New York Insurance License Classes Online

Courses provided by XCEL Solutions – NYPO # 80015.

Cross-browser Compatibility

XCEL Solutions runs on the latest versions of all popular browsers. In addition, the XCEL Solutions user interface allows learners to access their learning portal and courses* on various mobile devices including:

iPads, iPhones & iPods Touch

Android tablets & smartphones

*Compatible HTML5 or Video courseware required.

What Are XCEL’s Minimum System Requirements?

As our interface is now capable of being displayed on a multitude of devices we no longer have specific system requirements. However, we do have a list of supported browsers for the interface:

With the exception of Internet Explorer for desktop we will only be supporting the latest versions of the above browsers. Also please note that this is our current list of supported browsers. As web technologies change and browsers update, this list may change as well. If support for a browser is being dropped, reasonable notice will be provided to all clients.

XCEL’s course content is delivered through the Absorb Software inc. LMS platform. All course content is owned by XCEL which is the approved provider for the course content. All certificates of completion are issued by XCEL.

New York Prelicensing RequirementsIndividual Resident Producer Requirements

To qualify for a resident New York state insurance agent license, the applicant must satisfy the following requirements:

• Be 18 years of age or older
• Maintain principal place of residency or business in New York
• Complete an approved prelicensing course of study (see prelicensing requirements below)
• Pass a written examination
• File a license application within two years of passing the examination

Prelicensing Education Requirements (PLE)

Applicants must complete prelicensing education (PLE) for each major line of authority (LOA), as follows:

• 20-hours New York Life Insurance
• 20-hours New York Accident & Health Insurance
• 40-hours New York Life, Accident and Health Insurance

Note: Individuals who hold certain designations are exempt from the prelicensing education requirements for agents and brokers. Applicants with a CLU or CLUA designation may waive the education requirement for the Life Agent or Life Settlement Broker license. These individuals need only take examination 17-73 Life and Health Laws and Regulations.

State Candidate Handbook

Before making an exam reservation applicants should thoroughly review the New York State Insurance Department Candidate Information Bulletin which contains the exam content outlines and important information regarding eligibility and the examination and licensing application process.

PLE Course Delivery

• Per New York PLE requirements, applicants are required to complete all of the lessons in the prelicensing education course sequentially before they can be issued a certificate of completion.
• Applicants must read each lesson and pass the end-of-chapter quizzes with a 70% or higher to proceed to the next lesson.

PLE Course Exam

• Passing Score: Applicants must pass the PLE final exam with a 70% or higher to receive a certificate of completion.
• Exam Proctor Requirements: XCEL Solutions’ final exams must be taken without assistance or reference material. A proctor is not required for the final exam.

Certificate of Completion

Upon successful completion of the course and Final Exam the applicant will have immediate access to their certificate of completion. An applicant must meet New York’s PLE requirements before a certificate of completion is issued. The certificate is good for a lifetime and evidence that you successfully completed the course. Evidence that you possess a school certificate must be presented when you submit a license application.

State Reporting Requirements

Currently, New York State Insurance Department does not require prelicensing education providers to report course completions.

Methods of Registration
Register Online: Click here to register online for the state prelicensing exam

Register by Phone: (800) 733-9267

Register by Fax: fax registration form to (702) 932-2666

Materials Needed to Present at Exam Site

Candidates must present 2 forms of identification. One must be government issued which bears your signature and photo. The second form of identification must have your signature and preprinted legal name. All identification must match the name provided at registration.

Testing Sites, Fees & Schedules

• Testing Sites: Click hereto view a list of testing sites.
• Exams and Fees: A list of Insurance License Exams and exam fees can be found on page 93 of the New York State Insurance Department Candidate Information Bulletin. The current fee for exams is $40.00.

State Exam Passing Score

Applicants must pass the state licensing exam with a 70% or higher to file a license application. Applicants must apply for their license within 2 years from the date of passing the examination.

License Application Process

Important: Applications must be received within 2 years from the date of passing the examination. Incomplete applications or applications without the required fee will not be accepted or placed on file.

Ways to Apply

Apply Online: Click here to submit your application online

Apply by paper: Click here to download the Individual Life/Accident and Health Application

Materials Needed to Apply

• Application for Individual Resident License
• PLE Certificate of Completion (note: if submitting license application electronically, you must attest to completing the PLE requirements and provide the school code number listed on the certificate)
• Original passing exam score report, dated within 2 years prior to applying (paper applications only)
• Company appointment submitted electronically to the Department. Applicants can be submitted without an appointment, but an appointment must be made 15 days from either the date an agency contract is executed with the insurance company or the first insurance application is submitted to the company.
• Appropriate licensing fees

Fingerprinting Process

There are no fingerprint requirements in New York for agents.

New Resident Producer Requirements

New residents currently licensed in another state or have been licensed in another state may waive the education and exam requirements by submitting the New York resident license application with a currently dated Letter of Certification or letter of Clearance from the former home state. The Letter of Certification or Letter of Clearance must indicate that the applicant has been licensed in the areas of insurance that is being applied for in New York and that the license has been in good standing within the last 90 days.

New residents who move to New York from another state who hold a New York nonresident license will only be required to change their address on the New York State Insurance Department website and select New York as their home state. Or applicants may submit an address change form along with a written statement to switch the home state to New York.

Application Process

• Apply Online: Click here to submit your license application online
• Apply by paper: Click here to download the Individual Life/Accident and Health Application.

Materials Needed to Apply

Application for Individual Resident License and appropriate fees

Nonresident Producer Requirements

Nonresident license candidates may obtain a New York producer license, without having to complete the prelicensing education requirement as long as they are currently licensed as a resident and in good standing in their home state and hold an equivalent license for same line of authority.

Application Process

• Apply Online: Click here to submit your license application online
• Apply by paper: Click here to download the Individual Life/Accident and Health Application

Materials Needed to Apply

Application for Individual Resident License and appropriate fees

Certification from home state if license information is not included in the National Producer Database

Fingerprinting Process

There are no fingerprint requirements in New York for agents.

Contact Information

New York State Insurance Department
One Commerce Plaza
Albany, NY 12257
Phone: (518) 474-6630
Email: licensing@ins.state.ny.us
Website: https://www.dfs.ny.gov/insurance/dfs_insurance.htm

PSI
Phone: (800) 733-9267
Web Site: https://home.psiexams.com/#/scheduling/search-test

The licensing information presented here is a brief summary only and is not intended to be comprehensive or complete. We urge you to check with your state’s insurance department for complete and current information about its licensing rules and requirements.