- Format:Workshop
- Education Type:BCU Webinars
- Line of Authority:N/A
- Language:N/A
- Credit Hours:N/A
Confused by capital ratios? Risk allocations got you spinning?
Take charge with this two-part series and crush your Call Report challenges! This focused and detailed event dives deep into Schedule RC-R, giving you the tools and confidence to navigate even the trickiest aspects of regulatory capital reporting. Clear the confusion, streamline your process, and elevate your expertise!
What You'll Learn
Day 1 is 2-hours of diving into the details of RC-R Part I. This session will include:
- Exploring and understanding the crucial role of capital ratios to financial institutions
- The concepts and definitions for leverage and risk-based capital ratios
- Master elections for Accumulated Other Comprehensive Income (AOCI) treatment
- Simplify the Community Bank Leverage Ratio (CBLR) framework: opt in or out with ease
- Demystify Tier 1 and Tier 2 adjustments: goodwill, intangibles, deferred taxes, and equity investments
- Plan smarter for March and September report filing as an 051 filer
- Understanding the capital conservation buffer
Day 2 is a 2.5-hour workshop (cameras on, microphones on) designed to encourage students to interact with one another, not only on RC-R Part II risk weighting scenarios, but to also exchange real life scenarios and pain-points. This session will include:
- Conquer the art of risk allocation- On-balance sheet and Off-balance-sheet exposures
- Unpack the 4 risk buckets- Loan portfolios and Credit conversion factors
- Get it right- Mortgage sales involving representations and warranties
- Nail down Columns A & B- Reporting and reconciling deductions from RC-R Part I
- Understand- The unconditionally cancellable rule and its impact on credit exposure
- Discover- Scenarios for testing our knowledge
- Take Away- Reference tools for future use
