
- Format:Online Self-Paced
- Education Type:Continuing Education
- Line of Authority:Life and Health
- Language:English
- Credit Hours:24
This 24-credit-hour package fulfills the Initial LTC, flood, and annuity best interest training requirements, the ongoing ethics training, and elective continuing education requirements.
What's Included
MT Annuity Best Interest - Initial - 4 Hours
This course examines the different types of annuities, their attributes, structuring alternatives, and the due diligence required for making suitable recommendations. In an effort to protect the consumer, regulations regarding the sale of annuities have become more stringent.
MT Annuities - Your Wealth. Your Retirement - 2 Hours
This course seeks to explain the inner workings of annuities in simple language and simple applications. It will review the basic definitions and concepts of annuities and the annuity accumulation phase for the various types of annuity products. We’ll also examine fixed annuities, single premium immediate annuities and compare and contrast variable annuities and mutual funds.
MT Insurance Laws Rules and Regulations Update - 1 Hour
This course identifies and describes the changes in Montana insurance laws and regulations. The material reviewed in this course includes but is not limited to the powers and duties of the Commissioner of Insurance, classifications of insurers, relevant insurance definitions, licensing regulations and requirements, sales and marketing practices laws, producer duties and responsibilities, laws pertaining to all lines of insurance, property, casualty, life, and health.
This online self-paced course allows you to study independently, whenever it is convenient for you. All you need is a device (computer, tablet or smartphone) with internet access.
MT Long-term Care Insurance - Initial Training - 8 Hours
This course will look at the responsibilities of the Long-Term Care Insurance (LTC) agent, including the agent’s use of tools, techniques, and ideals that can be used to bring consistency and fair dealing to LTC insurance production. Additional topics will include exploring your client’s needs and suitability, a general view of LTC product features and provisions, tax strategies related to long-term care products, LTC financing alternatives, and LTC-P (partnership) plans.
MT NFIP Required Flood Insurance Training - 4 Hours
This course will ensure that insurance agents, the main points of contact for policyholders and flood victims, have a thorough understanding of the National Flood Insurance Program (NFIP) so they may effectively and competently serve the flood insurance buying public. This course meets the minimum education and training requirements established by FEMA for all insurance agents who wish to sell and service flood policies issued through the National Flood Insurance Program.
MT Preferred Business Practices for the Insurance Producer - 5 Hours
In this course, we will discuss both the legal and ethical implications of being an insurance agent. We will examine the best practices for sales, business, e-conduct, and privacy, and also look at loss control and consumer protection.
View your state's insurance licensing requirements
Course Provided By: XCEL Solutions LLC.
Course Name: MT Property, Casualty, Life, and Health Initial CE Package