SD Insurance Producer's Guide to Ethics - 4 Hours

The purpose of this course is to examine the concept of ethics and how it relates to the insurance producer. It attempts to show how embracing a personal code of business ethics will guide the producer’s activities beyond what is required (or prohibited) by law toward a higher level of service and success.

SD Annuity Best Interest - Initial - 4 Hours

This course examines the different types of annuities, their attributes, structuring alternatives, and the due diligence required for making suitable recommendations. In an effort to protect the consumer, regulations regarding the sale of annuities have become more stringent.

SD Long-term Care Insurance - Initial Training - 8 Hours

This course will look at the responsibilities of the Long-Term Care Insurance (LTC) agent, including the agent’s use of tools, techniques, and ideals that can be used to bring consistency and fair dealing to LTC insurance production. Additional topics will include exploring your client’s needs and suitability, a general view of LTC product features and provisions, tax strategies related to long-term care products, LTC financing alternatives, and LTC-P (partnership) plans.

SD Education Funding - 4 Hours

This course provides an overview of the various college funding tools, tax rules surrounding the payment of higher education, the use of IRA and qualified plan funds for payment of higher education expenses, the use of life insurance as a college funding vehicle, and the common sense ways an education plan can be fulfilled.

SD Understanding Errors and Omissions Coverage - 4 Hours

This course addresses Errors and Omissions (E&O) insurance and professional liability insurance, answering many of the questions about how E&O insurance works. We will explore the various types of policies available, the professionals they serve, the liability coverage provided, and tips for preventing costly litigation and claims.