Vermont Insurance License Classes Online
Life and Health
Property and Casualty
Personal Lines
Best Value
Premier
Life and Health
The ultimate package including everything you need to pass the first time or your money back. Ideal for those looking to maximize their studying with various learning formats.
XCEL’s 3-Part Training Program
Pre-licensing Course:
An online self-study course that provides the foundational information and satisfies any applicable state requirements
Prep Review Course:
Scales down content to focus solely on the most important material with weighted chapters identical to the state exam
Exam Simulators:
Extended Access:
Online Flashcards
Over 800+ flashcards to test your knowledge of fundamental terms & help reinforce key topics
Recorded Exam Review Class
Play and pause a recorded version of our 1-day Exam Review class to review critical concepts you must master before taking your exam
Prepared to Pass Promise
We're so confident in our ability to prepare you to pass your exam on the first try that we will refund you if you purchase our Premier Package and follow our 3-step process. Click here for terms.
Printable Review Notes Study Calendar 24/7 Interactive Online Learning Access Study anywhere, anytime, on any device
Standard
Life and Health
XCEL’s 3-Part Training Program
Pre-licensing Course:
An online self-study course that provides the foundational information and satisfies any applicable state requirements
Prep Review Course:
Scales down content to focus solely on the most important material with weighted chapters identical to the state exam
Exam Simulators:
Extended Access:
Printable Review Notes Study Calendar 24/7 Interactive Online Learning Access Study anywhere, anytime, on any device
Vermont Health Pre-licensing
Vermont Life Pre-licensing
Life and Health
Property and Casualty
Personal Lines
Best Value
Premier
Property and Casualty
The ultimate package including everything you need to pass the first time or your money back. Ideal for those looking to maximize their studying with various learning formats.
XCEL’s 3-Part Training Program
Pre-licensing Course:
An online self-study course that provides the foundational information and satisfies any applicable state requirements
Prep Review Course:
Scales down content to focus solely on the most important material with weighted chapters identical to the state exam
Exam Simulators:
Extended Access:
Online Flashcards
Over 800+ flashcards to test your knowledge of fundamental terms & help reinforce key topics
Recorded Exam Review Class
Play and pause a recorded version of our 1-day Exam Review class to review critical concepts you must master before taking your exam
Prepared to Pass Promise
We're so confident in our ability to prepare you to pass your exam on the first try that we will refund you if you purchase our Premier Package and follow our 3-step process. Click here for terms.
Printable Review Notes Study Calendar 24/7 Interactive Online Learning Access Study anywhere, anytime, on any device
Standard
Property and Casualty
XCEL’s 3-Part Training Program
Pre-licensing Course:
An online self-study course that provides the foundational information and satisfies any applicable state requirements
Prep Review Course:
Scales down content to focus solely on the most important material with weighted chapters identical to the state exam
Exam Simulators:
Extended Access:
Printable Review Notes Study Calendar 24/7 Interactive Online Learning Access Study anywhere, anytime, on any device
Life and Health
Property and Casualty
Personal Lines
Premier
Personal Lines
The ultimate package including everything you need to pass the first time or your money back. Ideal for those looking to maximize their studying with various learning formats.
XCEL’s 3-Part Training Program
Pre-licensing Course:
An online self-study course that provides the foundational information and satisfies any applicable state requirements
Prep Review Course:
Scales down content to focus solely on the most important material with weighted chapters identical to the state exam
Exam Simulators:
Extended Access:
Online Flashcards
Over 800+ flashcards to test your knowledge of fundamental terms & help reinforce key topics
Recorded Exam Review Class
Play and pause a recorded version of our 1-day Exam Review class to review critical concepts you must master before taking your exam
Prepared to Pass Promise
We're so confident in our ability to prepare you to pass your exam on the first try that we will refund you if you purchase our Premier Package and follow our 3-step process. Click here for terms.
Printable Review Notes Study Calendar 24/7 Interactive Online Learning Access Study anywhere, anytime, on any device
Standard
Personal Lines
XCEL’s 3-Part Training Program
Pre-licensing Course:
An online self-study course that provides the foundational information and satisfies any applicable state requirements
Prep Review Course:
Scales down content to focus solely on the most important material with weighted chapters identical to the state exam
Exam Simulators:
Extended Access:
Printable Review Notes Study Calendar 24/7 Interactive Online Learning Access Study anywhere, anytime, on any device
Vermont State Insurance Licensing Requirements
HOW TO OBTAIN A VERMONT INSURANCE PRODUCER LICENSE
The state of Vermont has no formal pre-licensing education requirement however it is recommended as the prelicensing course is designed to prepare candidates for the State Licensing Examination.
Complete the prelicensing course.
- Life Only
- Accident & Health Only
- Life, Accident & Health
- Casualty Insurance
- Property Insurance
- Property and Casualty
- Personal lines
Course requirements:
- This is a forced progression (locked) state that requires the student to review each lesson and pass each of the chapter quiz before moving onto the next section/chapter.
- Assessments on key topics throughout the course and must be successfully passed with a minimum score of 70% before moving onto the next chapter.
Schedule the Utah State examination.
- Registration must be completed online on PROMETRIC website: https://www.prometric.com/vermont/insurance
- Single line exam fee $50
- Combined exams fee $65
Online proctored exams:
- You must check the compatibility of your computer before registering for the exam. https://rpcandidate.prometric.com/
- If your computer is not compatible with the online software, you will need to schedule your examination at the Prometric test center.
Limitation on repeat examinations:
- There are no limits on exam retakes.
Pass your state exam
- Take advantage of the cram courses (Prep Review and Exam Simulator) within your prelicensing course during the waiting period.
- Prep Review Course: This part of the training features content “boiled down to the essence” of the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Instructionally designed to teach individuals how to pass, most study effort should be invested here. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam.
- Exam Simulator: These special exams are designed to gauge content retention levels. Important: Only take the Exam Simulators after the Prep Review Course has been successfully completed. It ensures these questions will be “fresh in the mind”.
- On the day of testing, you must present one form of identification bearing your signature, which must be a valid government issued photo id.
Apply for license
- AFTER you pass the exam, you must complete your license and fingerprints at PROMETRIC.
- Submit license application online through www.nipr.com using the kiosks at the Prometric test center.
- Application fee $60 plus processing fee
- If you answer “Yes” to a background question on the application, submit your written statement accompanied by corresponding court documents (printouts from a court’s web site are not acceptable) as part of your NIPR electronic license application using the Attachments Warehouse
- If you need to submit other additional documents as part of your NIPR electronic license application, use the Attachments Warehouse.
- NIPR verifies exams prior to allowing submission of an application.
Prometric Exam Outlines
| DESCRIPTION | Question Count | % of Exam Questions | ||||
| Life | Health | L&H | Life | Health | L&H | |
| Life Insurance | ||||||
| Insurance Regulation | 14 | 5 | 7 | 14% | 5% | 5% |
| General Insurance | 11 | 5 | 6 | 11% | 5% | 4% |
| Life Insurance Basics | 17 | 0 | 13 | 17% | 0% | 9% |
| Life Insurance Policies | 16 | 0 | 13 | 16% | 0% | 9% |
| Life Insurance Policy Provisions, Options and Riders | 13 | 0 | 11 | 13% | 0% | 7% |
| Annuities | 20 | 0 | 12 | 20% | 0% | 8% |
| Federal Tax Considerations for Life Insurance and Annuities | 6 | 0 | 9 | 6% | 0% | 6% |
| Qualified Plans | 3 | 0 | 3 | 3% | 0% | 2% |
| Health Insurance | ||||||
| Health Insurance Basics | 0 | 11 | 9 | 0% | 11% | 6% |
| Health Insurance Policy General Provisions | 0 | 11 | 9 | 0% | 11% | 6% |
| Disability Income and Related Insurance | 0 | 10 | 9 | 0% | 10% | 6% |
| Medical Plans | 0 | 18 | 14 | 0% | 18% | 9% |
| Health Maintenance Organizations (HMOs) | 0 | 8 | 10 | 0% | 8% | 7% |
| Group Health Insurance | 0 | 10 | 8 | 0% | 10% | 5% |
| Insurance for Senior Citizens and Special Needs Individuals | 0 | 13 | 9 | 0% | 13% | 6% |
| Federal Tax Considerations for Health Insurance | 0 | 9 | 8 | 0% | 9% | 5% |
| Total for all parts | ||||||
| Total Scored Questions on Exam | 100 | 100 | 150 | 1 | 1 | 1 |
| Maximum Time allowed to complete exam in minutes | 120 | 120 | 150 | 120 | 120 | 150 |
| Passing Score | 70 | 70 | 70 | 70 | 70 | 70 |
| DESCRIPTION | Question Count | % of Exam Questions | ||||
| Casualty | Property | P&C | Life | Health | P&C | |
| Casualty Insurance | ||||||
| Insurance Regulation | 10 | 10 | 15 | 10% | 10% | 10% |
| General Insurance | 9 | 9 | 13 | 9% | 9% | 9% |
| Casualty Insurance Basics | 12 | 0 | 7 | 12% | 0% | 5% |
| Homeowners Policy | 17 | 0 | 13 | 17% | 0% | 9% |
| Auto Insurance | 21 | 0 | 16 | 21% | 0% | 11% |
| Commercial Package Policy | 9 | 0 | 6 | 9% | 0% | 4% |
| Business owners Policy | 8 | 0 | 0 | 8% | 0% | 0% |
| Workers Compensation Insurance | 7 | 0 | 10 | 7% | 0% | 7% |
| Other Coverages and Options | 7 | 0 | 5 | 7% | 0% | 3% |
| Property Insurance | ||||||
| Property Insurance Basics | 0 | 13 | 8 | 0% | 13% | 5% |
| Dwelling Policy | 0 | 7 | 8 | 0% | 7% | 5% |
| Homeowners Policy | 0 | 22 | 13 | 0% | 22% | 9% |
| Auto Insurance | 0 | 7 | 15 | 0% | 7% | 10% |
| Commercial Package Policy | 0 | 14 | 6 | 0% | 14% | 4% |
| Business owners Policy | 0 | 13 | 9 | 0% | 13% | 6% |
| Other Coverages and Options | 0 | 5 | 6 | 0% | 5% | 4% |
| Total for all parts | ||||||
| Total Scored Questions on Exam | 100 | 100 | 150 | 1 | 1 | 1 |
| Maximum Time allowed to complete exam in minutes | 120 | 120 | 150 | 120 | 120 | 150 |
| Passing Score | 70 | 70 | 70 | 70 | 70 | 70 |
Producer Licensing Checklist:
| Task: | Date Completed |
| 1. Complete prelicensing course | |
| 2. Register for exam | |
| 3. Pass exam | |
| 4. Apply for license |
Governing Agency
Name: Vermont Department of Financial Regulation
Phone: 802-828-3303
Fax: 802-828-1633
Website: https://dfr.vermont.gov/industry/insurance
Address: 89 Main Street Montpelier, VT 05620-3101
Working as an Insurance Agent
Property and Casualty Insurance Agents
What can you expect working as an agent? Property and casualty insurance agents work with clients to help secure policies that protect people and businesses from financial loss.
For individuals many of these events include automobile accidents, fire, theft. For businesses these events can include the same as individuals but can also include workers’ compensation claims, product liability claims, or medical malpractice claims.
Life Insurance Agents
What can you expect from working as an Insurance agent? Life insurance agents work with clients to help secure policies that pay beneficiaries when a policyholder passes away. Life insurance agents also can help people prepare for retirement by offering certain types of annuities.
Health and long-term care insurance agents work with clients to help secure policies that cover the costs of medical care and assisted-living services. They also can help clients secure dental insurance and disability insurance.
Why Students Choose XCEL
XCEL is the nation’s online insurance education industry leader. We provide you with all the tools and study material you will need to pass the state exam the first time. We understand how people learn and incorporate every detail of our knowledge to help you succeed.
Wide Variety
of Study Options
Proven
System
XCEL offers a unique three-step training program instructionally designed to prepare you to pass the first time.
Pass
Rates
XCEL is the nation’s most trusted provider of test-prep solutions for insurance industry licensing exams. Our courses are built around questions similar to those seen on the exams.
Don’t Delay, Start Today!
View insurance courses below to find out what pre-licensing courses are required for your state.