Colorado Insurance License Classes Online

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Online Course

Colorado Life and Health Bundle Purchase Pre-licensing

$199.00
Online Course

Colorado Life Pre-licensing

$199.00
Online Course

Colorado Health Pre-licensing

$199.00
Online Course

Colorado Property and Casualty Pre-licensing

$199.00

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Colorado State Insurance Licensing Requirements

HOW TO OBTAIN A COLORADO INSURANCE PRODUCER LICENSE

Complete the prelicensing course.

    • Life Only – 50 hours
    • Accident & Health Only – 50 hours
    • Casualty – 50 hours
    • Property – 50 hours
    • Personal lines – 50 hours

Course requirements:

  • This is a forced progression (locked) state that requires the student to review each lesson and pass each of the chapter quiz before moving onto the next section/chapter.
  • Assessments on key topics throughout the course and must be successfully passed with a minimum score of 70% before moving onto the next chapter.

Final Examination:

  • The final examination must be monitored by a proctor. A proctor is defined as, “a disinterested third party with no conflict of interest who verifies the student’s identity and processes an affidavit testifying that the student has received no outside assistance with the course or examination.”
  • The final examination will be unlocked when the proctor confirms your identity via electronic means.
  • Your will not be able to review the course content once the final examination has begun.
  • The final examination must be completed with a score of at least 70% before the certificate is issued.
  • When the final examination is completed, you and the proctor will be required to complete the affidavit.

Certificate Information

To be eligible for a Certificate of completion, you must follow several steps:

    • Completion of the course, practice final exam and the Certification Exam.
    • Download and Print certificate through the “Transcript” tile on the user dashboard.
    • Certificates are valid for 1 year.
    • Course completion rosters will be reported to SIRCON within 5 business days.
    • Education providers are required to collect and report students DOB and last 4 of SSN.
      • To avoid licensing delays, make sure the name on the certificate matches the name on the government issued photo id.

Schedule the Colorado State examination.

  • Registration must be completed online on Pearson Vue website: www.pearsonvue.com/co/insurance
  • You will be required to enter the school code during registration. The school code can be found on the certificate of completion.
  • Exam fee – $41 (Candidates may take up to TWO examinations during one exam session for a single fee of $41)
  • OnVUE fee – $31 (there is no discount applied for multiple exams)

Limitation on repeat examinations:

  • There are no limitations on retaking the exam.

Online proctored exams:

  • You must check the compatibility of your computer before registering for the exam. https://home.pearsonvue.com/co/insurance/onvue
  • If your computer is not compatible with the online software, you will need to schedule your examination at a Pearson Vue test center.

Pass your state exam

  • Take advantage of the cram courses (Prep Review and Exam Simulator) within your prelicensing course during the waiting period.
      • Prep Review Course: This part of the training features content “boiled down to the essence” of the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Instructionally designed to teach individuals how to pass, most study effort should be invested here. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam.
      • Exam Simulator: These special exams are designed to gauge content retention levels. Important: Only take the Exam Simulators after the Prep Review Course has been successfully completed. It ensures these questions will be “fresh in the mind”.
      • On the day of testing, you must present two forms of identification bearing your signature, one of which must be a valid government issued photo id.

Apply for license

  • Submit license application electronically through SIRCON Online Services
  • Application fee – $47
  • When completing the application, the applicant will also be asked to provide proof of legal residency. Acceptable documents can be found on page 4 of the Candidate Handbook.

Exam Outlines

DESCRIPTION Question Count % of Exam Questions
Life Health Life Health
Life Insurance
Types of Policies and Features 12 0 15% 0%
Policy Riders, Provisions, Options, and Exclusions 18 0 23% 0%
Completing the Application, Underwriting, and Delivering the Policies 12 0 15% 0%
Taxes, Retirement, and Other Insurance Concepts 8 0 10% 0%
Health Insurance
Types of Policies 0 14 0% 18%
Policy Provisions, Clauses, and Riders 0 20 0% 25%
Social Insurance 0 3 0% 4%
Other Insurance Concepts 0 4 0% 5%
Field Underwriting Procedures 0 9 0% 11%
Colorado Laws and Rules
Colorado Statutes, Rules and Regulations Common to All Lines 20 19 25% 24%
Colorado Statutes, Rules and Regulations Pertinent to Life Insurance 10 0 13% 0%
Colorado Statutes, Rules and Regulations Pertinent to Sickness and Accident Insurance 0 11 0% 14%
Total for all parts
Total Scored Questions on Exam 80 80 100% 100%
Maximum Time allowed to complete exam in minutes 120 120 120 120
Passing Score 70 70 70 70
DESCRIPTION Question Count % of Exam Questions
Casualty Property Casualty Property
Casualty Insurance
Types of Policies, Bonds, and Related Terms 25 0 31% 0%
Insurance Terms and Related Concepts 14 0 17% 0%
Policy Provisions 11 0 14% 0%
Property Insurance
Types of Property Policies 0 25 0% 33%
Insurance Terms and Related Concepts 0 14 0% 19%
Policy Provisions and Contract Law 0 11 0% 15%
Colorado Laws and Rules
Colorado Statutes, Rules, and Regulations Common to All Lines 19 19 23% 25%
Colorado Statutes, Rules and Regulations Common to Property and Casualty Insurance 4 4 5% 5%
Colorado Statutes, Rules and Regulations Pertinent to Casualty Insurance 8 0 10% 0%
Colorado Statutes, Rules and Regulations Pertinent to Property Insurance 0 2 0% 3%
Total for all parts
Total Scored Questions on Exam 81 75 100% 100%
Maximum Time allowed to complete exam in minutes 120 120 120 120
Passing Score 70 70 70 70

Producer Licensing Checklist:

Task: Date Completed
1. Complete prelicensing course
2. Register for exam
3. Pass exam
4. Apply for License and provide proof of legal residency

Governing Agency

Name: Colorado Division of Insurance
Phone: 800-275-8247
Website: https://dora.colorado.gov/
Address: 1560 Broadway, Suite 850 Denver, CO 80202

Working as an Insurance Agent

Property and Casualty Insurance Agents

What can you expect working as an agent? Property and casualty insurance agents work with clients to help secure policies that protect people and businesses from financial loss.

For individuals many of these events include automobile accidents, fire, theft. For businesses these events can include the same as individuals but can also include workers’ compensation claims, product liability claims, or medical malpractice claims.

Life Insurance Agents

What can you expect from working as an Insurance agent? Life insurance agents work with clients to help secure policies that pay beneficiaries when a policyholder passes away. Life insurance agents also can help people prepare for retirement by offering certain types of annuities.

Health and long-term care insurance agents work with clients to help secure policies that cover the costs of medical care and assisted-living services. They also can help clients secure dental insurance and disability insurance.

Why Students Choose XCEL

XCEL is the nation’s online insurance education industry leader. We provide you with all the tools and study material you will need to pass the state exam the first time. We understand how people learn and incorporate every detail of our knowledge to help you succeed.

Wide Variety
of Study Options

Our programs offer E-books, videos, simulated state exams, flashcards, review notes, and the best instructor support in the industry.

Proven
System

XCEL offers a unique three-step training program instructionally designed to prepare you to pass the first time.

Pass
Rates

XCEL is the nation’s most trusted provider of test-prep solutions for insurance industry licensing exams. Our courses are built around questions similar to those seen on the exams.

Don’t Delay, Start Today!

View insurance courses below to find out what pre-licensing courses are required for your state.