Washington Insurance License Classes Online

Looking for an Washington insurance school? XCEL is the nation’s leading online insurance license school. XCEL has you covered with high-quality Washington insurance license courses, industry expertise and convenience. All of XCEL's Washington courses are approved by the Washington State Office of the Insurance Commissioner.
Online Course

Washington Life and Health Pre-licensing

$199.00
Online Course

Washington Life Pre-licensing

$199.00
Online Course

Washington Health Pre-licensing

$199.00
Online Course

Washington Property and Casualty Pre-licensing

$199.00

O registrarse para cursos de Español

Washington State Insurance Licensing Requirements

HOW TO OBTAIN A WASHINGTON INSURANCE PRODUCER LICENSE

Complete the prelicensing course.

  • Life Only – 20 hours
  • Accident & Health Only – 20 hours
  • Life, Accident and Disability – 40 hours
  • Casualty Insurance – 20 hours
  • Property Insurance – 20 hours
  • Property and Casualty – 40 hours
  • Personal lines – 20 hours

Course requirements:

  • This is a forced progression (locked) state that requires the student to review each lesson and pass each of the chapter quiz before moving onto the next section/chapter.
  • Assessments on key topics throughout the course and must be successfully passed with a minimum score of 70% before moving onto the next chapter.
  • Applicants are required to spend a minimum of 20 hours per line of authority.
    • XCEL will be tracking the time spent studying in the course.
    • You will be asked to authenticate your identity on a periodic basis throughout the course.
    • Your course will time out (automatically log out) if you leave the course inactive for more than twenty minutes.

Certificate Information:

To be eligible for a Certificate of completion, you must follow several steps:

  • Completion of the course including final exam.
  • Satisfying the time requirement (20 hours per line of authority) which will be verified by a member of our compliance team the following business day.
  • Download and Print certificate through the “Transcript” tile on the user dashboard.
  • Certificates are valid for 12 months.
  • Course completion rosters will be reported to the WA Office of Commissioner within 30 days.

Schedule the Washington State examination.

  • Registration must be completed online through PSI website: https://home.psiexams.com/#/home
  • Single Line exam fee $35
  • Combined exam fee $52
  • Education Roster not required to schedule the exam.

Online proctored exams:

  • You must check the compatibility of your computer before registering for the exam. https://home.psiexams.com/static/#/bcheck
  • If your computer is not compatible with the online software, you will need to schedule your examination online through Pearson VUE or by calling (833) 273-1946.

Limitation on repeat examinations:

  • There is no limit to the number of attempts a candidate can make on the same exam.

Pass your state exam

  • Take advantage of the cram courses (Prep Review and Exam Simulator) within your prelicensing course up until test day.
    • Prep Review Course: This part of the training features content “boiled down to the essence” of the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Instructionally designed to teach individuals how to pass, most study effort should be invested here. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam.
    • Exam Simulator: These special exams are designed to gauge content retention levels. Important: Only take the Exam Simulators after the Prep Review Course has been successfully completed. It ensures these questions will be “fresh in the mind”.
  • On the day of testing, you must present a valid government issued photo id and the certificate(s) of completion.

Apply for license

Submit your Fingerprints

  • The state of Washington requires fingerprinting E-fingerprint services are offered at most exam centers and all IDEMIA IdentoGo centers. Contact them at 888-771-5097 or via their website (www.identogo.com).
  • Fingerprint Fee: $49.25

Please note: If you do not submit all the application requirements (application/fee, fingerprints, conviction documents) within 180 days of passing the exam, you will be required to retake the exam.

PSI Exam Outlines

DESCRIPTION Question Count % of Exam Questions
Life and

Disability

Life Disability Life and

Disability

Life Disability
Life Insurance
I. General Insurance Concepts 5 10 0 3% 10% 0%
II. Life Insurance Basics 10 10 0 7% 10% 0%
III. Types of Life Insurance Policies 12 15 0 8% 15% 0%
IV. Policy Provisions, Options and

Riders

17 20 0 11% 20% 0%
V. Annuities 9 10 0 6% 10% 0%
VI. Federal Tax Considerations for Life Insurance 3 3 0 2% 3% 0%
Disability Insurance – General
I. General Insurance Concepts 5 0 10 3% 0% 10%
II. Accident and Health Insurance

Concepts

6 0 9 4% 0% 9%
III. Individual Accident Health Insurance Policy Provisions 10 0 12 7% 0% 12%
IV. Disability Income and Related

Insurance

8 0 12 5% 0% 12%
V. Medical Plans 6 0 9 4% 0% 9%
VI. Group Health Insurance 4 0 12 3% 0% 12%
VII. Health Insurance for Seniors Citizens and Special Needs 5 0 6 3% 0% 6%
VIII. Federal Tax Considerations for Health Insurance 3 0 4 2% 0% 4%
WA Laws Rules and Regulations
I. Federal Laws and Regulations 2 2 2 1% 2% 2%
II. Washington Laws, Rules, and Regulations 45 30 30 30% 30% 30%
Total for all parts
Total Scored Questions on Exam 150 100 100 100 100 100
Maximum Time allowed to complete exam in minutes 195 150 150 195 150 150
Minimum Correct for Passing Score 70 70 70 70 70 70

 

DESCRIPTION Question Count % of Exam Questions
Property and

Casualty

Property Casualty Personal Lines Property and

Casualty

Property Casualty Personal Lines
General Insurance
I. General Insurance Concepts 14 16 16 16 9% 16% 16% 16%
Casualty Insurance – General
I. Casualty Insurance Basics 12 0 17 12 8% 0% 17% 12%
II. Personal Automobile Policy 5 0 8 9 3% 0% 8% 9%
III. Commercial Automobile Policy 4 0 7 0 3% 0% 7% 0%
IV. Commercial General Liability 10 0 10 0 7% 0% 10% 0%
V. Commercial Crime 3 0 3 0 2% 0% 3% 0%
VI. Other Types of Casualty Insurance 4 0 7 0 3% 0% 7% 0%
Property Lines – General
I. Property Insurance Basics 12 20 0 12 8% 20% 0% 12%
II. Dwelling Policy Concepts 2 2 0 2 1% 2% 0% 2%
III. Homeowners Policy Concepts 13 12 0 13 9% 12% 0% 13%
IV. Commercial Property Policies 10 10 0 0 7% 10% 0% 0%
V. Businessowners Policy 10 6 0 0 7% 6% 0% 0%
VI. Other Types of Property Insurance and General

Characteristics

4 2 0 4 3% 2% 0% 4%
WA Laws Rules and Regulations
I. Federal Laws and Regulations 2 2 2 2 1% 2% 2% 2%
II. Washington Laws, Rules, and Regulations 45 30 30 30 30% 30% 30% 30%
Total for all parts
Total Scored Questions on Exam 150 100 100 100 150 100 100 100
Maximum Time allowed to

complete exam in minutes

180 120 120 120 180 120 120 120
Minimum Correct for Passing Score 70 70 70 70 70 70 70 70

Producer Licensing Checklist:

Task: Date Completed
1. Complete prelicensing course and time requirement
2. Register for exam
3. Pass exam (Must have valid ID and Certificate)
4. Apply for License
5. Submit fingerprints

Governing Agency

Name: Washington Office of the Insurance Commissioner
Website: http://www.insurance.wa.gov
Address: PO Box 40255 Olympia, WA 98504-0255
Phone: 800-562-6900
Fax: 916-327-6907

Working as an Insurance Agent

Property and Casualty Insurance Agents

What can you expect working as an agent? Property and casualty insurance agents work with clients to help secure policies that protect people and businesses from financial loss.

For individuals many of these events include automobile accidents, fire, theft. For businesses these events can include the same as individuals but can also include workers’ compensation claims, product liability claims, or medical malpractice claims.

Life Insurance Agents

What can you expect from working as an Insurance agent? Life insurance agents work with clients to help secure policies that pay beneficiaries when a policyholder passes away. Life insurance agents also can help people prepare for retirement by offering certain types of annuities.

Health and long-term care insurance agents work with clients to help secure policies that cover the costs of medical care and assisted-living services. They also can help clients secure dental insurance and disability insurance.

Why Students Choose XCEL

XCEL is the nation’s online insurance education industry leader. We provide you with all the tools and study material you will need to pass the state exam the first time. We understand how people learn and incorporate every detail of our knowledge to help you succeed.

Wide Variety
of Study Options

Our programs offer E-books, videos, simulated state exams, flashcards, review notes, and the best instructor support in the industry.

Proven
System

XCEL offers a unique three-step training program instructionally designed to prepare you to pass the first time.

Pass
Rates

XCEL is the nation’s most trusted provider of test-prep solutions for insurance industry licensing exams. Our courses are built around questions similar to those seen on the exams.

Don’t Delay, Start Today!

View insurance courses below to find out what pre-licensing courses are required for your state.