Virginia Insurance License Classes Online
Virginia Life and Health Pre-licensing
Virginia Life Pre-licensing
Virginia Health Pre-licensing
Virginia Property and Casualty Pre-licensing
O registrarse para cursos de Español
Virginia State Insurance Licensing Requirements
HOW TO OBTAIN A VIRGINIA INSURANCE PRODUCER LICENSE
Complete the prelicensing course.
- Life Only
- Accident & Health Only
- Life, Accident & Health
- Casualty Insurance
- Property Insurance
- Property and Casualty
- Personal lines
Course requirements:
- This is a forced progression (locked) state that requires the student to review each lesson and pass each of the chapter quiz before moving onto the next section/chapter.
- Assessments on key topics throughout the course and must be successfully passed with a minimum score of 70% before moving onto the next chapter.
Schedule the Virginia State examination.
- Registration must be completed online on PROMETRIC website: https://www.prometric.com/virginia/insurance
- Exam fee $35
Online proctored exams:
- You must check the compatibility of your computer before registering for the exam. https://rpcandidate.prometric.com/
- If your computer is not compatible with the online software, you will need to schedule your examination at the Prometric test center.
Limitation on repeat examinations:
- There are no limits on exam retakes
Pass your state exam
- Take advantage of the cram courses (Prep Review and Exam Simulator) within your prelicensing course during the waiting period.
- Prep Review Course: This part of the training features content “boiled down to the essence” of the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Instructionally designed to teach individuals how to pass, most study effort should be invested here. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam.
- Exam Simulator: These special exams are designed to gauge content retention levels. Important: Only take the Exam Simulators after the Prep Review Course has been successfully completed. It ensures these questions will be “fresh in the mind”.
- On the day of testing, you must present two (2) forms of identification bearing your signature, one of which must be a valid government issued photo id.
Apply for license
- AFTER you pass the exam, you must complete your license and fingerprints at PROMETRIC.
- Submit license application online through www.nipr.com using the kiosks at the Prometric test center.
- Application fee $15 plus processing fee
- If you answer “Yes” to a background question on the application, submit your written statement accompanied by corresponding court documents (printouts from a court’s web site are not acceptable) as part of your NIPR electronic license application using the Attachments Warehouse
- If you need to submit other additional documents as part of your NIPR electronic license application, use the Attachments Warehouse.
- NIPR does not verify exams prior to allowing submission of an application.
Submit Fingerprints
- The state of Virginia requires fingerprinting. Schedule an appointment online at https://fieldprintvirginia.com/
- Fingerprint Code: FPVABOICHRR
- Fingerprint Fee: $35.72
- Results are valid for 90 days
- For more information visit the Departments website at – https://scc.virginia.gov/pages/Applying- for-a-Individual-VA-Insurance-License
Prometric Exam Outlines
DESCRIPTION | Question Count | % Of Exam Questions | ||||
Life | Health | L&H | Life | Health | L&H | |
Life Insurance | ||||||
Insurance Regulation | 15 | 15 | 14 | 17% | 17% | 10% |
General Insurance | 9 | 9 | 8 | 10% | 10% | 6% |
Life Insurance Basics | 14 | 0 | 8 | 16% | 0% | 6% |
Life Insurance Policies | 18 | 0 | 14 | 20% | 0% | 10% |
Life Insurance Policy Provisions, Options and Riders | 16 | 0 | 16 | 18% | 0% | 11% |
Annuities | 10 | 0 | 8 | 11% | 0% | 6% |
Federal Tax Considerations for Life Insurance and Annuities | 4 | 0 | 3 | 4% | 0% | 2% |
Qualified Plans | 4 | 0 | 3 | 4% | 0% | 2% |
Health Insurance | ||||||
Health Insurance Basics | 0 | 11 | 8 | 0% | 12% | 6% |
Individual Health Insurance Policy General Provisions | 0 | 14 | 16 | 0% | 16% | 11% |
Disability Income and Related Insurance | 0 | 8 | 7 | 0% | 9% | 5% |
Medical Plans | 0 | 9 | 8 | 0% | 10% | 6% |
Group Health Insurance | 0 | 7 | 7 | 0% | 8% | 5% |
Dental Insurance | 0 | 2 | 2 | 0% | 2% | 1% |
Insurance for Seniors Citizens and Special Needs Individuals | 0 | 13 | 15 | 0% | 14% | 11% |
Federal Tax Considerations for Health Insurance | 0 | 2 | 3 | 0% | 2% | 2% |
Total for all parts | ||||||
Total Scored Questions on Exam | 90 | 90 | 140 | |||
Maximum Time allowed to complete exam in minutes | 120 | 120 | 150 | 120 | 120 | 150 |
Passing Score | 70 | 70 | 70 | 70 | 70 | 70 |
DESCRIPTION | Question Count | % Of Exam Questions |
Property and Casualty | ||
Insurance Regulation | 20 | 15% |
General Insurance | 12 | 9% |
Property and Casualty Insurance Basics | 18 | 13% |
Dwelling Policy | 7 | 5% |
Homeowners Policy | 18 | 13% |
Auto Insurance | 21 | 16% |
Commercial Package Policy | 16 | 12% |
Businessowners Policy | 7 | 5% |
Workers Compensation Insurance | 9 | 7% |
Other Coverages and Options | 7 | 5% |
Total for all parts | ||
Total Scored Questions on Exam | 135 | |
Maximum Time allowed to complete exam in minutes | 120 | 120 |
Passing Score | 70 | 70 |
Producer Licensing Checklist:
Task: | Date Completed |
1. Complete prelicensing course | |
2. Register for exam | |
3. Pass exam | |
4. Apply for license | |
5. Submit Fingerprints |
Governing Agency
Name: Virginia State Corporation Commission Bureau of Insurance
Phone: 804-371-9631
Website: https://scc.virginia.gov/pages/Bureau-of-Insurance
Address: P.O. Box 1157 Richmond, VA 23218-1157
Working as an Insurance Agent
Property and Casualty Insurance Agents
What can you expect working as an agent? Property and casualty insurance agents work with clients to help secure policies that protect people and businesses from financial loss.
For individuals many of these events include automobile accidents, fire, theft. For businesses these events can include the same as individuals but can also include workers’ compensation claims, product liability claims, or medical malpractice claims.
Life Insurance Agents
What can you expect from working as an Insurance agent? Life insurance agents work with clients to help secure policies that pay beneficiaries when a policyholder passes away. Life insurance agents also can help people prepare for retirement by offering certain types of annuities.
Health and long-term care insurance agents work with clients to help secure policies that cover the costs of medical care and assisted-living services. They also can help clients secure dental insurance and disability insurance.
Why Students Choose XCEL
XCEL is the nation’s online insurance education industry leader. We provide you with all the tools and study material you will need to pass the state exam the first time. We understand how people learn and incorporate every detail of our knowledge to help you succeed.

Wide Variety
of Study Options

Proven
System
XCEL offers a unique three-step training program instructionally designed to prepare you to pass the first time.

Pass
Rates
XCEL is the nation’s most trusted provider of test-prep solutions for insurance industry licensing exams. Our courses are built around questions similar to those seen on the exams.
Don’t Delay, Start Today!
View insurance courses below to find out what pre-licensing courses are required for your state.