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$40.00

State reporting fee required

ND fee due at checkout: $24.00
  • Format:Online Self-Paced
  • Education Type:Continuing Education
  • Line of Authority:Property and Casualty
  • Language:English
  • Credit Hours:24
Description

This 24-credit-hour package fulfills the LTC Refresh, initial flood and initial annuity best interest training requirement, and ongoing ethics and elective continuing education requirements.

What's Included

ND Preferred Business Practices for the Insurance Producer - 5 Hours

In this course, we will discuss both the legal and ethical implications of being an insurance agent. We will examine the best practices for sales, business, e-conduct, and privacy, and also look at loss control and consumer protection.

ND Annuity Best Interest - Initial - 4 Hours

This course examines the different types of annuities, their attributes, structuring alternatives, and the due diligence required for making suitable recommendations. In an effort to protect the consumer, regulations regarding the sale of annuities have become more stringent.

ND Long-term Care Insurance - Refresher Course - 5 Hours

This course will look at the responsibilities of the Long-Term Care Insurance (LTC) agent, including the agent’s use of tools, techniques, and ideals that can be used to bring consistency and fair dealing to long-term care insurance. Along with an overview of new habits, we will discuss the triggers of an LTC policy (activities of daily living), product features and provisions, and Long-Term Care Partnership plans.

ND NFIP Required Flood Insurance Training - 4 Hours

This course will ensure that insurance agents, the main points of contact for policyholders and flood victims, have a thorough understanding of the National Flood Insurance Program (NFIP) so they may effectively and competently serve the flood insurance buying public. This course meets the minimum education and training requirements established by FEMA for all insurance agents who wish to sell and service flood policies issued through the National Flood Insurance Program.

ND Understanding Homeowners Insurance Endorsements - 4 Hours

This course concentrates on issues relating to the valuation of residential buildings and structures. Most of the discussion will focus on many of the approved insurance forms of the Insurance Services Office (ISO). This course will not focus on the valuation of other personal property, nor does it address issues relating to loss of use.

ND Annuities - Your Wealth. Your Retirement - 2 Hours

This course seeks to explain the inner workings of annuities in simple language and simple applications. It will review the basic definitions and concepts of annuities and the annuity accumulation phase for the various types of annuity products. We’ll also examine fixed annuities, single premium immediate annuities and compare and contrast variable annuities and mutual funds.

View your state's insurance licensing requirements

Course Provided By: XCEL Solutions LLC.
Course Name: ND Property, Casualty, Life, and Health Refresher CE Package