Oregon Insurance License Classes Online

Looking for an Oregon insurance school? XCEL is the nation’s leading online insurance license school. XCEL has you covered with high-quality Oregon insurance license courses, industry expertise and convenience. All of XCEL's Oregon courses are approved by the Oregon Division of Financial Regulation.
Online Course

Oregon Life and Health Pre-licensing

$199.00
Online Course

Oregon Life Pre-licensing

$199.00
Online Course

Oregon Health Pre-licensing

$199.00
Online Course

Oregon Property and Casualty Pre-licensing

$199.00
Online Course

Oregon Casualty Pre-licensing

$199.00
Online Course

Oregon Property Pre-licensing

$199.00

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Oregon State Insurance Licensing Requirements

HOW TO OBTAIN AN OREGON INSURANCE PRODUCER LICENSE

Complete the prelicensing course.

  • Life Only – 20 hours
  • Accident & Health Only – 20 hours
  • Life, Accident and Health – 40 hours
  • Casualty Insurance – 20 hours
  • Property Insurance – 20 hours
  • Property and Casualty – 40 hours
  • Personal lines – 20 hours

Course requirements:

  • Prior to starting the course students must complete the enrollment agreement.
  • This is a forced progression (locked) state that requires the student to review each lesson and pass each of the chapter quiz before moving onto the next section/chapter.
  • Assessments on key topics throughout the course and must be successfully passed with a minimum score of 70% before moving onto the next chapter.
  • Mandatory final exam

Certificate Information:

To be eligible for a Certificate of completion, you must follow several steps:

  • Complete the course and pass the final exam with a minimum score of 70%.
  • Download and Print certificate through the “Transcript” tile on the user dashboard.
  • Certificates are valid for 1 year.

Schedule the Oregon State examination.

  • Registration must be completed online on PSI website: https://home.psiexams.com/#/home
  • Single line exam fee – $45
  • Combination exam fee – $55

Online proctored exams:

  • You must check the compatibility of your computer before registering for the exam. https://syscheck.bridge.psiexams.com
  • If your computer is not compatible with the online software, you will need to schedule your examination at PSI test center.

Limitation on repeat examinations:

  • There are no limitations on retaking the exam.
  • You must pass that state exam within the eligibility period of 1 year otherwise you must retake the prelicensing course.

Submit your Fingertips

Pass your state exam

  • Take advantage of the cram courses (Prep Review and Exam Simulator) within your prelicensing course during the waiting period.
    • Prep Review Course: This part of the training features content “boiled down to the essence” of the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Instructionally designed to teach individuals how to pass, most study effort should be invested here. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam.
    • Exam Simulator: These special exams are designed to gauge content retention levels. Important: Only take the Exam Simulators after the Prep Review Course has been successfully completed. It ensures these questions will be “fresh in the mind”.
  • On the day of testing, you must have the following items:
    • Two forms of identification bearing your signature, one of which must be a valid government issued photo id
    • Valid Certificate(s) of completion – Must be original hard copies displaying the school code.

Apply for license

  • Submit license application online through www.nipr.com
  • Application fee $75 per line of authority
  • In Oregon, all lines of authority are on one license. If you apply for a second “license” before the original license is issued, your second application will fail. For example, PC and LH are all on the same license. If you apply for a PC license first, you should wait until that license is issued THEN apply to add LH. Or apply for all four lines at the same time.
  • NIPR verifies exams prior to allowing submission of an application.

PSI Exam Outlines

DESCRIPTION Question Count % of Exam Questions
Life Health L&H Life Health L&H
Life Insurance
Insurance Regulation 8 10 7 8% 10% 5%
General Insurance 7 10 7 7% 10% 5%
Life Insurance Basics 20 0 15 20% 0% 10%
Life Insurance Policies 17 0 15 17% 0% 10%
Life Insurance Policy Provisions, Options and Riders 12 0 10 12% 0% 7%
Annuities 20 0 16 20% 0% 11%
Federal Tax Considerations for Life Insurance and Annuities 9 0 7 9% 0% 5%
Qualified Plans 7 0 5 7% 0% 3%
Health Insurance
Health Insurance Basics 0 6 5 0% 6% 3%
Individual Health Insurance Policy General Provisions 0 7 6 0% 7% 4%
Disability Income and Related Insurance 0 6 3 0% 6% 2%
Medical Plans 0 17 14 0% 17% 9%
Group Health Insurance 0 20 17 0% 20% 11%
Dental Insurance 0 3 3 0% 3% 2%
Insurance for Senior Citizens and Special Needs Indv. 0 14 14 0% 14% 9%
Federal Tax Considerations for Health Insurance 0 7 6 0% 7% 4%
Total for all parts
Total Scored Questions on Exam 100 100 150
Maximum Time allowed to complete exam in minutes 120 120 160 105 105 150
Passing Score 70 70 70 70 70 70
DESCRIPTION Question Count % of Exam Questions
Casualty Property P&C Casualty Property P&C
Casualty Insurance .
Insurance Regulation 11 13 16 11% 13% 11%
General Insurance 11 13 15 11% 13% 10%
Property and Casualty Insurance Basics 13 16 20 13% 16% 13%
Homeowners Policy 10 0 0 10% 0% 0%
Auto Insurance 14 0 17 14% 0% 11%
Commercial Package Policy 10 0 19 10% 0% 13%
Businessowners Policy 10 0 0 10% 0% 0%
Workers Compensation Insurance 13 0 17 13% 0% 11%
Other Coverages and Options 8 0 0 8% 0% 0%
Property Insurance
Dwelling Policy 0 10 9 0% 10% 6%
Homeowners Policy 0 17 12 0% 17% 8%
Commercial Package Policy 0 13 0 0% 13% 0%
Businessowners Policy 0 8 8 0% 8% 5%
Other Coverages and Options 0 10 17 0% 10% 11%
Total for all parts
Total Scored Questions on Exam 100 100 150
Maximum Time allowed to complete exam in minutes 120 120 160 105 105 150
Passing Score 70 70 70 70 70 70

Producer Licensing Checklist:

Task: Date Completed
1. Complete prelicensing course
2. Register for exam
3. Submit fingerprints (PSI location only)
4. Pass exam
5. Apply for license

Governing Agency

Name: Oregon Division of Financial Regulation
Phone: 503-947-7981
Fax: 503-378-4351
Website: https://dfr.oregon.gov
Address: 350 Winter Street, NE Room 410-3 Salem, OR 97301-3883

Working as an Insurance Agent

Property and Casualty Insurance Agents

What can you expect working as an agent? Property and casualty insurance agents work with clients to help secure policies that protect people and businesses from financial loss.

For individuals many of these events include automobile accidents, fire, theft. For businesses these events can include the same as individuals but can also include workers’ compensation claims, product liability claims, or medical malpractice claims.

Life Insurance Agents

What can you expect from working as an Insurance agent? Life insurance agents work with clients to help secure policies that pay beneficiaries when a policyholder passes away. Life insurance agents also can help people prepare for retirement by offering certain types of annuities.

Health and long-term care insurance agents work with clients to help secure policies that cover the costs of medical care and assisted-living services. They also can help clients secure dental insurance and disability insurance.

Why Students Choose XCEL

XCEL is the nation’s online insurance education industry leader. We provide you with all the tools and study material you will need to pass the state exam the first time. We understand how people learn and incorporate every detail of our knowledge to help you succeed.

Wide Variety
of Study Options

Our programs offer E-books, videos, simulated state exams, flashcards, review notes, and the best instructor support in the industry.

Proven
System

XCEL offers a unique three-step training program instructionally designed to prepare you to pass the first time.

Pass
Rates

XCEL is the nation’s most trusted provider of test-prep solutions for insurance industry licensing exams. Our courses are built around questions similar to those seen on the exams.

Don’t Delay, Start Today!

View insurance courses below to find out what pre-licensing courses are required for your state.