Washington Insurance License Classes Online
Life and Health
Property and Casualty
Best Value
Premier
Life and Health
The ultimate package including everything you need to pass the first time or your money back. Ideal for those looking to maximize their studying with various learning formats.
XCEL’s 3-Part Training Program
Pre-licensing Course:
An online self-study course that provides the foundational information and satisfies any applicable state requirements
Prep Review Course:
Scales down content to focus solely on the most important material with weighted chapters identical to the state exam
Exam Simulators:
Extended Access:
Online Flashcards
Over 800+ flashcards to test your knowledge of fundamental terms & help reinforce key topics
Recorded Exam Review Class
Play and pause a recorded version of our 1-day Exam Review class to review critical concepts you must master before taking your exam
Prepared to Pass Promise
We're so confident in our ability to prepare you to pass your exam on the first try that we will refund you if you purchase our Premier Package and follow our 3-step process. Click here for terms.
Printable Review Notes Study Calendar 24/7 Interactive Online Learning Access Study anywhere, anytime, on any device
Standard
Life and Health
XCEL’s 3-Part Training Program
Pre-licensing Course:
An online self-study course that provides the foundational information and satisfies any applicable state requirements
Prep Review Course:
Scales down content to focus solely on the most important material with weighted chapters identical to the state exam
Exam Simulators:
Extended Access:
Printable Review Notes Study Calendar 24/7 Interactive Online Learning Access Study anywhere, anytime, on any device
Washington Health Pre-licensing
Washington Life Pre-licensing
Life and Health
Property and Casualty
Best Value
Premier
Property and Casualty
The ultimate package including everything you need to pass the first time or your money back. Ideal for those looking to maximize their studying with various learning formats.
XCEL’s 3-Part Training Program
Pre-licensing Course:
An online self-study course that provides the foundational information and satisfies any applicable state requirements
Prep Review Course:
Scales down content to focus solely on the most important material with weighted chapters identical to the state exam
Exam Simulators:
Extended Access:
Online Flashcards
Over 800+ flashcards to test your knowledge of fundamental terms & help reinforce key topics
Recorded Exam Review Class
Play and pause a recorded version of our 1-day Exam Review class to review critical concepts you must master before taking your exam
Prepared to Pass Promise
We're so confident in our ability to prepare you to pass your exam on the first try that we will refund you if you purchase our Premier Package and follow our 3-step process. Click here for terms.
Printable Review Notes Study Calendar 24/7 Interactive Online Learning Access Study anywhere, anytime, on any device
Standard
Property and Casualty
XCEL’s 3-Part Training Program
Pre-licensing Course:
An online self-study course that provides the foundational information and satisfies any applicable state requirements
Prep Review Course:
Scales down content to focus solely on the most important material with weighted chapters identical to the state exam
Exam Simulators:
Extended Access:
Printable Review Notes Study Calendar 24/7 Interactive Online Learning Access Study anywhere, anytime, on any device
Washington State Insurance Licensing Requirements
HOW TO OBTAIN A WASHINGTON INSURANCE PRODUCER LICENSE
Effective 07/24/2023 – The State of Washington eliminated the prelicensing requirement. However, it is recommended as the prelicensing course is designed to prepare candidates for the State Licensing Examination.
Complete the prelicensing course.
- Life Only
- Accident & Health Only
- Life, Accident and Disability
- Casualty Insurance
- Property Insurance
- Property and Casualty
- Personal lines
Course requirements:
- This is a forced progression (locked) state that requires the student to review each lesson and pass each of the chapter quiz before moving onto the next section/chapter.
- Assessments on key topics throughout the course and must be successfully passed with a minimum score of 70% before moving onto the next chapter.
Schedule the Washington State examination.
- Registration must be completed online through PSI website: https://home.psiexams.com/#/home
- Single Line exam fee $35
- Combined exam fee $52
- Education Roster not required to schedule the exam.
Online proctored exams:
- You must check the compatibility of your computer before registering for the exam. https://home.psiexams.com/static/#/bcheck
- If your computer is not compatible with the online software, you will need to schedule your examination online through Pearson VUE or by calling (833) 273-1946.
Limitation on repeat examinations:
- There is no limit to the number of attempts a candidate can make on the same exam.
Pass your state exam
- Take advantage of the cram courses (Prep Review and Exam Simulator) within your prelicensing course up until test day.
- Prep Review Course: This part of the training features content “boiled down to the essence” of the state exam. Chapters have only a few pages of material, but the content must be mastered to pass. Instructionally designed to teach individuals how to pass, most study effort should be invested here. Chapter exams are substantially larger (50+ questions), providing exposure to the types of questions seen on the state exam.
- Exam Simulator: These special exams are designed to gauge content retention levels. Important: Only take the Exam Simulators after the Prep Review Course has been successfully completed. It ensures these questions will be “fresh in the mind”.
- On the day of testing, you must present a valid government issued photo id.
Apply for license
- Submit online license application www.insurance.wa.gov or electronically through NIPR www.nipr.com
- Application fee $60.00
Submit your Fingerprints
- The state of Washington requires fingerprinting E-fingerprint services are offered at most exam centers and all IDEMIA IdentoGo centers. Contact them at 888-771-5097 or via their website (www.identogo.com).
- Fingerprint Fee: $49.25
Please note: If you do not submit all the application requirements (application/fee, fingerprints, conviction documents) within 180 days of passing the exam, you will be required to retake the exam.
PSI Exam Outlines
| DESCRIPTION | Question Count | % of Exam Questions | ||||
| Life and
Disability |
Life | Disability | Life and
Disability |
Life | Disability | |
| Life Insurance | ||||||
| I. General Insurance Concepts | 5 | 10 | 0 | 3% | 10% | 0% |
| II. Life Insurance Basics | 10 | 10 | 0 | 7% | 10% | 0% |
| III. Types of Life Insurance Policies | 12 | 15 | 0 | 8% | 15% | 0% |
| IV. Policy Provisions, Options and
Riders |
17 | 20 | 0 | 11% | 20% | 0% |
| V. Annuities | 9 | 10 | 0 | 6% | 10% | 0% |
| VI. Federal Tax Considerations for Life Insurance | 3 | 3 | 0 | 2% | 3% | 0% |
| Disability Insurance – General | ||||||
| I. General Insurance Concepts | 5 | 0 | 10 | 3% | 0% | 10% |
| II. Accident and Health Insurance
Concepts |
6 | 0 | 9 | 4% | 0% | 9% |
| III. Individual Accident Health Insurance Policy Provisions | 10 | 0 | 12 | 7% | 0% | 12% |
| IV. Disability Income and Related
Insurance |
8 | 0 | 12 | 5% | 0% | 12% |
| V. Medical Plans | 6 | 0 | 9 | 4% | 0% | 9% |
| VI. Group Health Insurance | 4 | 0 | 12 | 3% | 0% | 12% |
| VII. Health Insurance for Seniors Citizens and Special Needs | 5 | 0 | 6 | 3% | 0% | 6% |
| VIII. Federal Tax Considerations for Health Insurance | 3 | 0 | 4 | 2% | 0% | 4% |
| WA Laws Rules and Regulations | ||||||
| I. Federal Laws and Regulations | 2 | 2 | 2 | 1% | 2% | 2% |
| II. Washington Laws, Rules, and Regulations | 45 | 30 | 30 | 30% | 30% | 30% |
| Total for all parts | ||||||
| Total Scored Questions on Exam | 150 | 100 | 100 | 100 | 100 | 100 |
| Maximum Time allowed to complete exam in minutes | 195 | 150 | 150 | 195 | 150 | 150 |
| Minimum Correct for Passing Score | 70 | 70 | 70 | 70 | 70 | 70 |
| DESCRIPTION | Question Count | % of Exam Questions | ||||||
| Property and
Casualty |
Property | Casualty | Personal Lines | Property and
Casualty |
Property | Casualty | Personal Lines | |
| General Insurance | ||||||||
| I. General Insurance Concepts | 14 | 16 | 16 | 16 | 9% | 16% | 16% | 16% |
| Casualty Insurance – General | ||||||||
| I. Casualty Insurance Basics | 12 | 0 | 17 | 12 | 8% | 0% | 17% | 12% |
| II. Personal Automobile Policy | 5 | 0 | 8 | 9 | 3% | 0% | 8% | 9% |
| III. Commercial Automobile Policy | 4 | 0 | 7 | 0 | 3% | 0% | 7% | 0% |
| IV. Commercial General Liability | 10 | 0 | 10 | 0 | 7% | 0% | 10% | 0% |
| V. Commercial Crime | 3 | 0 | 3 | 0 | 2% | 0% | 3% | 0% |
| VI. Other Types of Casualty Insurance | 4 | 0 | 7 | 0 | 3% | 0% | 7% | 0% |
| Property Lines – General | ||||||||
| I. Property Insurance Basics | 12 | 20 | 0 | 12 | 8% | 20% | 0% | 12% |
| II. Dwelling Policy Concepts | 2 | 2 | 0 | 2 | 1% | 2% | 0% | 2% |
| III. Homeowners Policy Concepts | 13 | 12 | 0 | 13 | 9% | 12% | 0% | 13% |
| IV. Commercial Property Policies | 10 | 10 | 0 | 0 | 7% | 10% | 0% | 0% |
| V. Businessowners Policy | 10 | 6 | 0 | 0 | 7% | 6% | 0% | 0% |
| VI. Other Types of Property Insurance and General
Characteristics |
4 | 2 | 0 | 4 | 3% | 2% | 0% | 4% |
| WA Laws Rules and Regulations | ||||||||
| I. Federal Laws and Regulations | 2 | 2 | 2 | 2 | 1% | 2% | 2% | 2% |
| II. Washington Laws, Rules, and Regulations | 45 | 30 | 30 | 30 | 30% | 30% | 30% | 30% |
| Total for all parts | ||||||||
| Total Scored Questions on Exam | 150 | 100 | 100 | 100 | 150 | 100 | 100 | 100 |
| Maximum Time allowed to
complete exam in minutes |
180 | 120 | 120 | 120 | 180 | 120 | 120 | 120 |
| Minimum Correct for Passing Score | 70 | 70 | 70 | 70 | 70 | 70 | 70 | 70 |
Producer Licensing Checklist:
| Task: | Date Completed |
| 1. Complete prelicensing course and time requirement | |
| 2. Register for exam | |
| 3. Pass exam (Must have valid ID) | |
| 4. Apply for License | |
| 5. Submit fingerprints |
Governing Agency
Name: Washington Office of the Insurance Commissioner
Website: http://www.insurance.wa.gov
Address: PO Box 40255 Olympia, WA 98504-0255
Phone: 800-562-6900
Fax: 916-327-6907
Working as an Insurance Agent
Property and Casualty Insurance Agents
What can you expect working as an agent? Property and casualty insurance agents work with clients to help secure policies that protect people and businesses from financial loss.
For individuals many of these events include automobile accidents, fire, theft. For businesses these events can include the same as individuals but can also include workers’ compensation claims, product liability claims, or medical malpractice claims.
Life Insurance Agents
What can you expect from working as an Insurance agent? Life insurance agents work with clients to help secure policies that pay beneficiaries when a policyholder passes away. Life insurance agents also can help people prepare for retirement by offering certain types of annuities.
Health and long-term care insurance agents work with clients to help secure policies that cover the costs of medical care and assisted-living services. They also can help clients secure dental insurance and disability insurance.
Why Students Choose XCEL
XCEL is the nation’s online insurance education industry leader. We provide you with all the tools and study material you will need to pass the state exam the first time. We understand how people learn and incorporate every detail of our knowledge to help you succeed.
Wide Variety
of Study Options
Proven
System
XCEL offers a unique three-step training program instructionally designed to prepare you to pass the first time.
Pass
Rates
XCEL is the nation’s most trusted provider of test-prep solutions for insurance industry licensing exams. Our courses are built around questions similar to those seen on the exams.
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