The state of Rhode Island has no formal pre-licensing education requirement however it is recommended as the prelicensing course is designed to prepare candidates for the State Licensing Examination.

• Life Only 
• Accident and Health  
• Casualty 
• Property 
• Personal lines  

• This is a forced progression (locked) state that requires the student to review each lesson and pass each of the chapter quiz before moving onto the next section/chapter. 
• Assessments on key topics throughout the course and must be successfully passed with a minimum score of 70% before moving onto the next chapter. 

• Registration must be completed online on Pearson VUE website: https://home.pearsonvue.com/ri/insurance 
• Test Center exam fee $80 (candidates can register for two exams in one session only at a test center and pay a single fee of $80) 
  
  • First time candidates for (P&C) MUST register for both the Property Producer and Casualty Producer exam. 
• Remote proctored exam fee: $50 (Back-to-back exams are NOT available through OnVUE online proctored exams.) 
• Spanish exams are available at Test Centers only. 

• You must check the compatibility of your computer before registering for the exam. https://home.pearsonvue.com/ri/insurance/onvue
• If your computer is not compatible with the online software, you will need to schedule your examination at a Pearson Vue test center.

• There are no limits on exam retakes. 
• OnVUE remote proctored exams - Candidates MUST register and test at a PHYSICAL Testing Site after 2 failed attempts. 

• Be sure to take advantage of XCEL’s 3-Part training program, including Part 2 (Prep Review Course) and Part 3 (Exam Simulator). These are the two sections we hear from students value the most during the exam waiting period. 
  
  • Prep Review Course: This part of the training scales down content to focus solely on the most important material with weighted sections identical to the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Instructionally designed to teach individuals how to pass, most study effort should be invested here. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam. 
  • Exam Simulator: These special exams are designed to gauge content retention levels. Important: Only take the Exam Simulators after the Prep Review Course has been successfully completed. It ensures these questions will be “fresh in the mind.” 
• On the day of testing, you must present two forms of identification bearing your signature, one of which must be a valid government issued photo id. 

• Candidates must provide a background report (BCI) from the Rhode Island Attorney General’s office. 401-274-4400 
• Fingerprint Fee: State background check $5.00 National background check $35 

• Apply for your license online through NIPR website www.nipr.com
• Application fee $120
• If you answer “Yes” to a background question on the application, please submit supporting documents electronically via NIPR’s Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.
• NIPR verifies exams prior to allowing submission of an application.

Name: Rhode Island Department of Business Regulation Insurance Division
Phone: 207-624-8475
Website: https://dbr.ri.gov/
Address: 1511 Pontiac Avenue, Bldg. 69-2 Cranston, RI 02920

XCEL Solutions provides this information as a courtesy to licensees subject to insurance continuing education requirements. Although every effort is made to maintain the accuracy of this course, recent changes in laws and procedures may not yet be reflected in the content. All information is subject to change without notice.

Agents holding a Major Lines license (Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products) are required to renew their license by the last day of their birth month every two years. 

• On-going renewal periods are the last day of the agent’s birth month every two (2) years thereafter. 

Continuing education requirements must be met before submitting the license renewal application. 

Licensees renewing a Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products license are required to complete 24 hours of approved continuing education, 3 of which must be approved as ethics, before submitting their renewal application. 

• A minimum of 5 hours must be completed in each line held by the producer. 

The Rhode Island Department of Insurance requires specific training requirements for individual agents selling, soliciting, or negotiating Long-Term Care products (LTC), Flood Insurance products (NFIP), and Annuity products (Annuity). Failing to complete the required training may jeopardize the agent’s authority to sell the related insurance products.

• Life or Accident & Health licensees must complete an approved 8-hour Long-term Care course before selling, soliciting, or negotiating long-term care insurance. 
• Agents must also complete an approved 4-hour LTC refresher course every renewal period to continue selling, soliciting, or negotiating long-term care insurance. 
• The initial and refresher LTC course credits count towards the agent's 24-hour CE requirement. 
• Resident agents may complete these training requirements in any state provided the department has approved the course for long-term care credit prior to the agent taking the course. 
• Non-resident agents may complete these training requirements in any state. 

• Life or Variably Annuity licensees must complete an approved one-time 4-hour Annuity Best Interest course before selling, soliciting, or negotiating annuity products. 
• Annuity Best Interest course credits count towards the agent's 24-hour CE requirement. 
• Resident and non-resident agents may complete these training requirements in any state with laws substantially similar to Rhode Island. 

• Property and Casualty or Personal Lines licensees must complete an approved one-time 3-hour National Flood Insurance Program (NFIP) course by the end of their first renewal period if they plan to sell, solicit, or negotiate Flood insurance. 
• The National Flood Insurance Program course credits count towards the agent's 24-hour CE requirement. 

• Licensees can use independent self-study courses to meet all requirements. 
• Licensees must take courses in which the licensed is held.
• Self-study exams are closed book and do not require a monitor/proctor. 
• Duplicate courses completed in the same renewal period are not allowed and cannot be carried over to future renewal cycles. 
• Excess credits of up to 12 hours can be carried over from one renewal period to the next. All carryover credit hours will be applied as general credits. 

• Students must provide their National Producer Number (NPN) to report on course completion. 
• $1.00 per credit hour is required to report course completions to your state. 
• Course completions are reported within one business day. 

Resident and nonresident license renewal applications are processed through NIPR. A $120 renewal fee is required to be paid. Agents with a continuing education requirement must obtain all required credits prior to their license expiration date. An agent will not be eligible to renew their insurance license(s) until they have satisfied their continuing education requirement.

Find your Rhode Island insurance license number or view your CE transcript. Renew your license.

Rhode Island Department of Business Regulation - Insurance Division
https://dbr.ri.gov
614-644-2665
dbr.inslic@dbr.ri.gov
1511 Pontiac Avenue, Bldg. 692, Cranston, RI 02920