South Dakota insurance license requirements

The state of South Dakota has no formal pre-licensing education requirement however it is recommended as the prelicensing course is designed to prepare candidates for the State Licensing Examination.

• Life Only  
• Accident & Health Only  
• Life, Accident and Health 
• Casualty  
• Property 
• Property and Casualty 
• Personal lines 

• This is a forced progression (locked) state that requires the student to review each lesson and pass each of the chapter quiz before moving onto the next section/chapter. 
• Assessments on key topics throughout the course must be successfully passed with a minimum score of 70% before moving onto the next chapter. 

• Registration must be completed online on Pearson Vue website: www.pearsonvue.com/sd/insurance
• Exam fee – $85 for Single line and $95 for combined lines
• OnVUE fees – $85 for Single line and $95 for combined lines

• You must check the compatibility of your computer before registering for the exam. https://home.pearsonvue.com/sd/insurance/onvue
• If your computer is not compatible with the online software, you will need to schedule your examination at a Pearson Vue test center.

• There are no limitations on retaking the exam. 

• Be sure to take advantage of XCEL’s 3-Part training program, including Part 2 (Prep Review Course) and Part 3 (Exam Simulator). These are the two sections we hear from students value the most during the exam waiting period. 
  
  • Prep Review Course: This part of the training scales down content to focus solely on the most important material with weighted sections identical to the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Instructionally designed to teach individuals how to pass, most study effort should be invested here. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam. 
  • Exam Simulator: These special exams are designed to gauge content retention levels. Important: Only take the Exam Simulators after the Prep Review Course has been successfully completed. It ensures these questions will be “fresh in the mind.” 
• On the day of testing, you must present one form of valid, non-expired ID that is government-issued, contains a current photo and your signature, with the name on the ID exactly matching the name on the exam registration (including designations such as “Jr.” and “III”). 

• Submit license application electronically through NIPR – https://nipr.com/
• Application fee $25.00
• NIPR verifies exams prior to allowing submission of an application.

Name: South Dakota Division of Insurance
Phone: 605-773-3563
Website: https://dlr.sd.gov/insurance/default.aspx
Address: 124 S. Euclid Ave., 2nd Floor Pierre, SD 57501

XCEL Solutions provides this information as a courtesy to licensees subject to insurance continuing education requirements. Although every effort is made to maintain the accuracy of this course, recent changes in laws and procedures may not yet be reflected in the content. All information is subject to change without notice.

Agents holding a Major Lines license (Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products) are required to renew their license by the last day of their birth month every two years. 

• On-going renewal periods are the last day of the agent’s birth month every two (2) years thereafter. 

Continuing education requirements must be met before submitting the license renewal application. 

Licensees renewing a Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products license are required to complete 10 hours of approved continuing education in Life/Health Line or Property/Casualty, or 20 hours for producers hold both Life/Health and Property/Casualty license. There are no ethics requirements before submitting a renewal application. 

The South Dakota Department of Insurance requires specific training requirements for individual agents selling, soliciting, or negotiating Long-Term Care products (LTC), Flood Insurance products (NFIP), and Annuity products (Annuity). Failing to complete the required training may jeopardize the agent’s authority to sell the related insurance products. 

• Life or Accident & Health licensees must complete an approved 8-hour Long-term Care course before selling, soliciting, or negotiating long-term care insurance.
• Must include topics on SD specific LTCP Medicaid Program 
• Agents must also complete an approved 4-hour LTC refresher course every renewal period to continue selling, soliciting, or negotiating long-term care insurance. 
• The initial and refresher LTC course credits count towards the agent's 24-hour CE requirement. 
• Resident agents may complete these training requirements in any state provided the department has approved the course for long-term care credit prior to the agent taking the course. 
• Non-resident agents may complete these training requirements in any state. 

• Life or Variably Annuity licensees must complete an approved one-time 4-hour Annuity Best Interest Training course before selling, soliciting, or negotiating annuity products.  
• Annuity Best Interest course credits count towards the agent's 24-hour CE requirement. 
• Resident and non-resident agents may complete these training requirements in any state with laws substantially similar to South Dakota. 

• Property and Casualty or Personal Lines licensees must complete an approved one-time 3-hour National Flood Insurance Program (NFIP) course by the end of their first renewal period if they plan to sell, solicit, or negotiate Flood insurance. 
• The National Flood Insurance Program course credits count towards the agent's 24-hour CE requirement. 

• Licensees can use independent self-study courses to meet all requirements. 
• Licensees must complete a minimum of 10 hours in the license type held or 20 hours if licensee holds both LH and PC. 
• Self-study exams are closed book and require a monitor/proctor. 
• Duplicate courses completed in the same renewal period are not allowed and cannot be carried over to future renewal cycles. 
• Excess credit hours earned in the previous biennial renewal period cannot be carried over to the next reporting period. Any excess is lost. 

• Students must provide their National Producer Number (NPN) to report on course completion. 
• $1.25 per credit hour is required to report course completions to your state.  
• Course completions are reported within one business day. 

Resident and nonresident license renewal applications are processed through NIPR. A $20 renewal fee is required. Agents with a continuing education requirement must obtain all required credits prior to their license expiration date. An agent will not be eligible to renew their insurance license(s) until they have satisfied their continuing education requirement.

Find your South Dakota Insurance License Number View your CE transcript Renew your license. South Dakota Division of Insurance – Licensing Division

https://dlr.sd.gov
605-773-3563
[email protected]
124 S. Euclid Avenue, 2^nd, Pierre, SD, 57501