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$14.99

State reporting fee required

TX fee due at checkout: $5.20
  • Format:Online Self-Paced
  • Education Type:Continuing Education
  • Line of Authority:Property and Casualty
  • Language:English
  • Credit Hours:4
Description

This course examines the current standard personal automobile insurance policy in the context of a rapidly changing world. This course is not intended to simply re-state the standard auto policy’s coverages, terms, and conditions; it goes beyond the contract to examine real-life scenarios, and how current laws, court decisions, societal trends, and new technology affect the coverage available to clients.

What You'll Learn

  • The evolution of the current personal auto insurance system and creation of the standard Personal Auto Insurance Policy (PAP)
  • Important definitions found in the current standard PAP contract and why details matter
  • A better understanding of the PAP, including coverage parts, policyholder duties, and general conditions upon which coverage is determined
  • How coverage under the PAP has evolved as common vehicle usage has changed
  • How advances in auto manufacturing are shifting both questions of liability and physical damage claims
  • The importance of understanding the nuances of the PAP and identifying potential gaps—both for the protection of the client and to avoid errors and omissions claims

What's Included

Regulatory Information

View your state's insurance licensing requirements

Course Provided By: XCEL Solutions LLC.
Course Name: TX The Personal Auto Insurance Policy - Beyond the Basics

Approved course ID:147923