Tennessee Insurance License Classes Online

Looking for an Tennessee insurance school? XCEL is the nation’s leading online insurance license school. XCEL has you covered with high-quality Tennessee insurance license courses, industry expertise and convenience. All of XCEL's Tennessee courses are approved by the Texas Department of Insurance.
Online Course

Tennessee Life and Health Pre-licensing

$199.00
Online Course

Tennessee Life Pre-licensing

$199.00
Online Course

Tennessee Health Pre-licensing

$199.00
Online Course

Tennessee Property and Casualty Bundle Purchase Pre-licensing

$199.00
Online Course

Tennessee Casualty Pre-licensing

$199.00
Online Course

Tennessee Property Pre-licensing

$199.00

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Tennessee State Insurance Licensing Requirements

HOW TO OBTAIN A TENNESSEE INSURANCE PRODUCER LICENSE

Complete the prelicensing course.

  • Life Only – 20 hours
  • Accident and Health – 20 hours
  • Casualty – 20 hours
  • Property – 20 hours
  • Personal lines – 20 hours

**Applicants with a criminal background should file license application directly with the Department of Commerce and insurance and receive approval before completing the required prelicensing education.

Course requirements:

  • This is a forced progression (locked) state that requires the student to review each lesson and pass each of the chapter quiz before moving onto the next section/chapter.
  • Assessments on key topics throughout the course and must be successfully passed with a minimum score of 70% before moving onto the next chapter.

Certificate Information:

To be eligible for a Certificate of completion, you must follow several steps:

  • Completion of the course and Final Exam with a minimum score of 70%
  • Download and Print certificate through the “Transcript” tile on the user dashboard.
  • Certificates are valid for 6 months.

Schedule the Tennessee State examination.

Online proctored exams:

  • You must check the compatibility of your computer before registering for the exam. https://home.pearsonvue.com/tn/insurance/onvue
  • If your computer is not compatible with the online software, you will need to schedule your examination at a Pearson Vue test center.

Limitation on repeat examinations:

  • There are no limitations on retaking the exam.

Pass your state exam

  • Take advantage of the cram courses (Prep Review and Exam Simulator) within your prelicensing course during the waiting period.
    • Prep Review Course: This part of the training features content “boiled down to the essence” of the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Instructionally designed to teach individuals how to pass, most study effort should be invested here. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam.
    • Exam Simulator: These special exams are designed to gauge content retention levels. Important: Only take the Exam Simulators after the Prep Review Course has been successfully completed. It ensures these questions will be “fresh in the mind”.
  • On the day of testing, you must present two forms of identification bearing your signature, one of which must be a valid government issued photo id.
  • Valid certificate of completion

Apply for license

  • Submit license application electronically through NIPR www.nipr.com
  • Application fee – $50
  • NIPR verifies exams prior to allowing submission of an application

Exam Outlines

DESCRIPTION Question Count % of Exam

Questions

Life Health Life Health
Life Insurance
Types of Policies and Features 12 0 18% 0%
Policy Riders, Provisions, Options, and Exclusions 18 0 26% 0%
Completing the Application, Underwriting, and Delivering the Policies 12 0 18% 0%
Taxes, Retirement, and Other Insurance Concepts 8 0 12% 0%
Health Insurance
Types of Policies 0 14 0% 21%
Policy Provisions, Clauses, and Riders 0 20 0% 29%
Social Insurance 0 3 0% 4%
Other Insurance Concepts 0 4 0% 6%
Field Underwriting Procedures 0 9 0% 13%
Tennessee Laws and Rules
Tennessee Statutes, Rules and Regulations Common to All Lines 14 14 21% 21%
Tennessee Statutes, Rules and Regulations Pertinent to Life Insurance 4 0 6% 0%
Tennessee Statutes, Rules and Regulations Pertinent to Health Insurance 0 4 0% 6%
Total for all parts
Total Scored Questions on Exam 68 68
Maximum Time allowed to complete exam in minutes 105 105 105 105
Passing Score 70 70 70 70
DESCRIPTION Question Count % of Exam Questions
Casualty Property Casualty Property
Casualty Insurance
Types of Policies, Bonds, and Related Terms 25 0 37% 0%
Insurance Terms and Related Concepts 14 0 21% 0%
Policy Provisions 11 0 16% 0%
Property Insurance
Types of Property Policies 0 25 0% 37%
Insurance Terms and Related Concepts 0 14 0% 21%
Policy Provisions and Contract Law 0 11 0% 16%
Tennessee Laws and Rules
Tennessee Statutes, Rules, and Regulations Common to All Lines 14 14 21% 21%
Tennessee Statutes, Rules and Regulations Pertinent to Casualty Insurance 4 0 6% 0%
Tennessee Statutes, Rules and Regulations Pertinent to Property Insurance 0 4 0% 6%
Total for all parts
Total Scored Questions on Exam 68 68
Maximum Time allowed to complete exam in minutes 105 105 105 105
Passing Score 70 70 70 70

Producer Licensing Checklist:

Task: Date Completed
1. Complete prelicensing course
2. Register for exam
3. Pass exam
4. Apply for License

Governing Agency

Name: Tennessee Department of Commerce and Insurance Producer Licensing Section
Phone: 888-416-0868
Website: https://www.tn.gov/commerce/insurance-division.html
Address: 500 James Robertson Parkway Nashville, TN 37243-1134

Working as an Insurance Agent

Property and Casualty Insurance Agents

What can you expect working as an agent? Property and casualty insurance agents work with clients to help secure policies that protect people and businesses from financial loss.

For individuals many of these events include automobile accidents, fire, theft. For businesses these events can include the same as individuals but can also include workers’ compensation claims, product liability claims, or medical malpractice claims.

Life Insurance Agents

What can you expect from working as an Insurance agent? Life insurance agents work with clients to help secure policies that pay beneficiaries when a policyholder passes away. Life insurance agents also can help people prepare for retirement by offering certain types of annuities.

Health and long-term care insurance agents work with clients to help secure policies that cover the costs of medical care and assisted-living services. They also can help clients secure dental insurance and disability insurance.

Why Students Choose XCEL

XCEL is the nation’s online insurance education industry leader. We provide you with all the tools and study material you will need to pass the state exam the first time. We understand how people learn and incorporate every detail of our knowledge to help you succeed.

Wide Variety
of Study Options

Our programs offer E-books, videos, simulated state exams, flashcards, review notes, and the best instructor support in the industry.

Proven
System

XCEL offers a unique three-step training program instructionally designed to prepare you to pass the first time.

Pass
Rates

XCEL is the nation’s most trusted provider of test-prep solutions for insurance industry licensing exams. Our courses are built around questions similar to those seen on the exams.

Don’t Delay, Start Today!

View insurance courses below to find out what pre-licensing courses are required for your state.