Ohio Insurance Continuing Education

XCEL Solutions provides this information as a courtesy to licensees subject to insurance continuing education requirements. Although every effort is made to maintain the accuracy of this course, recent changes in laws and procedures may not yet be reflected in the content. All information is subject to change without notice.

License Renewal Timelines

Agents holding a Major Lines license (Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products) are required to renew their license by the last day of their birth month every two years.

• The initial expiration date for a Major Lines license (Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products) is the last day of the agent’s birth month that is no less than eighteen (18) months nor more than twenty-nine (29) months from the license issuance date.
• On-going renewal periods are the last day of the agent’s birth month every two (2) years thereafter.

Continuing education requirements must be met before submitting the license renewal application.

Complete Required Continuing Education

Requirements per License

Licensees renewing a Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products license are required to complete 24 hours of approved continuing education, 3 of which must be approved as ethics, before submitting their renewal application.

• Persons holding a title license in addition to a major lines license must complete 24 hours of approved continuing education, 10 of which must be approved as title-specific and 3 of which must be approved as ethics specific, prior to renewing their license.
• Persons holding a surety bail bond license in addition to a major lines license must complete 24 hours of approved continuing education, 12 of which must be approved as surety bail bond specific and 3 of which must be approved as ethics specific, prior to renewing their license. These persons will have two different renewal periods, one for the surety bail bond license and one for the resident agent license.
• Persons holding a viatical/life settlement broker license in addition to a major lines license must complete 24 hours of approved continuing education, 15 of which must be specifically related to viatical/life settlements and viatical/life transactions and 3 of which must be approved as ethics specific. These persons will have two different renewal periods, one for the viatical/life settlement broker license and one for the resident agent license.

Specific Product Training Requirements

The Ohio Department of Insurance requires specific training requirements for individual agents selling, soliciting, or negotiating Long-Term Care products (LTC), Flood Insurance products (NFIP), and Annuity products (Annuity). Failing to complete the required training may jeopardize the agent’s authority to sell the related insurance products.

Long-term Care Training Requirements

• Life or Accident & Health licensees must complete an approved 8-hour Long-term Care course before selling, soliciting, or negotiating long-term care insurance.
• Agents must also complete an approved 4-hour LTC refresher course every renewal period to continue selling, soliciting, or negotiating long-term care insurance.
• The initial and refresher LTC course credits count towards the agent’s 24-hour CE requirement.
• Resident agents may complete these training requirements in any state provided the department has approved the course for long-term care credit prior to the agent taking the course.
• Non-resident agents may complete these training requirements in any state.

Annuity Best Interest Training Requirements

• Life or Variably Annuity licensees must complete an approved one-time 4-hour Annuity Best Interest course before selling, soliciting, or negotiating annuity products.
• Annuity Best Interest course credits count towards the agent’s 24-hour CE requirement.
• Resident and non-resident agents may complete these training requirements in any state with laws substantially similar to Ohio’s.

Flood Insurance (NFIP) Training Requirements

• Property and Casualty or Personal Lines licensees must complete an approved one-time 3-hour National Flood Insurance Program (NFIP) course by the end of their first renewal period if they plan to sell, solicit, or negotiate Flood insurance.
• The National Flood Insurance Program course credits count towards the agent’s 24-hour CE requirement.

Course requirements

• Licensees can use independent self-study courses to fill all requirements.
• Licensees may take courses in any line of authority.
• Self-study exams are closed book and do not require a monitor/proctor.
• Duplicate courses completed in the same renewal period are not allowed and cannot be carried over to future renewal cycles.
• Up to 12 excess credits can be carried over from one renewal period to the next. All carry over credits are applied as general education requirements.

Reporting to your state

• Students must provider their NIPR number to report on course completion.
• $1.00 per credit hour is required to report course completions to your state.
• Course completions are reported within one business day.

Renew Your License

Resident and nonresident license renewal applications are processed through NIPR. While a $25 renewal fee is required to be paid by all limited line and non-resident agents, the renewal fee is waived for all resident agents with a continuing education requirement. Agents with a continuing education requirement must obtain all required credits prior to their license expiration date. An agent will not be eligible to renew their insurance license(s) until they have satisfied their continuing education requirement.

Helpful Resources

Find your Ohio insurance license number or view your CE transcript.

Renew your license.

Ohio Department of Insurance – Licensing Division

• https://insurance.ohio.gov
• 614-644-2665
• licensing@insurance.ohio.gov
• 50 West Town Street, Third Floor, Suite 300 Columbus, OH 43215