The state of Missouri has no formal pre-licensing education requirement however it is recommended as the prelicensing course is designed to prepare candidates for the State Licensing Examination.

• Life Only  
• Accident & Health Only  
• Life, Accident and Health  
• Casualty  
• Property  
• Property and Casualty  
• Personal lines  

• This is a forced progression (locked) state that requires the student to review each lesson and pass each of the chapter quiz before moving onto the next section/chapter. 
• Assessments on key topics throughout the course must be successfully passed with a minimum score of 70% before moving onto the next chapter. 

• Registration must be completed online on Pearson Vue website: www.pearsonvue.com/mo/insurance
• Single Line exam fee: $29
• Combined Exam fee: $35

• You must check the compatibility of your computer before registering for the exam. https://home.pearsonvue.com/mo/insurance/onvue
• If your computer is not compatible with the online software, you will need to schedule your examination at Pearson Vue test center.

• There are no limitations on retaking the exam. 

• Be sure to take advantage of XCEL’s 3-Part training program, including Part 2 (Prep Review Course) and Part 3 (Exam Simulator). These are the two sections we hear from students value the most during the exam waiting period. 
  
  • Prep Review Course: This part of the training scales down content to focus solely on the most important material with weighted sections identical to the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Instructionally designed to teach individuals how to pass, most study effort should be invested here. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam. 
  • Exam Simulator: These special exams are designed to gauge content retention levels. Important: Only take the Exam Simulators after the Prep Review Course has been successfully completed. It ensures these questions will be “fresh in the mind.” 
  • On the day of testing, you must present two (2) forms of identification bearing your signature, one of which must be a valid government issued photo id. 
  • Candidates who have changed their names must provide written documentation of the change. This documentation may be a copy of a marriage license, divorce decree, or other official document. 

• Submit license application electronically through SIRCON Online Services
• Application fee – $100
• Processing fee – $20
• NIPR verifies exams prior to allowing submission of an application.

Name: Missouri Department of Commerce and Insurance
Phone: 573-751-3518
Fax: 573-526-3416
Website: https://insurance.mo.gov/
Address: Truman State Office Bldg. 301 West High St., Room 530 Jefferson City, MO 65101

XCEL Solutions provides this information as a courtesy to licensees subject to insurance continuing education requirements. Although every effort is made to maintain the accuracy of this course, recent changes in laws and procedures may not yet be reflected in the content. All information is subject to change without notice.

Agents holding a Major Lines license (Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products) are required to renew their license by the last day of their birth month every two years. 

• On-going renewal periods is the agent’s birthday every two (2) years thereafter. 

Continuing education requirements must be met before submitting the license renewal application. 

Licensees renewing a Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products license are required to complete 16 hours of approved continuing education, 3 of which must be approved as ethics, before submitting their renewal application.

The Missouri Department of Insurance requires specific training requirements for individual agents selling, soliciting, or negotiating Long-Term Care products (LTC), Flood Insurance products (NFIP), and Annuity products (Annuity). Failing to complete the required training may jeopardize the agent’s authority to sell the related insurance products. 

• Life or Accident & Health licensees must complete an approved 8-hour Long-term Care course before selling, soliciting, or negotiating long-term care insurance. 
• Agents must also complete an approved 4-hour LTC refresher course every renewal period to continue selling, soliciting, or negotiating long-term care insurance. 
• The initial and refresher LTC course credits count towards the agent's 24-hour CE requirement. 
• Resident agents may complete these training requirements in any state provided the department has approved the course for long-term care credit prior to the agent taking the course. 
• Non-resident agents may complete these training requirements in any state. 

Effective August 30, 2024 – Producers who have completed an annuity suitability training prior to this date will have to complete the new one-hour Best Interest course.

• Life or Variably Annuity licensees must complete an approved one-time 4-hour Annuity Best Interest course before selling, soliciting, or negotiating annuity products. 
• Annuity Best Interest course credits count towards the agent's 16-hour CE requirement. 
• Resident and non-resident agents may complete these training requirements in any state with laws substantially similar to Missouri. 

• Property and Casualty or Personal Lines licensees must complete an approved one-time 3-hour National Flood Insurance Program (NFIP) course by the end of their first renewal period if they plan to sell, solicit, or negotiate Flood insurance. 
• The National Flood Insurance Program course credits count towards the agent's 24-hour CE requirement. 

• Licensees can use independent self-study courses to meet all requirements.
• Licensees may take courses in any line of authority. 
• Self-study exams are closed book and do not require a monitor/proctor. 
• Duplicate courses completed in the same renewal period are not allowed and cannot be carried over to future renewal cycles. 
• Excess credits of up to 12 hours can be carried over from one renewal period to the next. All carryover credits are applied as general education requirements. 

• Students must provide their National Producer Number (NPN) to report on course completion. 
• $1.00 per credit hour is required to report course completions to your state. 
• Course completions are reported within one business day. 

Resident and nonresident license renewal applications are processed through NIPR. A $100 renewal fee is required. Agents with a continuing education requirement must obtain all required credits prior to their license expiration date. An agent will not be eligible to renew their insurance license(s) until they have satisfied their continuing education requirement.

Find your Missouri insurance license number View your CE transcript Renew your license.

Missouri Department of Insurance - Licensing Division
https://insurance.mo.gov
573-751-4126
licensing@insurance.mo.gov
PO Box 4001, Jefferson City, MO 65101-4001