Georgia Insurance License Classes Online
Property and Casualty
Best Value
Premier
Life and Health
The ultimate package including everything you need to pass the first time or your money back. Ideal for those looking to maximize their studying with various learning formats.
XCEL’s 3-Part Training Program
Pre-licensing Course:
An online self-study course that provides the foundational information and satisfies any applicable state requirements
Prep Review Course:
Scales down content to focus solely on the most important material with weighted chapters identical to the state exam
Exam Simulators:
Extended Access:
Online Flashcards
Over 800+ flashcards to test your knowledge of fundamental terms & help reinforce key topics
Recorded Exam Review Class
Play and pause a recorded version of our 1-day Exam Review class to review critical concepts you must master before taking your exam
Prepared to Pass Promise
We're so confident in our ability to prepare you to pass your exam on the first try that we will refund you if you purchase our Premier Package and follow our 3-step process. Click here for terms.
Printable Review Notes Study Calendar 24/7 Interactive Online Learning Access Study anywhere, anytime, on any device
Standard
Life and Health
XCEL’s 3-Part Training Program
Pre-licensing Course:
An online self-study course that provides the foundational information and satisfies any applicable state requirements
Prep Review Course:
Scales down content to focus solely on the most important material with weighted chapters identical to the state exam
Exam Simulators:
Extended Access:
Printable Review Notes Study Calendar 24/7 Interactive Online Learning Access Study anywhere, anytime, on any device
Georgia Health Pre-licensing
Georgia Life Pre-licensing
Life and Health
Property and Casualty
Best Value
Premier
Property and Casualty
The ultimate package including everything you need to pass the first time or your money back. Ideal for those looking to maximize their studying with various learning formats.
XCEL’s 3-Part Training Program
Pre-licensing Course:
An online self-study course that provides the foundational information and satisfies any applicable state requirements
Prep Review Course:
Scales down content to focus solely on the most important material with weighted chapters identical to the state exam
Exam Simulators:
Extended Access:
Online Flashcards
Over 800+ flashcards to test your knowledge of fundamental terms & help reinforce key topics
Recorded Exam Review Class
Play and pause a recorded version of our 1-day Exam Review class to review critical concepts you must master before taking your exam
Prepared to Pass Promise
We're so confident in our ability to prepare you to pass your exam on the first try that we will refund you if you purchase our Premier Package and follow our 3-step process. Click here for terms.
Printable Review Notes Study Calendar 24/7 Interactive Online Learning Access Study anywhere, anytime, on any device
Standard
Property and Casualty
XCEL’s 3-Part Training Program
Pre-licensing Course:
An online self-study course that provides the foundational information and satisfies any applicable state requirements
Prep Review Course:
Scales down content to focus solely on the most important material with weighted chapters identical to the state exam
Exam Simulators:
Extended Access:
Printable Review Notes Study Calendar 24/7 Interactive Online Learning Access Study anywhere, anytime, on any device
Other Courses
Georgia Variable Products Course
Courses provided by XCEL Solutions LLC.
Georgia State Insurance Licensing Requirements
HOW TO OBTAIN A GEORGIA INSURANCE PRODUCER LICENSE
Complete the prelicensing course.
-
- Life Only – 20 hours
- Accident & Health Only – 20 hours
- Life, Accident and Health – 40 hours
- Casualty – 20 hours
- Property – 20 hours
- Property and Casualty – 40 hours
- Personal lines – 40 hours
Course requirements:
- This is a forced progression (locked) state that requires the student to review each lesson and pass each of the chapter quiz before moving onto the next section/chapter.
- Assessments on key topics throughout the course and must be successfully passed with a minimum score of 70% before moving onto the next chapter.
Certificate Information
- Completion of the course, and the final exam with a minimum score of 70%.
- Download and Print certificate through the “Transcript” tile on the user dashboard.
- Certificates are valid for 12 months.
- Course completion rosters will be reported to SIRCON daily.
- Education providers are required to collect and report students DOB and last 4 of SSN.
Schedule the Georgia State examination.
- Registration must be completed online on Pearson Vue website: www.pearsonvue.com/ga/insurance
- You will be required to enter the school code during registration. The school code can be found on the certificate of completion.
- Exam fee – $63
Limitation on repeat examinations:
- There are no limitations on retaking the exam at a physical test center. **
- Candidate is permitted 2 attempts for remote proctored exams – OnVue
- There is a 14-day waiting period to retest at a physical test center or remote exam – OnVue
- **EFFECTIVE FEBRUARY 15, 2022 – Candidates who fail an exam will be required to wait 14 days to retest after the first two failed attempts and 30 days on the third attempt and any subsequent attempts.
Online proctored exams:
- You must check the compatibility of your computer before registering for the exam. https://home.pearsonvue.com/ga/insurance/onvue
- If your computer is not compatible with the online software, you will need to schedule your examination at Pearson Vue test center.
Pass your state exam
- Take advantage of the cram courses (Prep Review and Exam Simulator) within your prelicensing course during the waiting period.
- Prep Review Course: This part of the training features content “boiled down to the essence” of the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Instructionally designed to teach individuals how to pass, most study effort should be invested here. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam.
- Exam Simulator: These special exams are designed to gauge content retention levels. Important: Only take the Exam Simulators after the Prep Review Course has been successfully completed. It ensures these questions will be “fresh in the mind”.
- On the day of testing, you must present a valid government issued photo id and the certificate of completion.
Complete Citizen Affidavit
- Georgia Department of Insurance requires every applicant to verify proof of lawful presence in the United States by submitting the following documents along with the license application:
- Complete and notarize the Citizen Affidavit Form (GID-276-EN). Form can be found on the Georgia Insurance Department’s website. https://oci.georgia.gov/citizenship-affidavit
Apply for license
- Submit license application electronically through SIRCON Online Services
- Application fee – $100
- Processing fee – $20
- NIPR does not verify exams prior to allowing submission of an application, however, an exam is required prior to the states’ approval of the request.
Submit Fingerprints
- The state of Georgia requires fingerprinting. To make a fingerprint reservation go to https://www.aps.gemalto.com/ga/index.htm
- Fingerprint Fee: $51.50
- Applicants will receive a registration approval email from GBI. Take your approval message with you to a fingerprint site and they will take your fingerprints.
Exam Outlines
| DESCRIPTION | Question Count | % of Exam Questions | ||||
| Life | Health | L&H | Life | Health | L&H | |
| Life Insurance | ||||||
| Types of Policies and Features | 12 | 0 | 12 | 15% | 0% | 10% |
| Policy Riders, Provisions, Options, and Exclusions | 18 | 0 | 18 | 23% | 0% | 14% |
| Completing the Application, Underwriting, and Delivering the
Policies |
12 | 0 | 12 | 15% | 0% | 10% |
| Taxes, Retirement, and Other Insurance Concepts | 8 | 0 | 8 | 10% | 0% | 6% |
| Health Insurance | ||||||
| Types of Policies | 0 | 14 | 14 | 0% | 18% | 11% |
| Policy Provisions, Clauses, and Riders | 0 | 20 | 20 | 0% | 25% | 16% |
| Social Insurance | 0 | 3 | 3 | 0% | 4% | 2% |
| Other Insurance Concepts | 0 | 4 | 4 | 0% | 5% | 3% |
| Field Underwriting Procedures | 0 | 9 | 9 | 0% | 11% | 7% |
| Georgia Laws and Rules | ||||||
| Georgia Statutes, Rules and Regulations Common to All Lines | 24 | 24 | 19 | 30% | 30% | 15% |
| Georgia Statutes, Rules and Regulations Pertinent to Life Insurance only | 6 | 0 | 3 | 8% | 0% | 2% |
| Georgia Statutes, Rules and Regulations Pertinent to Health
Insurance |
0 | 6 | 3 | 0% | 8% | 2% |
| Total for all parts | ||||||
| Total Scored Questions on Exam | 80 | 80 | 125 | 1 | 1 | 1 |
| Maximum Time allowed to complete exam in minutes | 120 | 120 | 135 | 120 | 120 | 120 |
| Passing Score | 70 | 70 | 70 | 70 | 70 | 70 |
| DESCRIPTION | Question Count | % of Exam Questions | ||||
| Casualty | Property | P&C | Casualty | Property | P&C | |
| Casualty Insurance | ||||||
| Types of Policies, Bonds, and Related Terms | 25 | 0 | 25 | 31% | 0% | 20% |
| Insurance Terms and Related Concepts | 14 | 0 | 14 | 18% | 0% | 11% |
| Policy Provisions | 11 | 0 | 11 | 14% | 0% | 9% |
| Property Insurance | ||||||
| Types of Property Policies | 0 | 25 | 25 | 0% | 31% | 20% |
| Insurance Terms and Related Concepts | 0 | 14 | 14 | 0% | 18% | 11% |
| Policy Provisions and Contract Law | 0 | 11 | 11 | 0% | 14% | 9% |
| Georgia Laws and Rules | ||||||
| Georgia State Laws, Rules, and Regulations Pertinent to All Insurance Lines | 22 | 22 | 18 | 28% | 28% | 14% |
| Georgia Statutes and Regulations Pertinent to Property and
Casualty Insurance |
4 | 6 | 3 | 5% | 8% | 2% |
| Georgia Statutes and Regulations Pertinent to Casualty Insurance | 4 | 0 | 1 | 5% | 0% | 1% |
| Georgia Statutes and Regulations Pertinent to Property Insurance | 0 | 2 | 3 | 0% | 3% | 2% |
| Total for all parts | ||||||
| Total Scored Questions on Exam | 80 | 80 | 125 | 1 | 1 | 1 |
| Maximum Time allowed to complete exam in minutes | 120 | 120 | 120 | 120 | 120 | 120 |
| Passing Score | 70 | 70 | 70 | 70 | 70 | 70 |
Producer Licensing Checklist:
| Task: | Date Completed |
| 1. Complete prelicensing course | |
| 2. Register for exam | |
| 3. Pass exam | |
| 4. Complete Citizen Affidavit | |
| 5. Apply for License | |
| 6. Submit Fingerprints |
Governing Agency
Name: Georgia Department of Insurance
Phone: 800-656-2298
Website: https://oci.georgia.gov/
Address: 2 Martin Luther King Jr. Dr. West Tower, Suite 702 Atlanta, GA 30334
Working as an Insurance Agent
Property and Casualty Insurance Agents
What can you expect working as an agent? Property and casualty insurance agents work with clients to help secure policies that protect people and businesses from financial loss.
For individuals many of these events include automobile accidents, fire, theft. For businesses these events can include the same as individuals but can also include workers’ compensation claims, product liability claims, or medical malpractice claims.
Life Insurance Agents
What can you expect from working as an Insurance agent? Life insurance agents work with clients to help secure policies that pay beneficiaries when a policyholder passes away. Life insurance agents also can help people prepare for retirement by offering certain types of annuities.
Health and long-term care insurance agents work with clients to help secure policies that cover the costs of medical care and assisted-living services. They also can help clients secure dental insurance and disability insurance.
Why Students Choose XCEL
XCEL is the nation’s online insurance education industry leader. We provide you with all the tools and study material you will need to pass the state exam the first time. We understand how people learn and incorporate every detail of our knowledge to help you succeed.
Wide Variety
of Study Options
Proven
System
XCEL offers a unique three-step training program instructionally designed to prepare you to pass the first time.
Pass
Rates
XCEL is the nation’s most trusted provider of test-prep solutions for insurance industry licensing exams. Our courses are built around questions similar to those seen on the exams.
Don’t Delay, Start Today!
View insurance courses below to find out what pre-licensing courses are required for your state.