NJ Life & Health Refresher CE Package

NJ Annuity Best Interest - Initial - 4 Hours

This course examines the different types of annuities, their attributes, structuring alternatives, and the due diligence required for making suitable recommendations. In an effort to protect the consumer, regulations regarding the sale of annuities have become more stringent.

NJ Long-term Care Insurance - Refresher Course - 4 Hours

This course will look at the responsibilities of the Long-Term Care Insurance (LTC) agent, including the agent’s use of tools, techniques, and ideals that can be used to bring consistency and fair dealing to long-term care insurance. Along with an overview of new habits, we will discuss the triggers of an LTC policy (activities of daily living), product features and provisions, and Long-Term Care Partnership plans.

NJ Understanding Errors and Omissions Coverage - 4 Hours

This course addresses Errors and Omissions (E&O) insurance and professional liability insurance, answering many of the questions about how E&O insurance works. We will explore the various types of policies available, the professionals they serve, the liability coverage provided, and tips for preventing costly litigation and claims.

NJ Annuities - Your Wealth. Your Retirement - 2 Hours

This course seeks to explain the inner workings of annuities in simple language and simple applications. It will review the basic definitions and concepts of annuities and the annuity accumulation phase for the various types of annuity products. We’ll also examine fixed annuities, single premium immediate annuities and compare and contrast variable annuities and mutual funds.

NJ Insurance Solutions for Business Markets - 5 Hours

This course provides an in-depth exploration of business and health insurance and the role they play in the business market. With a focus on 412(i) and Health Savings Account plans, this course will delve into the definitions and components of business insurance, a discussion of rising health insurance costs and the countermeasures that have been made in response, and tax rules that accompany business and health insurance.

NJ Preferred Business Practices for the Insurance Producer - 5 Hours

In this course, we will discuss both the legal and ethical implications of being an insurance agent. We will examine the best practices for sales, business, e-conduct, and privacy, and also look at loss control and consumer protection.