$54.00
- Format:Online Self-Paced
- Education Type:Professional Development
- Line of Authority:N/A
- Language:N/A
- Credit Hours:N/A
Description
This professional development online course is a review of HOEPA and its corresponding regulations. Participants will learn the origins of subprime and predatory lending, review HOEPA and its implementing regulations, requirements, and prohibitions, and review the impact of HOEPA and new lending standards. Students will also explore high-cost home loan thresholds, homeownership counseling requirements, higher-priced mortgage loan standards, expanded prohibitions, and more.
What You'll Learn
- The types of transactions covered by HOEPA
- Homeownership counseling and disclosure requirements
- Prohibited lending terms and practices
- Penalties for violations of HOEPA
- Provisions for higher-priced mortgage loans (HPMLs)
What's Included
State Requirements
Professional development courses are not required by any state. These courses are designed to help you advance your career, grow your business and make the commitment to lifelong learning.