
- Format:Online Self-Paced
- Education Type:Continuing Education
- Line of Authority:Life and Health
- Language:English
- Credit Hours:48
This 48-credit-hour package fulfills the Initial LTC, flood, and annuity best interest training requirements, the ongoing ethics training, and elective continuing education requirements.
What's Included
AZ Insurance Producer's Guide to Ethics - 4 Hours
The purpose of this course is to examine the concept of ethics and how it relates to the insurance producer. It attempts to show how embracing a personal code of business ethics will guide the producer’s activities beyond what is required (or prohibited) by law toward a higher level of service and success.
AZ Annuity Best Interest - Initial - 4 Hours
This course examines the different types of annuities, their attributes, structuring alternatives, and the due diligence required for making suitable recommendations. In an effort to protect the consumer, regulations regarding the sale of annuities have become more stringent.
AZ Long-term Care Insurance - Initial Training - 8 Hours
This course will look at the responsibilities of the Long-Term Care Insurance (LTC) agent, including the agent’s use of tools, techniques, and ideals that can be used to bring consistency and fair dealing to LTC insurance production. Additional topics will include exploring your client’s needs and suitability, a general view of LTC product features and provisions, tax strategies related to long-term care products, LTC financing alternatives, and LTC-P (partnership) plans.
AZ NFIP Required Flood Insurance Training - 4 Hours
This course will ensure that insurance agents, the main points of contact for policyholders and flood victims, have a thorough understanding of the National Flood Insurance Program (NFIP) so they may effectively and competently serve the flood insurance buying public. This course meets the minimum education and training requirements established by FEMA for all insurance agents who wish to sell and service flood policies issued through the National Flood Insurance Program.
AZ Understanding Errors and Omissions Coverage - 4 Hours
This course addresses Errors and Omissions (E&O) insurance and professional liability insurance, answering many of the questions about how E&O insurance works. We will explore the various types of policies available, the professionals they serve, the liability coverage provided, and tips for preventing costly litigation and claims.
AZ Benefit Solutions for Business Markets - 7 Hours
This course provides an overview of the information and tools business’s need to provide benefits for their employees through meeting group benefit objectives, developing executive incentives, and establishing retirement plans, all while managing cash flow and taxation related to these needs.
AZ Education Funding - 4 Hours
This course provides an overview of the various college funding tools, tax rules surrounding the payment of higher education, the use of IRA and qualified plan funds for payment of higher education expenses, the use of life insurance as a college funding vehicle, and the common sense ways an education plan can be fulfilled.
AZ Understanding Homeowners Insurance Endorsements - 4 Hours
This course concentrates on issues relating to the valuation of residential buildings and structures. Most of the discussion will focus on many of the approved insurance forms of the Insurance Services Office (ISO). This course will not focus on the valuation of other personal property, nor does it address issues relating to loss of use.
AZ Annuity Product Suitability - 4 Hours
This course provides an in-depth explanation of the various types of annuities and their features, how to structure annuities and the necessary due diligence for making appropriate recommendations. This course will also cover regulations regarding the sales of annuities aimed at safeguarding consumers.
AZ Preferred Business Practices for the Insurance Producer - 5 Hours
In this course, we will discuss both the legal and ethical implications of being an insurance agent. We will examine the best practices for sales, business, e-conduct, and privacy, and also look at loss control and consumer protection.
View your state's insurance licensing requirements
Course Provided By: XCEL Solutions LLC.
Course Name: AZ Property, Casualty, Life, and Health Initial CE Package