DE Insurance Producer's Guide to Ethics - 4 Hours

The purpose of this course is to examine the concept of ethics and how it relates to the insurance producer. It attempts to show how embracing a personal code of business ethics will guide the producer’s activities beyond what is required (or prohibited) by law toward a higher level of service and success.

DE Annuity Best Interest - Initial - 4 Hours

This course examines the different types of annuities, their attributes, structuring alternatives, and the due diligence required for making suitable recommendations. In an effort to protect the consumer, regulations regarding the sale of annuities have become more stringent.

DE Long-term Care Insurance - Refresher Course - 5 Hours

This course will look at the responsibilities of the Long-Term Care Insurance (LTC) agent, including the agent’s use of tools, techniques, and ideals that can be used to bring consistency and fair dealing to long-term care insurance. Along with an overview of new habits, we will discuss the triggers of an LTC policy (activities of daily living), product features and provisions, and Long-Term Care Partnership plans.

DE NFIP Required Flood Insurance Training - 4 Hours

This course will ensure that insurance agents, the main points of contact for policyholders and flood victims, have a thorough understanding of the National Flood Insurance Program (NFIP) so they may effectively and competently serve the flood insurance buying public. This course meets the minimum education and training requirements established by FEMA for all insurance agents who wish to sell and service flood policies issued through the National Flood Insurance Program.

DE Commercial Concepts for Experienced Insurance Professionals - 6 Hours

This course looks at the many types of commercial insurance coverages available and how they meet a business’ needs, including the risks a business is exposed to, principles of risk management, and the importance of insurance in managing risks. Additionally, liability coverage, business property coverage, business auto coverage, terrorism coverage and transportation and communication risks are covered. The course concludes with a look at terrorism coverage.

DE Annuities - Your Wealth. Your Retirement - 2 Hours

This course seeks to explain the inner workings of annuities in simple language and simple applications. It will review the basic definitions and concepts of annuities and the annuity accumulation phase for the various types of annuity products. We’ll also examine fixed annuities, single premium immediate annuities and compare and contrast variable annuities and mutual funds.