How to Obtain Your Insurance License in Nevada
XCEL Solutions Catalog
Click here to view the XCEL Solutions Nevada Course Catalog. This catalog will also be available to print upon enrollment.
1. Complete the Pre-Licensing Course.
- Life Only – 20 hours
- Accident & Health Only – 20 hours
- Life, Accident and Health – 40 hours
- Casualty Insurance – 20 hours
- Property Insurance – 20 hours
- Property and Casualty – 40 hours
- Personal lines - 20 hours
Course Requirements
- Prior to starting the course students must complete the enrollment agreement.
- This is a forced progression (locked) state that requires the student to review each lesson and pass each of the chapter quiz before moving onto the next section/chapter.
- Assessments on key topics throughout the course must be successfully passed with a minimum score of 70% before moving onto the next chapter.
- Completion of this course satisfies the prelicensing education requirement.
Final Examination
- The final examination must be monitored by a proctor. The proctor is defined as, “a disinterested third party with no conflict of interest who verifies the student’s identity and processes an affidavit testifying that the student has received no outside assistance with the course or examination.”
- The final examination will be unlocked when the proctor confirms your identity via electronic means.
- You will not be able to review the course content once the final examination has begun.
- The final examination must be completed with a score of at least 70% before the certificate is issued.
- When the final examination is completed, you will be required to complete an affidavit attesting you completed the course requirements.
Certificate Information
To be eligible for a Certificate of completion, you must follow these steps:
- Completion of the course including final exam.
- Download and Print certificate through the “Transcript” tile on the user dashboard.
- Certificates are valid for 1 year.
- Course completion rosters will be reported to SIRCON within two (2) business days.
- Education providers and required to collect and report DOB and last four of SSN.
- Roster fees: $8.00 which is collected upon enrollment.
2. Schedule the Nevada State Examination.
- Registration must be completed online on Pearson Vue website: https://home.pearsonvue.com/nv/insurance
- Single line exam fee – $39
- Combination exam fee: $49
Online Proctored Exams:
- You must check the compatibility of your computer before registering for the exam. https://home.pearsonvue.com/nv/insurance/onvue
- If your computer is not compatible with the online software, you will need to schedule your examination at a Pearson Vue test center.
Limitation on Repeat Examinations:
- There are no limitations on retaking the exam.
- Reservations for re-examination are not made at the test center, and candidates must wait twenty-four (24) hours before making one.
- Candidates taking an online examination are allowed two attempts per exam. All subsequent examination attempts will have to be taken at a Pearson VUE testing center.
3. Submit your Fingerprints
- The state of Nevada requires fingerprinting.
- Schedule fingerprints though Pearson Vue https://pearsonwest.ibtfingerprint.com or make reservations through IdentoGO by MorphoTrust, USA
- Fingerprint Fees: Varies by vendor
4. Pass the State Exam
- Be sure to take advantage of XCEL’s 3-Part training program, including Part 2 (Prep Review Course) and Part 3 (Exam Simulator). These are the two sections we hear from students value the most during the exam waiting period.
- Prep Review Course: This part of the training scales down content to focus solely on the most important material with weighted sections identical to the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Instructionally designed to teach individuals how to pass, most study effort should be invested here. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam.
- Exam Simulator: These special exams are designed to gauge content retention levels. Important: Only take the Exam Simulators after the Prep Review Course has been successfully completed. It ensures these questions will be “fresh in the mind.”
- On the day of testing, you must have the following items:
- Two forms of identification bearing your signature, one of which must be a valid government issued photo id
- Candidates who have changed their names must provide written documentation of the change. This documentation may be a copy of a marriage license, divorce decree, or other official document.
5. Apply for your License
- Submit license application online through www.nipr.com
- Application fee $185
- NIPR does not verify exams prior to allowing submission of an application.
Pearson Vue Exam Outlines
DESCRIPTION | Question Count | % of Exam Questions | ||||
Life | Health | L&H | Life | Health | L&H | |
Life Insurance | ||||||
Types of Policies | 15 | 0 | 15 | 19% | 0% | 10% |
Life Provisions, Riders, Options, and Exclusions | 15 | 0 | 15 | 19% | 0% | 10% |
Completing the Application, Underwriting, and Delivering the Policy | 12 | 0 | 12 | 15% | 0% | 8% |
Retirement and Other Insurance Concepts | 8 | 0 | 8 | 10% | 0% | 6% |
Health Insurance | ||||||
Types of Policies | 0 | 16 | 16 | 0% | 18% | 11% |
Policy Provisions, Clauses, and Riders | 0 | 15 | 15 | 0% | 17% | 10% |
Social Insurance | 0 | 6 | 6 | 0% | 7% | 4% |
Other Insurance Concepts | 0 | 5 | 5 | 0% | 6% | 3% |
Field Underwriting Procedures | 0 | 8 | 8 | 0% | 9% | 6% |
Nevada Laws and Rules | ||||||
Nevada Statutes and Regulations Common to All Lines | 20 | 20 | 20 | 25% | 23% | 14% |
Nevada Statutes and Codes Common to Life and Health Insurance Only | 0 | 4 | 4 | 0% | 5% | 3% |
Nevada Statutes and Code Pertinent to Life Insurance Only | 4 | 0 | 6 | 5% | 0% | 4% |
Nevada Statutes and Code Pertinent to Health Insurance Only | 6 | 14 | 14 | 8% | 16% | 10% |
Total for all parts | ||||||
Total Questions | 80 | 88 | 144 | |||
Maximum Time allowed to complete exam in minutes | 120 | 135 | 215 | |||
Passing Score | 70 | 70 | 70 |
DESCRIPTION | Question Count | % of Exam Questions | ||||
Casualty | Property | P&C | Casualty | Property | P&C | |
>Casualty Insurance | ||||||
Types of Policies, Bonds, and Related Terms | 23 | 0 | 23 | 26% | 0% | 16% |
Insurance Terms and Related Concepts | 15 | 0 | 15 | 17% | 0% | 11% |
Policy Provisions | 12 | 0 | 12 | 13% | 0% | 9% |
Property Insurance | ||||||
Types of Policies | 0 | 22 | 22 | 0% | 27% | 16% |
Insurance Terms and Related Concepts | 0 | 15 | 15 | 0% | 18% | 11% |
Policy Provisions and Contract Law | 0 | 13 | 13 | 0% | 16% | 9% |
Nevada Laws and Rules | ||||||
Nevada Statutes and Regulations Common to All Lines | 20 | 20 | 20 | 22% | 24% | 14% |
Nevada Statutes and Codes Common to Property and Casualty Insurance Only | 10 | 10 | 10 | 11% | 12% | 7% |
Nevada Statutes and Code Pertinent to Casualty Insurance Only | 9 | 0 | 9 | 10% | 0% | 6% |
Nevada Statutes and Code Pertinent to Property Insurance Only | 0 | 2 | 2 | 0% | 2% | 1% |
>Total for all parts | ||||||
Total Scored Questions on Exam | 89 | 82 | 141 | |||
Maximum Time allowed to complete exam in minutes | 135 | 120 | 215 | |||
Passing Score | 70 | 70 | 70 |
DESCRIPTION | Question Count | % of Exam Questions |
Personal Lines Insurance | ||
Types of Property Policies | 10 | 10% |
Types of Casualty Policies | 13 | 13% |
Property and Casualty Insurance Terms and Related Concepts | 28 | 28% |
Property and Casualty Policy Provisions and Contract Law | 24 | 24% |
Nevada Laws and Rules | ||
Nevada Statutes and Codes Common to Property and Casualty Insurance Only | 20 | 20% |
Nevada Statutes and Code Pertinent to Personal Lines Insurance Only | 5 | 5% |
Total for all parts | ||
Total Scored Questions on Exam | 100 | |
Maximum Time allowed to complete exam in minutes | 135 | |
Passing Score | 70 |
Producer Licensing Checklist:
Task: | Date Completed |
1. Complete prelicensing course | |
2. Register for exam | |
3. Submit fingerprints | |
4. Pass exam | |
5. Apply for license |
Governing Agency
Name: Nevada Division of Insurance Licensing Department
Phone: 775-687-0700
Fax: 775-687-0797
Website: https://www.doi.nv.gov/licensing
Address: 1818 East College Pkwy, Suite 103 Carson City, NV 89706
Nevada Insurance License Renewal and Compliance Requirements
XCEL Solutions provides this information as a courtesy to licensees subject to insurance continuing education requirements. Although every effort is made to maintain the accuracy of this course, recent changes in laws and procedures may not yet be reflected in the content. All information is subject to change without notice.
License Renewal Timelines
Agents holding a Major Lines license (Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products) are required to renew their license by the last day of their birth month every two years.
- On-going renewal periods are due on the first day of the month following the month issued every three (3) years thereafter.
Continuing education requirements must be met before submitting the license renewal application.
Complete Required Continuing Education
Requirements per License
Licensees renewing a Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products license are required to complete 30 hours of approved continuing education, 3 of which must be approved as ethics, before submitting their renewal application.
Specific Product Training Requirements
The Nevada Department of Insurance requires specific training requirements for individual agents selling, soliciting, or negotiating Long-Term Care products (LTC) and Flood Insurance products (NFIP). Failing to complete the required training may jeopardize the agent’s authority to sell the related insurance products.
Long-Term Care Training Requirements
- Life or Accident & Health licensees must complete an approved 8-hour Long-term Care course before selling, soliciting, or negotiating long-term care insurance.
- Agents must also complete an approved 4-hour LTC refresher course every renewal period to continue selling, soliciting, or negotiating long-term care insurance.
- The initial and refresher LTC course credits count towards the agent's 30-hour CE requirement.
- Resident agents may complete these training requirements in any state provided the department has approved the course for long-term care credit prior to the agent taking the course.
- Non-resident agents may complete these training requirements in any state.
Flood Insurance (NFIP) Training Requirements
- Property and Casualty or Personal Lines licensees must complete an approved one-time 3-hour National Flood Insurance Program (NFIP) course by the end of their first renewal period if they plan to sell, solicit, or negotiate Flood insurance.
- The National Flood Insurance Program course credits count towards the agent's 30-hour CE requirement.
Course Requirements
- Licensees can use independent self-study courses to fill all requirements.
- Licensees may take courses in any line of authority.
- Self-study exams are closed book and require a monitor/proctor.
- Duplicate courses completed in the same renewal period are not allowed and cannot be carried over to future renewal cycles.
- Excess credit hours earned in the previous triennial renewal period cannot be carried over to the next reporting period. Any excess is lost.
Reporting to your State
- Students must provide their National Producer Number (NPN) to report on course completion.
- $1.25 per credit hour is required to report course completions to your state.
- Course completions are reported within one business day.
Renew Your License
Resident and nonresident license renewal applications are processed through SIRCON. A $185 renewal fee is required. Agents with a continuing education requirement must obtain all required credits prior to their license expiration date. An agent will not be eligible to renew their insurance license(s) until they have satisfied their continuing education requirement.
Helpful Resources
Nevada Department of Insurance - Licensing Division
https://doi.nv.gov/Licensing/
775-687-0700
nevada.licensing@doi.nv.gov
1818 East College Pkwy, Suite 103, Carson City, NV 89706