates seeking to become licensed as a Life and Health Producer must complete two affidavits, one for life and one for Health.

Certificate of Course Completion Information

  • To be eligible for a certificate of course completion, candidates must follow several steps:
    • Complete the online self-study portion of the course, including passing the final exam with a score of at least 70%;
    • Attend the entire 7.5-hour webinar; and
    • Complete the course completion affidavit.
  • Candidates can download and print their course completion certificate through the “Transcript” tile on the user dashboard.
  • Certificates are valid for 1 year.
  • Course completions will be reported to the state within five (5) business days. Education providers are required to collect and report the last four digits of the candidate’s Social Security number.
  • Candidates seeking to become licensed as a Life and Health Producer will receive a course completion certificate for each line of authority.

Schedule the Illinois State examination.

Schedueling the state exam

  • Exams may be taken at a Pearson Vue location or remotely (online proctored by Pearson Vue).
  • Candidates must pass two (2) state examinations for each line of authority: the general knowledge exam and the state-designated exam. Candidates must pass both exams within 90 days of each other.
  • Registration must be completed via the Pearson Vue website: https://home.pearsonvue.com/il/insurance
  • The fee for each exam is $92. However, candidates will get a $92 discount for scheduling the general knowledge and state-designated examinations for the same line on the same order.
  • Candidates must pass the state exams within 1 year of completing an approved prelicensing education course.
  • Spanish exams are available

Pass your state exam

Cramming for the exam

  • Candidates should take advantage of the cram courses (Prep Review and Exam Simulator) while waiting to take the state exam.
    • Prep Review Course: This part of the training features content “boiled down to the essence” of the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam.
    • Exam Simulator: These special exams are designed to gauge content retention levels. The exam simulators should be completed within 24 hours of your state exam to ensure these questions will be “fresh in mind.”

Exam Day

  • On the day of testing, candidates must have the following items:
    • Two forms of identification bearing their signature, one of which must be a valid government-issued photo id.
    • Their prelicensing education course completion certificate.

Apply for license

  • Applications are submitted online through www.nipr.com.
  • Candidates must wait 5 business for NIPR to verify their state exam before applying for a License.
  • The application fee is $215 per application.

Exam Outlines

Life and Health Producer General Exams Question Count % Of Exam Questions
Life Health Life Health
Life Insurance
Types of Policies and Features 12 0 24% 0%
Policy Riders, Provisions, Options, and Exclusions 18 0 36% 0%
Completing the Application, Underwriting, and Delivering the Policies 12 0 24% 0%
Taxes, Retirement, and Other Insurance Concepts 8 0 16% 0%
Health Insurance
Types of Policies 0 14 0% 28%
Policy Provisions, Clauses, and Riders 0 20 0% 40%
Social Insurance 0 3 0% 6%
Other Insurance Concepts 0 4 0% 8%
Field Underwriting Procedures 0 9 0% 18%
Total Scored Questions on Exam 50 50
Passing Score 70% 70%
Maximum time allowed to complete the exam in minutes 85 80
Life and Health Producer State-designated Exams Question Count % Of Exam Questions
Life Health Life Health
Illinois Laws and Rules
Illinois Statutes, Rules and Regulations Common to All Lines 22 22 71% 56%
Illinois Statutes, Rules and Regulations Pertinent to Life Insurance 9 0 29% 0%
Illinois Statutes, Rules and Regulations Pertinent to Health Insurance 0 17 0% 44%
Total Scored Questions on Exam 31 39
Passing Score 70% 70%
Maximum time allowed to complete exam in minutes 50 55

 

Property and Casualty Producer General Exams Question Count % Of Exam Questions
Casualty Property Casualty Property
Casualty Insurance
Types of Policies, Bonds, and Related Terms 25 0 50% 0%
Insurance Terms and Related Concepts 14 0 28% 0%
Policy Provisions 11 0 22% 0%
Property Insurance
Types of Property Policies 0 25 0% 50%
Insurance Terms and Related Concepts 0 14 0% 28%
Policy Provisions and Contract Law 0 11 0% 22%
Total Scored Questions on Exam 50 50
Passing Score 70% 70%
Maximum time allowed to complete exam in minutes 85 85
Property and Casualty Producer State-designated Exams Question Count % Of Exam Questions
Casualty Property Casualty Property
Illinois Laws and Rules
Illinois Statutes, Rules, and Regulations Common to All Lines 22 22 44% 44%
Illinois Statutes, Rules and Regulations Pertinent to Property and Casualty Insurance 5 5 10% 10%
Illinois Statutes, Rules and Regulations Pertinent to Casualty Insurance 10 0 20% 0%
Illinois Statutes, Rules and Regulations Pertinent to Property Insurance 0 3 0% 6%
Total Scored Questions on Exam 37 30
Passing Score 70% 70%
Maximum time allowed to complete exam in minutes 50 55

Producer Licensing Checklist:

Task: Date Completed
1. Complete the self-study course, including the final exam, mandatory webinar, and affidavit.
2. Register for exam
3. Pass exam
4. Apply for license

Governing Agency

Name: Illinois Department of Insurance
Phone: 217-782-6366
Website: https://www.illinois.gov/
Address: 320 West Washington Street, Springfield, IL 62767

Working as an Insurance Agent

Property and Casualty Insurance Agents

What can you expect working as an agent? Property and casualty insurance agents work with clients to help secure policies that protect people and businesses from financial loss.

For individuals many of these events include automobile accidents, fire, theft. For businesses these events can include the same as individuals but can also include workers’ compensation claims, product liability claims, or medical malpractice claims.

Life Insurance Agents

What can you expect from working as an Insurance agent? Life insurance agents work with clients to help secure policies that pay beneficiaries when a policyholder passes away. Life insurance agents also can help people prepare for retirement by offering certain types of annuities.

Health and long-term care insurance agents work with clients to help secure policies that cover the costs of medical care and assisted-living services. They also can help clients secure dental insurance and disability insurance.

Why Students Choose XCEL

XCEL is the nation’s online insurance education industry leader. We provide you with all the tools and study material you will need to pass the state exam the first time. We understand how people learn and incorporate every detail of our knowledge to help you succeed.

Wide Variety
of Study Options

Our programs offer E-books, videos, simulated state exams, flashcards, review notes, and the best instructor support in the industry.

Proven
System

XCEL offers a unique three-step training program instructionally designed to prepare you to pass the first time.

Pass
Rates

XCEL is the nation’s most trusted provider of test-prep solutions for insurance industry licensing exams. Our courses are built around questions similar to those seen on the exams.

Don’t Delay, Start Today!

View insurance courses below to find out what pre-licensing courses are required for your state.