HI Insurance Producer's Guide to Ethics - 4 Hours

The purpose of this course is to examine the concept of ethics and how it relates to the insurance producer. It attempts to show how embracing a personal code of business ethics will guide the producer’s activities beyond what is required (or prohibited) by law toward a higher level of service and success.

HI Annuity Best Interest - Initial - 4 Hours

This course examines the different types of annuities, their attributes, structuring alternatives, and the due diligence required for making suitable recommendations. In an effort to protect the consumer, regulations regarding the sale of annuities have become more stringent.

HI Long-term Care Insurance - Refresher Course - 5 Hours

This course will look at the responsibilities of the Long-Term Care Insurance (LTC) agent, including the agent’s use of tools, techniques, and ideals that can be used to bring consistency and fair dealing to long-term care insurance. Along with an overview of new habits, we will discuss the triggers of an LTC policy (activities of daily living), product features and provisions, and Long-Term Care Partnership plans.

HI Annuity Product Suitability - 4 Hours

This course provides an in-depth explanation of the various types of annuities and their features, how to structure annuities and the necessary due diligence for making appropriate recommendations. This course will also cover regulations regarding the sales of annuities aimed at safeguarding consumers.

HI Senior Moments: Long-Term Care Insurance and Medicare - 7 Hours

This course covers key topics to understanding the long-term care (LTC) needs of elderly adults. This course begins with an overview of Medicare and Medicaid in terms of how they will or will not pay the costs of LTC, then goes into LTC statistics, costs, provider options, and policy features and provisions. The course concludes with several modules that consider how to better explore a client’s LTC needs and identify alternative coverage/financing solutions.