Tennessee Insurance License Classes Online
Property and Casualty
Best Value
Premier
Life and Health
The ultimate package including everything you need to pass the first time or your money back. Ideal for those looking to maximize their studying with various learning formats.
XCEL’s 3-Part Training Program
Pre-licensing Course:
An online self-study course that provides the foundational information and satisfies any applicable state requirements
Prep Review Course:
Scales down content to focus solely on the most important material with weighted chapters identical to the state exam
Exam Simulators:
Extended Access:
Online Flashcards
Over 800+ flashcards to test your knowledge of fundamental terms & help reinforce key topics
Recorded Exam Review Class
Play and pause a recorded version of our 1-day Exam Review class to review critical concepts you must master before taking your exam
Prepared to Pass Promise
We're so confident in our ability to prepare you to pass your exam on the first try that we will refund you if you purchase our Premier Package and follow our 3-step process. Click here for terms.
Printable Review Notes Study Calendar 24/7 Interactive Online Learning Access Study anywhere, anytime, on any device
Standard
Life and Health
XCEL’s 3-Part Training Program
Pre-licensing Course:
An online self-study course that provides the foundational information and satisfies any applicable state requirements
Prep Review Course:
Scales down content to focus solely on the most important material with weighted chapters identical to the state exam
Exam Simulators:
Extended Access:
Printable Review Notes Study Calendar 24/7 Interactive Online Learning Access Study anywhere, anytime, on any device
Tennessee Health Pre-licensing
Tennessee Life Pre-licensing
Life and Health
Property and Casualty
Best Value
Premier
Property and Casualty
The ultimate package including everything you need to pass the first time or your money back. Ideal for those looking to maximize their studying with various learning formats.
XCEL’s 3-Part Training Program
Pre-licensing Course:
An online self-study course that provides the foundational information and satisfies any applicable state requirements
Prep Review Course:
Scales down content to focus solely on the most important material with weighted chapters identical to the state exam
Exam Simulators:
Extended Access:
Online Flashcards
Over 800+ flashcards to test your knowledge of fundamental terms & help reinforce key topics
Recorded Exam Review Class
Play and pause a recorded version of our 1-day Exam Review class to review critical concepts you must master before taking your exam
Prepared to Pass Promise
We're so confident in our ability to prepare you to pass your exam on the first try that we will refund you if you purchase our Premier Package and follow our 3-step process. Click here for terms.
Printable Review Notes Study Calendar 24/7 Interactive Online Learning Access Study anywhere, anytime, on any device
Standard
Property and Casualty
XCEL’s 3-Part Training Program
Pre-licensing Course:
An online self-study course that provides the foundational information and satisfies any applicable state requirements
Prep Review Course:
Scales down content to focus solely on the most important material with weighted chapters identical to the state exam
Exam Simulators:
Extended Access:
Printable Review Notes Study Calendar 24/7 Interactive Online Learning Access Study anywhere, anytime, on any device
Tennessee State Insurance Licensing Requirements
HOW TO OBTAIN A TENNESSEE INSURANCE PRODUCER LICENSE
Complete the prelicensing course.
- Life Only – 20 hours
- Accident and Health – 20 hours
- Casualty – 20 hours
- Property – 20 hours
- Personal lines – 20 hours
**Applicants with a criminal background should file license application directly with the Department of Commerce and insurance and receive approval before completing the required prelicensing education.
Course requirements:
- This is a forced progression (locked) state that requires the student to review each lesson and pass each of the chapter quiz before moving onto the next section/chapter.
- Assessments on key topics throughout the course and must be successfully passed with a minimum score of 70% before moving onto the next chapter.
Certificate Information:
To be eligible for a Certificate of completion, you must follow several steps:
- Completion of the course and Final Exam with a minimum score of 70%
- Download and Print certificate through the “Transcript” tile on the user dashboard.
- Certificates are valid for 6 months.
Schedule the Tennessee State examination.
- Registration must be completed online on Pearson Vue website: www.pearsonvue.com/tn/insurance
- Single line exam fee $49
- Combination exam fee: $59
Online proctored exams:
- You must check the compatibility of your computer before registering for the exam. https://home.pearsonvue.com/tn/insurance/onvue
- If your computer is not compatible with the online software, you will need to schedule your examination at a Pearson Vue test center.
Limitation on repeat examinations:
- There are no limitations on retaking the exam.
Pass your state exam
- Take advantage of the cram courses (Prep Review and Exam Simulator) within your prelicensing course during the waiting period.
- Prep Review Course: This part of the training features content “boiled down to the essence” of the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Instructionally designed to teach individuals how to pass, most study effort should be invested here. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam.
- Exam Simulator: These special exams are designed to gauge content retention levels. Important: Only take the Exam Simulators after the Prep Review Course has been successfully completed. It ensures these questions will be “fresh in the mind”.
- On the day of testing, you must present two forms of identification bearing your signature, one of which must be a valid government issued photo id.
- Valid certificate of completion
Apply for license
- Submit license application electronically through NIPR www.nipr.com
- Application fee – $50
- NIPR verifies exams prior to allowing submission of an application
Exam Outlines
| DESCRIPTION | Question Count | % of Exam
Questions |
||
| Life | Health | Life | Health | |
| Life Insurance | ||||
| Types of Policies and Features | 12 | 0 | 18% | 0% |
| Policy Riders, Provisions, Options, and Exclusions | 18 | 0 | 26% | 0% |
| Completing the Application, Underwriting, and Delivering the Policies | 12 | 0 | 18% | 0% |
| Taxes, Retirement, and Other Insurance Concepts | 8 | 0 | 12% | 0% |
| Health Insurance | ||||
| Types of Policies | 0 | 14 | 0% | 21% |
| Policy Provisions, Clauses, and Riders | 0 | 20 | 0% | 29% |
| Social Insurance | 0 | 3 | 0% | 4% |
| Other Insurance Concepts | 0 | 4 | 0% | 6% |
| Field Underwriting Procedures | 0 | 9 | 0% | 13% |
| Tennessee Laws and Rules | ||||
| Tennessee Statutes, Rules and Regulations Common to All Lines | 14 | 14 | 21% | 21% |
| Tennessee Statutes, Rules and Regulations Pertinent to Life Insurance | 4 | 0 | 6% | 0% |
| Tennessee Statutes, Rules and Regulations Pertinent to Health Insurance | 0 | 4 | 0% | 6% |
| Total for all parts | ||||
| Total Scored Questions on Exam | 68 | 68 | ||
| Maximum Time allowed to complete exam in minutes | 105 | 105 | 105 | 105 |
| Passing Score | 70 | 70 | 70 | 70 |
| DESCRIPTION | Question Count | % of Exam Questions | ||
| Casualty | Property | Casualty | Property | |
| Casualty Insurance | ||||
| Types of Policies, Bonds, and Related Terms | 25 | 0 | 37% | 0% |
| Insurance Terms and Related Concepts | 14 | 0 | 21% | 0% |
| Policy Provisions | 11 | 0 | 16% | 0% |
| Property Insurance | ||||
| Types of Property Policies | 0 | 25 | 0% | 37% |
| Insurance Terms and Related Concepts | 0 | 14 | 0% | 21% |
| Policy Provisions and Contract Law | 0 | 11 | 0% | 16% |
| Tennessee Laws and Rules | ||||
| Tennessee Statutes, Rules, and Regulations Common to All Lines | 14 | 14 | 21% | 21% |
| Tennessee Statutes, Rules and Regulations Pertinent to Casualty Insurance | 4 | 0 | 6% | 0% |
| Tennessee Statutes, Rules and Regulations Pertinent to Property Insurance | 0 | 4 | 0% | 6% |
| Total for all parts | ||||
| Total Scored Questions on Exam | 68 | 68 | ||
| Maximum Time allowed to complete exam in minutes | 105 | 105 | 105 | 105 |
| Passing Score | 70 | 70 | 70 | 70 |
Producer Licensing Checklist:
| Task: | Date Completed |
| 1. Complete prelicensing course | |
| 2. Register for exam | |
| 3. Pass exam | |
| 4. Apply for License |
Governing Agency
Name: Tennessee Department of Commerce and Insurance Producer Licensing Section
Phone: 888-416-0868
Website: https://www.tn.gov/commerce/insurance-division.html
Address: 500 James Robertson Parkway Nashville, TN 37243-1134
Working as an Insurance Agent
Property and Casualty Insurance Agents
What can you expect working as an agent? Property and casualty insurance agents work with clients to help secure policies that protect people and businesses from financial loss.
For individuals many of these events include automobile accidents, fire, theft. For businesses these events can include the same as individuals but can also include workers’ compensation claims, product liability claims, or medical malpractice claims.
Life Insurance Agents
What can you expect from working as an Insurance agent? Life insurance agents work with clients to help secure policies that pay beneficiaries when a policyholder passes away. Life insurance agents also can help people prepare for retirement by offering certain types of annuities.
Health and long-term care insurance agents work with clients to help secure policies that cover the costs of medical care and assisted-living services. They also can help clients secure dental insurance and disability insurance.
Why Students Choose XCEL
XCEL is the nation’s online insurance education industry leader. We provide you with all the tools and study material you will need to pass the state exam the first time. We understand how people learn and incorporate every detail of our knowledge to help you succeed.
Wide Variety
of Study Options
Proven
System
XCEL offers a unique three-step training program instructionally designed to prepare you to pass the first time.
Pass
Rates
XCEL is the nation’s most trusted provider of test-prep solutions for insurance industry licensing exams. Our courses are built around questions similar to those seen on the exams.
Don’t Delay, Start Today!
View insurance courses below to find out what pre-licensing courses are required for your state.