Georgia Insurance License Classes Online

Looking for an Georgia insurance school? XCEL is the nation’s leading online insurance license school. XCEL has you covered with high-quality Georgia insurance license courses, industry expertise and convenience. All of XCEL's Georgia courses are approved by the Georgia Office of Insurance and Safety Fire Commissioner.

Life and Health

C

Property and Casualty

C

Personal Lines

C

Best Value

Premier
Life and Health

The ultimate package including everything you need to pass the first time or your money back. Ideal for those looking to maximize their studying with various learning formats.

$299
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators
Online Flashcards

Over 800+ flashcards to test your knowledge of fundamental terms & help reinforce key topics

Recorded Exam Review Class

Play and pause a recorded version of our 1-day Exam Review class to review critical concepts you must master before taking your exam

Prepared to Pass Promise

We're so confident in our ability to prepare you to pass your exam on the first try that we will refund you if you purchase our Premier Package and follow our 3-step process. Click here for terms.

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Standard
Life and Health

A solid foundation to prepare to pass your pre-licensing exam without all the extras. Ideal for those who are self-motivated and will prioritize learning on their own.
$199
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Georgia Health Pre-licensing

$199

Georgia Life Pre-licensing

$199

Life and Health

C

Property and Casualty

C

Personal Lines

C

Best Value

Premier
Property and Casualty

The ultimate package including everything you need to pass the first time or your money back. Ideal for those looking to maximize their studying with various learning formats.

$299
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators
Online Flashcards

Over 800+ flashcards to test your knowledge of fundamental terms & help reinforce key topics

Recorded Exam Review Class

Play and pause a recorded version of our 1-day Exam Review class to review critical concepts you must master before taking your exam

Prepared to Pass Promise

We're so confident in our ability to prepare you to pass your exam on the first try that we will refund you if you purchase our Premier Package and follow our 3-step process. Click here for terms.

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Standard
Property and Casualty

A solid foundation to prepare to pass your pre-licensing exam without all the extras. Ideal for those who are self-motivated and will prioritize learning on their own.
$199
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Life and Health

C

Property and Casualty

C

Personal Lines

C

Premier
Personal Lines

The ultimate package including everything you need to pass the first time or your money back. Ideal for those looking to maximize their studying with various learning formats.

$299
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators
Online Flashcards

Over 800+ flashcards to test your knowledge of fundamental terms & help reinforce key topics

Recorded Exam Review Class

Play and pause a recorded version of our 1-day Exam Review class to review critical concepts you must master before taking your exam

Prepared to Pass Promise

We're so confident in our ability to prepare you to pass your exam on the first try that we will refund you if you purchase our Premier Package and follow our 3-step process. Click here for terms.

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Standard
Personal Lines

A solid foundation to prepare to pass your pre-licensing exam without all the extras. Ideal for those who are self-motivated and will prioritize learning on their own.
$199
XCEL’s 3-Part Training Program
Pre-licensing Course:

An online self-study course that provides the foundational information and satisfies any applicable state requirements

Prep Review Course:

Scales down content to focus solely on the most important material with weighted chapters identical to the state exam

Exam Simulators:
Three exam simulators are unlocked after completing the prior exam and each is weighted identically to the state examination
Extended Access:
Get 30-day access to pre-licensing course & then unlock 30 days of access for prep review course and exam simulators

Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device

Other Courses

Georgia Variable Products Course

Courses provided by XCEL Solutions LLC.

$199

Georgia State Insurance Licensing Requirements

HOW TO OBTAIN A GEORGIA INSURANCE PRODUCER LICENSE

  1. Complete the Prelicensing Course
  • Life Only – 20 hours
  • Accident & Health Only – 20 hours
  • Life, Accident and Health – 40 hours
  • Casualty – 20 hours
  • Property – 20 hours
  • Property and Casualty – 40 hours
  • Personal Lines – 40 hours

Course Requirements:

  • This is a forced progression (locked) state that requires the student to review each lesson and pass each of the chapter quiz before moving onto the next section/chapter.
  • Assessments on key topics throughout the course must be successfully passed with a minimum score of 70% before moving onto the next chapter.
  • Completion of this course satisfies the prelicensing education requirement.

Certificate Information:

To eligible for a Certificate of completion, you must follow several steps:

  • Completion of the course, and the final exam with a minimum score of 70%.
  • You can access the certificate under the Transcript section in your dashboard.
  • Certificates are valid for 12 months.
  • Course completion rosters will be reported to SIRCON daily.

    • Education providers are required to collect and report students’ DOB and last 4 of SSN.
  1. Schedule the Georgia State Examination
  • Registration must be completed online on Pearson Vue website: www.pearsonvue.com/ga/insurance
  • You will be required to enter the school code during registration. The school code can be found on the certificate of completion.
  • Exam fee: $63
  • Spanish exams available

Online Proctored Exams:

  • You must check the compatibility of your computer before registering for the exam. https://home.pearsonvue.com/ga/insurance/onvue
  • If your computer is not compatible with the online software, you will need to schedule your examination at Pearson Vue test center.

Limitation on Repeat Examinations:

  • Candidate is permitted 2 attempts for remote proctored exams – OnVue
  • There is a 14-day waiting period to retest at a physical test center or remote exam – OnVue

    • Candidates who fail an exam will be required to wait 14 days to retest after the first two failed attempts and 60 days on the third attempt and any subsequent attempts.
  1. Pass Your State Exam
  • Be sure to take advantage of the cram courses (Prep Review and Exam Simulator) within your prelicensing course during the waiting period.
  • Prep Review Course: This part of the training features content “boiled down to the essence” of the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Instructionally designed to teach individuals how to pass, most study effort should be invested here. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam.
  • Exam Simulator: These special exams are designed to gauge content retention levels. Important: Only take the Exam Simulators after the Prep Review Course has been successfully completed. It ensures these questions will be “fresh in the mind”.
  • On the day of testing, you must present a valid government issued photo id and the certificate of completion.
  1. Complete Citizen Affidavit
  • Georgia Department of Insurance requires every applicant to verify proof of lawful presence in the United States by submitting the following documents along with the license application:
  • Complete and notarize the Citizen Affidavit Form (GID-276-EN). Form can be found on the Georgia Insurance Department’s website. https://oci.georgia.gov/citizenship-affidavit
  1. Apply for Your License
  • Submit license application electronically through SIRCON Online Services
  • Application fee: $100
  • Processing fee: $20
  • NIPR does not verify exams prior to allowing submission of an application, however, an exam is required prior to the state’s approval of the request.
  1. Submit Fingerprints
  • The state of Georgia requires fingerprinting. To make a fingerprint reservation go to https://fieldprintgeorgia.com/individuals
  • Fingerprint Fee: $51.50
  • Applicants will receive a registration approval email from Fieldprint. Take your approval message with you to a fingerprint site and they will take your fingerprints.
  • Fingerprint user guide

Pearson Vue Exam Outlines

DESCRIPTION

Question Count

% of Exam Questions

 

Life

Health

L&H

Life

Health

L&H

Life Insurance

 

 

 

 

 

 

Types of Policies and Features

12

0

12

15%

0%

10%

Policy Riders, Provisions, Options, and Exclusions

18

0

18

23%

0%

14%

Completing the Application, Underwriting, and Delivering the Policies

12

0

12

15%

0%

10%

Taxes, Retirement, and Other Insurance Concepts

8

0

8

10%

0%

6%

Health Insurance

 

 

 

 

 

 

Types of Policies

0

14

14

0%

18%

11%

Policy Provisions, Clauses, and Riders

0

20

20

0%

25%

16%

Social Insurance

0

3

3

0%

4%

2%

Other Insurance Concepts

0

4

4

0%

5%

3%

Field Underwriting Procedures

0

9

9

0%

11%

7%

Georgia Laws and Rules

 

 

 

 

 

 

Georgia Statutes, Rules and Regulations Common to All Lines

24

24

19

30%

30%

15%

Georgia Statutes, Rules and Regulations Pertinent to Life Insurance only

6

0

3

8%

0%

2%

Georgia Statutes, Rules and Regulations Pertinent to Health Insurance

0

6

3

0%

8%

2%

Total for all parts

 

 

 

 

 

 

Total Scored Questions on Exam

80

80

125

Maximum Time allowed to complete exam in minutes

120

120

150

Passing Score

70

70

70

DESCRIPTION

Question Count

% of Exam Questions

 

Casualty

Property

P&C

Casualty

Property

P&C

Casualty Insurance

 

 

 

 

 

 

Types of Policies, Bonds, and Related Terms

25

0

25

31%

0%

20%

Insurance Terms and Related Concepts

14

0

14

18%

0%

11%

Policy Provisions

11

0

11

14%

0%

9%

Property Insurance

 

 

 

 

 

 

Types of Property Policies

0

25

25

0%

31%

20%

Insurance Terms and Related Concepts

0

14

14

0%

18%

11%

Policy Provisions and Contract Law

0

11

11

0%

14%

9%

Georgia Laws and Rules

 

 

 

 

 

 

Georgia State Laws, Rules, and Regulations Pertinent to All Insurance Lines

22

22

18

28%

28%

14%

Georgia Statutes and Regulations Pertinent to Property and Casualty Insurance

4

6

3

5%

8%

2%

Georgia Statutes and Regulations Pertinent to Casualty Insurance

4

0

1

5%

0%

1%

Georgia Statutes and Regulations Pertinent to Property Insurance

0

2

3

0%

3%

2%

Total for all parts

 

 

 

 

 

 

Total Scored Questions on Exam

80

80

125

Maximum Time allowed to complete exam in minutes

120

120

150

Passing Score

70

70

70

Producer Licensing Checklist:

Task:

Date Completed

  1. Complete Prelicensing Course
  1. Register for Exam
  1. Pass Exam
  1. Complete Citizen Affidavit
  1. Apply for License
  1. Submit Fingerprints

Governing Agency

Name: Georgia Department of Insurance

Phone: 800-656-2298

Website: https://oci.georgia.gov/

Address: 2 Martin Luther King Jr. Dr.

West Tower, Suite 702

Atlanta, GA 30334

Working as an Insurance Agent

Property and Casualty Insurance Agents

What can you expect working as an agent? Property and casualty insurance agents work with clients to help secure policies that protect people and businesses from financial loss.

For individuals many of these events include automobile accidents, fire, theft. For businesses these events can include the same as individuals but can also include workers’ compensation claims, product liability claims, or medical malpractice claims.

Life Insurance Agents

What can you expect from working as an Insurance agent? Life insurance agents work with clients to help secure policies that pay beneficiaries when a policyholder passes away. Life insurance agents also can help people prepare for retirement by offering certain types of annuities.

Health and long-term care insurance agents work with clients to help secure policies that cover the costs of medical care and assisted-living services. They also can help clients secure dental insurance and disability insurance.

Why Students Choose XCEL

XCEL is the nation’s online insurance education industry leader. We provide you with all the tools and study material you will need to pass the state exam the first time. We understand how people learn and incorporate every detail of our knowledge to help you succeed.

Wide Variety
of Study Options

Our programs offer E-books, videos, simulated state exams, flashcards, review notes, and the best instructor support in the industry.

Proven
System

XCEL offers a unique three-step training program instructionally designed to prepare you to pass the first time.

Pass
Rates

XCEL is the nation’s most trusted provider of test-prep solutions for insurance industry licensing exams. Our courses are built around questions similar to those seen on the exams.

Don’t Delay, Start Today!

View insurance courses below to find out what pre-licensing courses are required for your state.