North Dakota Insurance License Classes Online
Life and Health
Property and Casualty
Best Value
Premier
Life and Health
The ultimate package including everything you need to pass the first time or your money back. Ideal for those looking to maximize their studying with various learning formats.
XCEL’s 3-Part Training Program
Pre-licensing Course:
An online self-study course that provides the foundational information and satisfies any applicable state requirements
Prep Review Course:
Scales down content to focus solely on the most important material with weighted chapters identical to the state exam
Exam Simulators:
Extended Access:
Online Flashcards
Over 800+ flashcards to test your knowledge of fundamental terms & help reinforce key topics
Recorded Exam Review Class
Play and pause a recorded version of our 1-day Exam Review class to review critical concepts you must master before taking your exam
Prepared to Pass Promise
We're so confident in our ability to prepare you to pass your exam on the first try that we will refund you if you purchase our Premier Package and follow our 3-step process. Click here for terms.
Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device
Standard
Life and Health
XCEL’s 3-Part Training Program
Pre-licensing Course:
An online self-study course that provides the foundational information and satisfies any applicable state requirements
Prep Review Course:
Scales down content to focus solely on the most important material with weighted chapters identical to the state exam
Exam Simulators:
Extended Access:
Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device
North Dakota Health Pre-licensing
North Dakota Life Pre-licensing
Life and Health
Property and Casualty
Best Value
Premier
Property and Casualty
The ultimate package including everything you need to pass the first time or your money back. Ideal for those looking to maximize their studying with various learning formats.
XCEL’s 3-Part Training Program
Pre-licensing Course:
An online self-study course that provides the foundational information and satisfies any applicable state requirements
Prep Review Course:
Scales down content to focus solely on the most important material with weighted chapters identical to the state exam
Exam Simulators:
Extended Access:
Online Flashcards
Over 800+ flashcards to test your knowledge of fundamental terms & help reinforce key topics
Recorded Exam Review Class
Play and pause a recorded version of our 1-day Exam Review class to review critical concepts you must master before taking your exam
Prepared to Pass Promise
We're so confident in our ability to prepare you to pass your exam on the first try that we will refund you if you purchase our Premier Package and follow our 3-step process. Click here for terms.
Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device
Standard
Property and Casualty
XCEL’s 3-Part Training Program
Pre-licensing Course:
An online self-study course that provides the foundational information and satisfies any applicable state requirements
Prep Review Course:
Scales down content to focus solely on the most important material with weighted chapters identical to the state exam
Exam Simulators:
Extended Access:
Printable Review Notes
Study Calendar
24/7 Interactive Online Learning Access
Study anywhere, anytime, on any device
North Dakota State Insurance Licensing Requirements
HOW TO OBTAIN A NORTH DACOTA INSURANCE PRODUCER LICENSE
The North Dakota insurance department does not require prelicensing education; however, completion of a prelicensing course is recommended to prepare candidates for the State Licensing Examination.
Complete the prelicensing course.
- Life Only
- Accident & Health Only
- Life, Accident & Health
- Casualty Insurance
- Property Insurance
- Property and Casualty
- Personal lines
Course requirements:
- This is a forced progression (locked) course that requires the student to review each lesson and pass each chapter quiz with a minimum score of 70% before moving on to the next section/chapter.
Certificate Information:
To be eligible for a Certificate of completion, you must follow several steps:
- Completion of the course including final exam.
- Satisfying the time requirement (20 hours per line of authority) which will be verified by a member of our compliance team the following business day.
- Download and Print admission ticket/certificate through the “Transcript” tile on the user dashboard.
- Admissions Tickets/Certificates are valid for 90 days.
- Required at the testing center.
Schedule the North Dacota State examination.
- Registration must be completed online on the PSI website: https://test- takers.psiexams.com/ndins/test
- Exam fee $64
Online proctored exams:
- You must check the compatibility of your computer before registering for the exam. https://syscheck.bridge.psiexams.com
- If your computer is not compatible with the online software, you will need to schedule your examination at the PSI test center. 855-340-3905
Limitation on repeat examinations:
- There are no limitations on retaking the exam.
Pass your state exam
- Take advantage of the cram courses (Prep Review and Exam Simulator) within your prelicensing course during the waiting period.
- Prep Review Course: This part of the training features content “boiled down to the essence” of the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Instructionally designed to teach individuals how to pass, most study effort should be invested here. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam.
- Exam Simulator: These special exams are designed to gauge content retention levels. Important: Only take the Exam Simulators after the Prep Review Course has been successfully completed. It ensures these questions will be “fresh in the mind”.
- On the day of testing, you must present a valid government issued photo id. and exam booking confirmation.
Schedule your Fingerprint appointment
- Register for an appointment at a Law Enforcement Center or;
- through PSI on day of examination.
- PSI will mail the signed consent form, fingerprint card, and BCI payment directly to the North Dakota Insurance Department.
- Fingerprint Fee: Varies by vendor and are non-refundable
- PSI – You must provide two separate payments for fingerprints: BCI $41.25 and PSI processing fee of $29
Apply for license
- Submit license application online through www.nipr.com
- Application fee $100 plus processing fee
- If you answer “Yes” to a background question on the application, submit your written statement accompanied by corresponding court documents (printouts from a court’s web site are not acceptable) as part of your NIPR electronic license application using the Attachments Warehouse
- • If you need to submit other additional documents as part of your NIPR electronic license application, use the Attachments Warehouse.
- NIPR verifies exams prior to allowing submission of an application.
PSI Exam Outlines
DESCRIPTION | Question Count | |
Life | Health | |
Life Insurance | ||
General Insurance | 8 | 0 |
Life Insurance Basics | 13 | 0 |
Life Insurance Policies | 10 | 0 |
Life Insurance Policy Provisions, Options and Riders | 10 | 0 |
Annuities | 9 | 0 |
Federal Tax Considerations for Life Insurance and Annuities | 6 | 0 |
Qualified Plans | 5 | 0 |
Accident and Health Insurance | ||
General Insurance | 0 | 7 |
Accident and Health Insurance Basics | 0 | 13 |
Individual Accident and Health Insurance Policy Provisions | 0 | 12 |
Disability Income and Related Insurance | 0 | 7 |
Medical Plans | 0 | 15 |
Group Health Insurance | 0 | 4 |
Specialized Health Insurance for Qualified Individuals | 0 | 6 |
Federal Tax Considerations for Health Insurance | 0 | 3 |
North Dakota Laws and Rules | ||
Insurance Regulation | 12 | 10 |
North Dakota Laws and Regulations Pertaining to Life Insurance | 28 | 0 |
North Dakota Laws and Regulations Pertaining to Accident and Health Insurance | 0 | 30 |
Federal Laws and Regulations | 3 | 3 |
Total for all parts | ||
Total Scored Questions on Exam | 104 | 110 |
Maximum Time allowed to complete exam in minutes | 120 | 120 |
Passing Score | 70 | 70 |
DESCRIPTION | Question Count | |
Casualty | Property | |
Casualty Insurance | ||
General Insurance | 14 | 0 |
Casualty Insurance Basics | 22 | 0 |
Personal Automobile Insurance | 11 | 0 |
Commercial Automobile Policy | 5 | 0 |
Commercial General Liability | 8 | 0 |
Other Types of Casualty Insurance | 5 | 0 |
Workers’ Compensation Laws | 3 | 0 |
Property Insurance | ||
General Insurance | 0 | 14 |
Property Insurance Basics | 0 | 22 |
Dwelling Policy Concepts | 0 | 3 |
Homeowners Policy Concepts | 0 | 11 |
Commercial Property Policies | 0 | 9 |
Businessowners Policy | 0 | 5 |
Other Types of Property Insurance – Purpose and General Characteristics | 0 | 3 |
North Dakota Laws and Rules | ||
Insurance Regulation | 10 | 14 |
North Dakota Laws and Regulations Pertinent to Casualty Insurance | 30 | 0 |
North Dakota Laws and Regulations Pertinent to Property Insurance | 0 | 26 |
Federal Laws and Regulations | 2 | 3 |
Total for all parts | ||
Total Scored Questions on Exam | 110 | 110 |
Maximum Time allowed to complete exam in minutes | 120 | 120 |
Passing Score | 70 | 70 |
Producer Licensing Checklist:
Task: | Date Completed |
1. Complete prelicensing course | |
2. Register for exam | |
3. Pass exam | |
4. Submit Fingerprints | |
5. Apply for license |
Governing Agency
Name: North Dakota Insurance Department Producer Licensing Division
Phone: 701-328-2440
Fax: 701-328-4880
Website: https://www.insurance.nd.gov/producers
Address: 600 E Boulevard Ave. Bismarck, ND 58505-0320
Working as an Insurance Agent
Property and Casualty Insurance Agents
What can you expect working as an agent? Property and casualty insurance agents work with clients to help secure policies that protect people and businesses from financial loss.
For individuals many of these events include automobile accidents, fire, theft. For businesses these events can include the same as individuals but can also include workers’ compensation claims, product liability claims, or medical malpractice claims.
Life Insurance Agents
What can you expect from working as an Insurance agent? Life insurance agents work with clients to help secure policies that pay beneficiaries when a policyholder passes away. Life insurance agents also can help people prepare for retirement by offering certain types of annuities.
Health and long-term care insurance agents work with clients to help secure policies that cover the costs of medical care and assisted-living services. They also can help clients secure dental insurance and disability insurance.
Why Students Choose XCEL
XCEL is the nation’s online insurance education industry leader. We provide you with all the tools and study material you will need to pass the state exam the first time. We understand how people learn and incorporate every detail of our knowledge to help you succeed.

Wide Variety
of Study Options

Proven
System
XCEL offers a unique three-step training program instructionally designed to prepare you to pass the first time.

Pass
Rates
XCEL is the nation’s most trusted provider of test-prep solutions for insurance industry licensing exams. Our courses are built around questions similar to those seen on the exams.
Don’t Delay, Start Today!
View insurance courses below to find out what pre-licensing courses are required for your state.