North Dakota Insurance License Classes Online

Looking for an North Dakota insurance school? XCEL is the nation’s leading online insurance license school. XCEL has you covered with high-quality North Dakota insurance license courses, industry expertise and convenience. All of XCEL's North Dakota courses are approved by the North Dakota Insurance Department.
Online Course

North Dakota Life and Health Pre-licensing

$199.00
Online Course

North Dakota Life Pre-licensing

$199.00
Online Course

North Dakota Health Pre-licensing

$199.00
Online Course

North Dakota Property and Casualty Pre-licensing

$199.00

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North Dakota State Insurance Licensing Requirements

HOW TO OBTAIN A NORTH DACOTA INSURANCE PRODUCER LICENSE

The North Dakota insurance department does not require prelicensing education; however, completion of a prelicensing course is recommended to prepare candidates for the State Licensing Examination.

Complete the prelicensing course.

  • Life Only
  • Accident & Health Only
  • Life, Accident & Health
  • Casualty Insurance
  • Property Insurance
  • Property and Casualty
  • Personal lines

Course requirements:

  • This is a forced progression (locked) course that requires the student to review each lesson and pass each chapter quiz with a minimum score of 70% before moving on to the next section/chapter.

Certificate Information:

To be eligible for a Certificate of completion, you must follow several steps:

  • Completion of the course including final exam.
  • Satisfying the time requirement (20 hours per line of authority) which will be verified by a member of our compliance team the following business day.
  • Download and Print admission ticket/certificate through the “Transcript” tile on the user dashboard.
  • Admissions Tickets/Certificates are valid for 90 days.
  • Required at the testing center.

Schedule the North Dacota State examination.

Online proctored exams:

  • You must check the compatibility of your computer before registering for the exam. https://syscheck.bridge.psiexams.com
  • If your computer is not compatible with the online software, you will need to schedule your examination at the PSI test center. 855-340-3905

Limitation on repeat examinations:

  • There are no limitations on retaking the exam.

Pass your state exam

  • Take advantage of the cram courses (Prep Review and Exam Simulator) within your prelicensing course during the waiting period.
    • Prep Review Course: This part of the training features content “boiled down to the essence” of the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Instructionally designed to teach individuals how to pass, most study effort should be invested here. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam.
    • Exam Simulator: These special exams are designed to gauge content retention levels. Important: Only take the Exam Simulators after the Prep Review Course has been successfully completed. It ensures these questions will be “fresh in the mind”.
  • On the day of testing, you must present a valid government issued photo id. and exam booking confirmation.

Schedule your Fingerprint appointment

  • Register for an appointment at a Law Enforcement Center or;
  • through PSI on day of examination.
    • PSI will mail the signed consent form, fingerprint card, and BCI payment directly to the North Dakota Insurance Department.
  • Fingerprint Fee: Varies by vendor and are non-refundable
    • PSI – You must provide two separate payments for fingerprints: BCI $41.25 and PSI processing fee of $29

Apply for license

  • Submit license application online through www.nipr.com
  • Application fee $100 plus processing fee
  • If you answer “Yes” to a background question on the application, submit your written statement accompanied by corresponding court documents (printouts from a court’s web site are not acceptable) as part of your NIPR electronic license application using the Attachments Warehouse
  • • If you need to submit other additional documents as part of your NIPR electronic license application, use the Attachments Warehouse.
  • NIPR verifies exams prior to allowing submission of an application.

PSI Exam Outlines

DESCRIPTION Question Count
Life Health
Life Insurance
General Insurance 8 0
Life Insurance Basics 13 0
Life Insurance Policies 10 0
Life Insurance Policy Provisions, Options and Riders 10 0
Annuities 9 0
Federal Tax Considerations for Life Insurance and Annuities 6 0
Qualified Plans 5 0
Accident and Health Insurance
General Insurance 0 7
Accident and Health Insurance Basics 0 13
Individual Accident and Health Insurance Policy Provisions 0 12
Disability Income and Related Insurance 0 7
Medical Plans 0 15
Group Health Insurance 0 4
Specialized Health Insurance for Qualified Individuals 0 6
Federal Tax Considerations for Health Insurance 0 3
North Dakota Laws and Rules
Insurance Regulation 12 10
North Dakota Laws and Regulations Pertaining to Life Insurance 28 0
North Dakota Laws and Regulations Pertaining to Accident and Health Insurance 0 30
Federal Laws and Regulations 3 3
Total for all parts
Total Scored Questions on Exam 104 110
Maximum Time allowed to complete exam in minutes 120 120
Passing Score 70 70

 

DESCRIPTION Question Count
Casualty Property
Casualty Insurance
General Insurance 14 0
Casualty Insurance Basics 22 0
Personal Automobile Insurance 11 0
Commercial Automobile Policy 5 0
Commercial General Liability 8 0
Other Types of Casualty Insurance 5 0
Workers’ Compensation Laws 3 0
Property Insurance
General Insurance 0 14
Property Insurance Basics 0 22
Dwelling Policy Concepts 0 3
Homeowners Policy Concepts 0 11
Commercial Property Policies 0 9
Businessowners Policy 0 5
Other Types of Property Insurance – Purpose and General Characteristics 0 3
North Dakota Laws and Rules
Insurance Regulation 10 14
North Dakota Laws and Regulations Pertinent to Casualty Insurance 30 0
North Dakota Laws and Regulations Pertinent to Property Insurance 0 26
Federal Laws and Regulations 2 3
Total for all parts
Total Scored Questions on Exam 110 110
Maximum Time allowed to complete exam in minutes 120 120
Passing Score 70 70

Producer Licensing Checklist:

Task: Date Completed
1. Complete prelicensing course
2. Register for exam
3. Pass exam
4. Submit Fingerprints
5. Apply for license

Governing Agency

Name: North Dakota Insurance Department Producer Licensing Division
Phone: 701-328-2440
Fax: 701-328-4880
Website: https://www.insurance.nd.gov/producers
Address: 600 E Boulevard Ave. Bismarck, ND 58505-0320

Working as an Insurance Agent

Property and Casualty Insurance Agents

What can you expect working as an agent? Property and casualty insurance agents work with clients to help secure policies that protect people and businesses from financial loss.

For individuals many of these events include automobile accidents, fire, theft. For businesses these events can include the same as individuals but can also include workers’ compensation claims, product liability claims, or medical malpractice claims.

Life Insurance Agents

What can you expect from working as an Insurance agent? Life insurance agents work with clients to help secure policies that pay beneficiaries when a policyholder passes away. Life insurance agents also can help people prepare for retirement by offering certain types of annuities.

Health and long-term care insurance agents work with clients to help secure policies that cover the costs of medical care and assisted-living services. They also can help clients secure dental insurance and disability insurance.

Why Students Choose XCEL

XCEL is the nation’s online insurance education industry leader. We provide you with all the tools and study material you will need to pass the state exam the first time. We understand how people learn and incorporate every detail of our knowledge to help you succeed.

Wide Variety
of Study Options

Our programs offer E-books, videos, simulated state exams, flashcards, review notes, and the best instructor support in the industry.

Proven
System

XCEL offers a unique three-step training program instructionally designed to prepare you to pass the first time.

Pass
Rates

XCEL is the nation’s most trusted provider of test-prep solutions for insurance industry licensing exams. Our courses are built around questions similar to those seen on the exams.

Don’t Delay, Start Today!

View insurance courses below to find out what pre-licensing courses are required for your state.