Connecticut Insurance License Classes Online

Looking for an Connecticut insurance school? XCEL is the nation’s leading online insurance license school. XCEL has you covered with high-quality Connecticut insurance license courses, industry expertise and convenience. All of XCEL's Connecticut courses are approved by the Connecticut Insurance Department.

Life and Health

C

Property and Casualty

C

Personal Lines

C

Best Value

Premier
Life and Health

The ultimate package including everything you need to pass the first time or your money back. Ideal for those looking to maximize their studying with various learning formats.

$299
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators
Online Flashcards

Over 800+ flashcards to test your knowledge of fundamental terms & help reinforce key topics

Recorded Exam Review Class

Play and pause a recorded version of our 1-day Exam Review class to review critical concepts you must master before taking your exam

Prepared to Pass Promise

We're so confident in our ability to prepare you to pass your exam on the first try that we will refund you if you purchase our Premier Package and follow our 3-step process. Click here for terms.

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Standard
Life and Health

A solid foundation to prepare to pass your pre-licensing exam without all the extras. Ideal for those who are self-motivated and will prioritize learning on their own.
$199
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Connecticut Health Pre-licensing

$199

Connecticut Life Pre-licensing

$199

Life and Health

C

Property and Casualty

C

Personal Lines

C

Best Value

Premier
Property and Casualty

The ultimate package including everything you need to pass the first time or your money back. Ideal for those looking to maximize their studying with various learning formats.

$299
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators
Online Flashcards

Over 800+ flashcards to test your knowledge of fundamental terms & help reinforce key topics

Recorded Exam Review Class

Play and pause a recorded version of our 1-day Exam Review class to review critical concepts you must master before taking your exam

Prepared to Pass Promise

We're so confident in our ability to prepare you to pass your exam on the first try that we will refund you if you purchase our Premier Package and follow our 3-step process. Click here for terms.

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Standard
Property and Casualty

A solid foundation to prepare to pass your pre-licensing exam without all the extras. Ideal for those who are self-motivated and will prioritize learning on their own.
$199
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Life and Health

C

Property and Casualty

C

Personal Lines

C

Premier
Personal Lines

The ultimate package including everything you need to pass the first time or your money back. Ideal for those looking to maximize their studying with various learning formats.

$299
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators
Online Flashcards

Over 800+ flashcards to test your knowledge of fundamental terms & help reinforce key topics

Recorded Exam Review Class

Play and pause a recorded version of our 1-day Exam Review class to review critical concepts you must master before taking your exam

Prepared to Pass Promise

We're so confident in our ability to prepare you to pass your exam on the first try that we will refund you if you purchase our Premier Package and follow our 3-step process. Click here for terms.

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Standard
Personal Lines

A solid foundation to prepare to pass your pre-licensing exam without all the extras. Ideal for those who are self-motivated and will prioritize learning on their own.
$199
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Connecticut State Insurance Licensing Requirements

HOW TO OBTAIN A CONNECTICUT INSURANCE PRODUCER LICENSE

Complete the prelicensing course.

    • Life Only – 20 hours
    • Accident & Health Only – 20 hours
    • Life, Accident and Health – 40 hours
    • Casualty – 20 hours
    • Property – 20 hours
    • Personal lines – 20 hours

Course requirements:

  • This is a forced progression (locked) state that requires the student to review each lesson and pass each of the chapter quiz before moving onto the next section/chapter.
  • Assessments on key topics throughout the course and must be successfully passed with a minimum score of 70% before moving onto the next chapter.

Final Examination:

  • The final examination must be monitored by a proctor. A proctor is defined as, “a disinterested third party with no conflict of interest who verifies the student’s identity and processes an affidavit testifying that the student has received no outside assistance with the course or examination.”
  • The final examination will be unlocked when the proctor confirms your identity via electronic means.
  • Your will not be able to review the course content once the final examination has begun.
  • The final examination must be completed with a score of at least 70% before the certificate is issued.
  • When the final examination is completed, you and the proctor will be required to complete the affidavit.

Certificate Information

To be eligible for a Certificate of completion, you must follow several steps:

    • Completion of the course, including the proctored final exam.
    • Submit an electronic affidavit acknowledging you were actively engaged in one hundred percent of the course and your participation during the periods of perceived inactivity.
    • Download and Print certificate through the “Transcript” tile on the user dashboard.
    • Certificates are valid for 1 year.

Schedule the Connecticut State examination.

  • Registration must be completed online on Pearson Vue website: www.pearsonvue.com/ct/insurance
  • You will be required to enter the school code during registration. The school code can be found on the certificate of completion.
  • Single line fee – $65
  • Combined exam fee: $105
  • Spanish exams are available

Limitation on repeat examinations:

  • There are no limitations on retaking the exam.
  • Candidates taking an online examination are permitted two attempts per exam. All subsequent examination attempts will have to be taken at a Pearson VUE testing center. There are no exceptions to this rule.

Online proctored exams:

  • You must check the compatibility of your computer before registering for the exam. https://home.pearsonvue.com/ct/insurance/onvue
  • If your computer is not compatible with the online software, you will need to schedule your examination at Pearson Vue test center.

Pass your state exam

  • Take advantage of the cram courses (Prep Review and Exam Simulator) within your prelicensing course during the waiting period.
      • Prep Review Course: This part of the training features content “boiled down to the essence” of the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Instructionally designed to teach individuals how to pass, most study effort should be invested here. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam.
      • Exam Simulator: These special exams are designed to gauge content retention levels. Important: Only take the Exam Simulators after the Prep Review Course has been successfully completed. It ensures these questions will be “fresh in the mind”.
      • On the day of testing, you must present two forms of identification bearing your signature, one of which must be a valid government issued photo id.

Apply for license

  • Submit license application electronically through SIRCON Online Services
  • Application fee – $140 plus processing fee
  • NIPR verifies exams prior to allowing submission of an application.

Exam Outlines

DESCRIPTION Question Count % of Exam Questions
Life Health L&H Life Health L&H
Life Insurance
Types of Policies 12 0 12 16% 0% 9%
Policy Riders, Provisions, Options, and Exclusions 18 0 18 24% 0% 14%
Completing the Application, Underwriting, and Delivering the Policies 12 0 12 16% 0% 9%
Taxes, Retirement, and Other Insurance Concepts 8 0 8 11% 0% 6%
Health Insurance
Types of Policies 0 14 14 0% 19% 11%
Policy Provisions, Clauses, and Riders 0 20 20 0% 27% 15%
Social Insurance 0 3 3 0% 4% 2%
Other Insurance Concepts 0 4 4 0% 5% 3%
Field Underwriting Procedures 0 9 9 0% 12% 7%
Connecticut Laws and Rules
CT Statutes, Rules and Regulations Common to All Lines 18 18 18 24% 24% 14%
CT Statutes, Rules and Regulations Pertinent to Life Insurance Only 7 0 5 9% 0% 4%
CT Statutes, Rules and Regulations Pertinent to Accident, Health or Sickness Insurance Only 0 7 7 0% 9% 5%
Total for all parts
Total Questions 75 75 130 1 1 1
Maximum Time allowed to complete exam in minutes 120 120 150 120 120 150
Passing Score 70 70 70 70 70 70
DESCRIPTION Question Count % of Exam Questions
Casualty Property P&C Casualty Property P&C
Casualty Insurance
Types of Policies, Bonds, and Related Terms 25 0 25 33% 0% 19%
Insurance Terms and Related Concepts 14 0 14 19% 0% 11%
Policy Provisions 11 0 11 15% 0% 8%
Property Insurance
Types of Property Policies 0 25 25 0% 33% 19%
Insurance Terms and Related Concepts 0 14 14 0% 19% 11%
Policy Provisions and Contract Law 0 11 11 0% 15% 8%
Connecticut Laws and Rules
CT Statutes and Regulations Pertinent to All Lines 18 18 18 24% 24% 14%
CT Statutes and Regulations Pertinent to Property and Casualty 3 3 3 4% 4% 2%
CT Statutes and Regulations Pertinent to Casualty Insurance 4 0 4 5% 0% 3%
CT Statutes and Regulations Pertinent to Property Insurance 0 4 5 0% 5% 4%
Total for all parts
Total Scored Questions on Exam 75 75 130 1 1 1
Maximum Time allowed to complete exam in minutes 120 120 150 120 120 150
Passing Score 70 70 70 70 70 70

Producer Licensing Checklist:

Task: Date Completed
1. Complete prelicensing course
2. Register for exam
3. Pass exam
4. Apply for License

Governing Agency

Name: State of Connecticut Insurance Department
Phone: 800-203-3447
Website: https://portal.ct.gov/cid
Address: 153 Market Street, 7th Floor Hartford, CT 06103

Working as an Insurance Agent

Property and Casualty Insurance Agents

What can you expect working as an agent? Property and casualty insurance agents work with clients to help secure policies that protect people and businesses from financial loss.

For individuals many of these events include automobile accidents, fire, theft. For businesses these events can include the same as individuals but can also include workers’ compensation claims, product liability claims, or medical malpractice claims.

Life Insurance Agents

What can you expect from working as an Insurance agent? Life insurance agents work with clients to help secure policies that pay beneficiaries when a policyholder passes away. Life insurance agents also can help people prepare for retirement by offering certain types of annuities.

Health and long-term care insurance agents work with clients to help secure policies that cover the costs of medical care and assisted-living services. They also can help clients secure dental insurance and disability insurance.

Why Students Choose XCEL

XCEL is the nation’s online insurance education industry leader. We provide you with all the tools and study material you will need to pass the state exam the first time. We understand how people learn and incorporate every detail of our knowledge to help you succeed.

Wide Variety
of Study Options

Our programs offer E-books, videos, simulated state exams, flashcards, review notes, and the best instructor support in the industry.

Proven
System

XCEL offers a unique three-step training program instructionally designed to prepare you to pass the first time.

Pass
Rates

XCEL is the nation’s most trusted provider of test-prep solutions for insurance industry licensing exams. Our courses are built around questions similar to those seen on the exams.

Don’t Delay, Start Today!

View insurance courses below to find out what pre-licensing courses are required for your state.