Pass Your Property and Casualty Insurance License Exam The First Time
XCEL features a blended learning path to meet the needs of every learning style with our Property & Casualty Insurance Pre-Licensing Courses . Our 3-Part Training Program helps you pass your exam the first time.
Why Choose XCEL for Your Property and Casualty Exam Prep?




Proven 3-Part System

Trusted to Pass

Variety of Study Options
Our study tools are carefully designed to address every learning style and includes E-books, videos, simulator exams, flashcards, review notes, and the best live classes in the industry.
What to Expect From XCEL’s Property and Casualty Insurance Pre-Licensing Course Bundle
XCEL is the nation’s most trusted provider of insurance exam prep solutions. Students can become licensed in just a few weeks by enrolling in our pre-licensing course bundle and following our proven, three-step training process.
Flexibility to study when and where you want
Personal Line Courses are available
Prepare for Your P&C License With XCEL
Online Self-Study Insurance Courses
- Study on your own time and on any device
- Move at your own pace to complete course work by the designated expiration date
- Utilize our vast library of online resources and study tools, including cliff notes and videos
Instructor-Led Insurance Licensing Courses
- Enjoy the structure of a classroom setting at one of our facilities or from the comfort of your home via livestream
- Learn from our top-notch instructors and subject matter experts, live and in real time
Every Pre-Licensing Course Bundle Includes XCEL’s Proven Three-Part System
XCEL offers a unique three-step training program that leverages our basic human instinct to quickly fulfill requirements while prepping for the upcoming exam and memorizing what matters. Part 2 and 3 can only be unlocked by successfully completing Part 1.
Part 1
Pre-Licensing Course
Our course satisfies all state pre-licensing education requirements and provides a solid foundation for preparing to pass your exam. It contains keywords, streamlined content, bite-size intro/summary videos, review notes, and shallow chapter exams. But the best is yet to come!
Part 2
Prep Review Course
Part 3
Exam Simulators
Additional Property and Casualty Insurance Licensing Exam Prep
XCEL provides you with a mobile-friendly, interactive toolbox of online study aids, review tools, and comprehensive knowledge assessments to approach your exam with confidence and proficiency. The following are additional Property and Casualty Insurance Study Tools to help you prep for your upcoming exam.



Livestream
Exam Review

Flashcards
Interested In Bulk Pricing For Your Company?
Learn more about becoming an XCEL Partner and see if you qualify for additional discounts.
P&C License Exam FAQ
What can you expect working as a P&C agent?
Qualified insurance agents are in high demand. In fact, it is expected to grow by 6% through 2031 (https://www.bls.gov/ooh/sales/insurance-sales-agents.htm)
How do I prepare for a Property and Casualty Insurance Exam?
You’ve already decided on wanting to sell Property and Casualty Insurance and understand the general requirements for your state, now you need to prepare for your licensing exam!
- Enroll and take XCEL’s Property and Casualty Pre-Licensing Course Bundle– This includes completing the entire 3-part system that is proven to help you pass your exam on the first try
- Decide if you need additional study tools – XCEL offers flashcards and even a 2-day comprehensive livestream exam review
- Schedule and take your state’s exam – now that you’ve finished your 3-part pre-licensing bundle, we’ve automatically sent your pre-licensing certificate to your state (if applicable).
What are the requirements for the P&C Exam?
We know it can be a headache to try to figure out state requirements. That is why we’ve put together a State Guideline Resource where you can quickly find the requirements for each state in an easy-to-understand PDF. Simply navigate to our page. Please note: although every effort is made to maintain the accuracy of this information, recent changes in laws and procedures may not yet be reflected in these documents.
What topics are covered on the Property and Casualty License Exam?
Topics vary by line of authority and state requirements. Some topics that may be included in our Property and Casualty Pre-Licensing Courses are principles of the insurance industry, general insurance concepts, property insurance basics, property policy provisions, property dwelling, homeowner and auto policies, casualty insurance basics, casualty policy provisions, casualty homeowners and automobile policies, casualty commercial policies and more. For specific topics covered in your state, navigate to your specific state’s course and click on the View Study Guide link.
How much does the P&C Insurance Exam cost?
The state licensing exam cost varies by state and is not included in your XCEL course price. State licensing exams can range from $40-$150.
Once in your XCEL course dashboard, you will be able to get a direct link to schedule your state exam through one of the 4 national testing providers, such as Pearson Vue, Prometric, PSI and state independent.