Montana Insurance License Requirements

While we strive to keep our Montana insurance license requirements up to date, it's always best to verify information with the Department of Insurance. 

Montana does not require you to complete a pre-licensing education course, but we highly recommend this to help you build essential, foundational knowledge before you begin studying for your licensing exam. Montana offers licensing in the following lines of authority:

• Life Only  
• Accident & Health Only  
• Casualty  
• Property  
• Personal lines  

• Registration must be completed online on the Pearson Professional Assessments website: www.pearsonvue.com/mt/insurance
• Single Line exam fee: $65

• You must check the compatibility of your computer before registering for the exam. https://home.pearsonvue.com/mt/insurance/onvue
• If your computer is not compatible with the online software, you will need to schedule your examination at Pearson Professional Assessments test center.

• There are no limitations on retaking the exam at a test center. 
• Candidates who do not pass the exam must retake the entire examination, i.e., Parts 1 and 2. 
• Candidates taking an online examination are allowed TWO (2) attempts per exam. All subsequent examination attempts will have to be taken at a Pearson Professional Assessments Testing center. 

• With XCEL's proven, 3-Part Training Program, you'll be exam day ready: 

  1. Build a strong foundation of knowledge with the pre-licensing education course
  2. Focus on highly-tested exam content with our exam prep review course
  3. Test your knowledge and ensure retention with our exam simulators
• On the day of testing, you must present two (2) forms of identification bearing your signature, one of which must be a valid government issued photo id. 

• Submit license application electronically through NIPR
• Application fee – no charge
• Applicants must complete the Applicant Rights and Consent to Fingerprints FORM
• Submit to [email protected]
  

• Review Fingerprints for Insurance Licensing Purposes
• Fingerprint Fee: $30
• Additional questions contact the department at [email protected]
  

Name: Montana Department of Insurance
Phone: 406-444-2040
Website: https://csimt.gov/
Email: [email protected]
Address: 840 Helena Avenue Helena, MT 59601

This license renewal information is provided as a convenience only and is subject to change at any time. It is ultimately the responsibility of the licensee to ensure compliance with all requirements for each license and corresponding renewal period.

Agents holding a Major Lines license (Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products) are required to renew their license by the last day of their birth month every two years. 

• On-going renewal periods are the last day of the agent’s birth month every two (2) years thereafter. 

Continuing education requirements must be met before submitting the license renewal application. 

Licensees renewing a Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products license are required to complete 24 hours of approved continuing education, 3 of which must be approved as ethics and 1 additional on legislative changes in Montana insurance statutes and administrative rules in addition before submitting their renewal application. 

The Montana Department of Insurance requires specific training requirements for individual agents selling, soliciting, or negotiating Long-Term Care products (LTC), Flood Insurance products (NFIP), and Annuity products (Annuity). Failing to complete the required training may jeopardize the agent’s authority to sell the related insurance products.

• Life or Accident & Health licensees must complete an approved 8-hour Long-term Care course before selling, soliciting, or negotiating long-term care insurance. 
• Agents must also complete an approved 4-hour LTC refresher course every renewal period to continue selling, soliciting, or negotiating long-term care insurance. 
• The initial and refresher LTC course credits count towards the agent's 24-hour CE requirement. 
• Resident agents may complete these training requirements in any state provided the department has approved the course for long-term care credit prior to the agent taking the course. 
• Non-resident agents may complete these training requirements in any state. 

• Life or Variably Annuity licensees must complete an approved one-time 4-hour Annuity Best Interest course before selling, soliciting, or negotiating annuity products. 
• Annuity Best Interest course credits count towards the agent's 24-hour CE requirement. 
• Resident and non-resident agents may complete these training requirements in any state with laws substantially similar to Montana. 

• Property and Casualty or Personal Lines licensees must complete an approved one-time 3-hour National Flood Insurance Program (NFIP) course by the end of their first renewal period if they plan to sell, solicit, or negotiate Flood insurance. 
• The National Flood Insurance Program course credits count towards the agent's 24-hour CE requirement. 

• Licensees can use independent self-study courses to meet all requirements. 
• Licensees may take courses in any line of authority. 
• Self-study exams are closed book and do not require a monitor/proctor. 
• Duplicate courses completed in the same renewal period are not allowed and cannot be carried over to future renewal cycles. 
• Excess credits hours cannot be carried over to the next renewal cycle. 

• Students must provide their National Producer Number (NPN) to report on course completion. 
• $1.50 per credit hour is required to report course completions to your state. 
• Course completions are reported within one business day. 

Resident and nonresident license renewal applications are processed through NIPR. No renewal fee is required. Agents with a continuing education requirement must obtain all required credits prior to their license expiration date. An agent will not be eligible to renew their insurance license(s) until they have satisfied their continuing education requirement.

Find your Montana insurance license number View your CE transcript Renew your license.

Montana Department of Insurance - Licensing Division
https://csimt.gov/
406-444-2040
[email protected]
840 Helena Avenue, Helena, MT 59604